Choose the Loan Option to Fit Your Lifestyle and Needs

Home Equity Line of Credit Loans

A home equity line of credit (HELOC) provides easy, ongoing access to cash for remodeling or landscaping your home, or consolidating debt - whatever you need. With a revolving line of credit, you'll pay only for the amount of the line of credit used.

• Variable rate that fluctuates with the market making no refinancing necessary
• Easy access to funds via online transfer or convenience checks as needed for up to 10 years (draw period), then repay over 15 years
  
  

Home Equity Loans

A home equity loan is a "lump sum" of money that can be used for consolidating debt, planning for home improvements, making a large purchase, or whatever you need.

• Terms up to 20 years
• Stable fixed rate and fixed monthly payments
  
  

Both offer:

• No application or origination fees
• No-fee and no-cost options¹
• Up to 100% of your home's value²
• Up to 75% of your rental or investment property’s value³
• Up to 75% of your second home or vacation property’s value³
• No negative amortization

Reasons to Borrow Equity

Home Improvements

Debt Consolidation

Life Events

College Tuition