
Orange County's Credit Union
Annual Percentage Rate (APR)¹ |
Terms in Months |
Minimum Loan Amount |
Estimated Payment per $1,000 Borrowed |
---|---|---|---|
9.75% - 18.75% |
12 |
$500 |
$43.89 - $45.99² |
9.75% - 18.75% |
24 |
$1,000 |
$46.02 - $50.27 |
9.75% - 18.75% |
36 |
$3,000 |
$32.15 - $36.52 |
9.75% - 18.75% |
48 |
$4,000 |
$25.54 - $29.76 |
10.75% - 19.75% |
60 |
$5,000 |
$21.62 - $26.35 |
Effective February 1, 2023. Subject to change anytime.
Annual Percentage Rate (APR)¹ |
Terms in Months |
Minimum Loan Amount |
Estimated Payment per $1,000 Borrowed |
---|---|---|---|
9.75% - 18.75% |
12 |
$500 |
$43.89 - $45.99² |
9.75% - 18.75% |
24 |
$1,000 |
$46.02 - $50.27 |
9.75% - 18.75% |
36 |
$3,000 |
$32.15 - $36.52 |
9.75% - 18.75% |
48 |
$4,000 |
$25.54 - $29.76 |
10.75% - 19.75% |
60 |
$5,000 |
$21.62 - $26.35 |
Effective February 1, 2023. Subject to change anytime.
New Auto Loan Rates
Annual Percentage Rate (APR)¹ |
Terms in Months |
Estimated Payment per $1,000 Borrowed |
---|---|---|
4.99% - 13.24% |
48 |
$23.03 - $26.94 |
5.49% - 13.74% |
60 |
$19.10 - $23.13 |
5.99% - 14.24% |
72 |
$16.57 - $20.74 |
6.89% - 15.14% |
84 |
$15.04 - $19.38 |
Effective February 1, 2023. Subject to change anytime.
Used Auto Loan Rates
Annual Percentage Rate (APR)¹ |
Terms in Months |
Estimated Payment per $1,000 Borrowed |
---|---|---|
4.99% - 13.24% |
48 |
$23.03 - $26.94 |
5.49% - 13.74% |
60 |
$19.10 - $23.13 |
5.99% - 14.24% |
72 |
$16.57 - $20.74 |
Effective February 1, 2023. Subject to change anytime.
First-Time Auto Buyer Loan Rates (New & Used)
Annual Percentage Rate (APR)¹ |
Terms in Months |
Estimated Payment per $1,000 Borrowed |
---|---|---|
7.49% |
60 |
$20.04 |
7.74% |
72 |
$17.41 |
Effective February 1, 2023. Subject to change anytime.
New Auto Loan Rates
Annual Percentage Rate (APR)¹ |
Terms in Months |
Estimated Payment per $1,000 Borrowed |
---|---|---|
4.99% - 13.24% |
48 |
$23.03 - $26.94 |
5.49% - 13.74% |
60 |
$19.10 - $23.13 |
5.99% - 14.24% |
72 |
$16.57 - $20.74 |
6.89% - 15.14% |
84 |
$15.04 - $19.38 |
Effective February 1, 2023. Subject to change anytime.
Used Auto Loan Rates
Annual Percentage Rate (APR)¹ |
Terms in Months |
Estimated Payment per $1,000 Borrowed |
---|---|---|
4.99% - 13.24% |
48 |
$23.03 - $26.94 |
5.49% - 13.74% |
60 |
$19.10 - $23.13 |
5.99% - 14.24% |
72 |
$16.57 - $20.74 |
Effective February 1, 2023. Subject to change anytime.
First-Time Auto Buyer Loan Rates (New & Used)
Annual Percentage Rate (APR)¹ |
Terms in Months |
Estimated Payment per $1,000 Borrowed |
---|---|---|
7.49% |
60 |
$20.04 |
7.74% |
72 |
$17.41 |
Effective February 1, 2023. Subject to change anytime.
RV Loan Rates
New RV | Used RV | |
---|---|---|
APR¹ Range | 6.99 - 17.99% | 7.49 - 18.49% |
Max Term (Months)² | 144 | 144 |
Amount Financed³ | 80% LTV | 80% LTV |
APR¹ Range | Max Term (Months)² | Amount Financed³ | |
---|---|---|---|
New RV | 6.99 - 17.99% | 144 | 80% LTV |
Used RV | 7.49 - 18.49% | 144 | 80% LTV |
Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.
Motorcycle Loan Rates
New Motorcycle 100% LTV | New Motorcycle 80% LTV | Used Motorcycle | |
---|---|---|---|
APR¹ Range | 7.49 - 17.74% | 6.99 - 17.24% | 7.99% - 18.24% |
Max Term (Months)² | 48 | 48 | 48 |
Amount Financed³ | 100% LTV | 80% LTV | 80% LTV |
APR¹ Range | Max Term (Months)² | Amount Financed³ | |
---|---|---|---|
New Motorcycle 100% LTV | 7.49 - 17.74% | 48 | 100% LTV |
New Motorcycle 80% LTV | 6.99 - 17.24% | 48 | 80% LTV |
Used Motorcycle | 7.99% - 18.24% | 48 | 80% LTV |
Boat, ATV, & Watercraft Loan Rates
New Boats & Yachts | New All Terrain Vehicles & Personal Watercraft | |
---|---|---|
APR¹ Range | 6.99 - 17.74% | 12.75 - 21.00% |
Max Term (Months)² | 120 | 48 |
Amount Financed³ | 80% LTV | 80% LTV |
APR¹ Range | Max Term (Months)² | Amount Financed³ | |
---|---|---|---|
New Boats & Yachts | 6.99 - 17.74% | 120 | 80% LTV |
New All Terrain Vehicles & Personal Watercraft | 12.75 - 21.00% | 48 | 80% LTV |
Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.
Today’s Purchase Rates
30-Yr Fixed | 15-Yr Fixed | 10/1 Adj | 7/1 Adj | 5/1 Adj | |
---|---|---|---|---|---|
Rate | 6.250% | 5.875% | 6.125% | 5.875% | 5.750% |
APR As Low As | 6.352% | 6.039% | 6.758% | 6.787% | 6.890% |
Points | 0.375 | 0.375 | 0.375 | 0.500 | 0.500 |
Payment | $1,847.15 | $2,511.36 | $1,822.83 | $1,774.61 | $1,750.72 |
Rate | APR As Low As | Points | Payment | |
---|---|---|---|---|
30-Yr Fixed | 6.250% | 6.352% | 0.375 | $1,847.15 |
15-Yr Fixed | 5.875% | 6.039% | 0.375 | $2,511.36 |
10/1 Adj | 6.125% | 6.758% | 0.375 | $1,822.83 |
7/1 Adj | 5.875% | 6.787% | 0.500 | $1,774.61 |
5/1 Adj | 5.750% | 6.890% | 0.500 | $1,750.72 |
Today’s Refinance Rates
30-Yr Fixed | 15-Yr Fixed | 10/1 Adj | 7/1 Adj | 5/1 Adj | |
---|---|---|---|---|---|
Rate | 6.250% | 5.875% | 6.125% | 5.875% | 5.750% |
APR | 6.352% | 6.039% | 6.758% | 6.787% | 6.890% |
Points | 0.375 | 0.375 | 0.375 | 0.500 | 0.500 |
Payment | $1,847.15 | $2,511.36 | $1,822.83 | $1,774.61 | $1,750.72 |
Rate | APR | Points | Payment | |
---|---|---|---|---|
30-Yr Fixed | 6.250% | 6.352% | 0.375 | $1,847.15 |
15-Yr Fixed | 5.875% | 6.039% | 0.375 | $2,511.36 |
10/1 Adj | 6.125% | 6.758% | 0.375 | $1,822.83 |
7/1 Adj | 5.875% | 6.787% | 0.500 | $1,774.61 |
5/1 Adj | 5.750% | 6.890% | 0.500 | $1,750.72 |
Today’s Home Equity Rates
HELOC | 20 Yr Fixed | 15 Yr Fixed | |
---|---|---|---|
Rate | 7.250% | 7.000% | 6.500% |
APR As Low As | 7.250% | 7.000% | 6.500% |
Points | 0.000 | 0.000 | 0.000 |
Payment* | Payment* | $387.65 | $435.55 |
Rate | APR As Low As | Points | Payment* | |
---|---|---|---|---|
HELOC | 7.250% | 7.250% | 0.000 | Payment* |
20 Yr Fixed | 7.000% | 7.000% | 0.000 | $387.65 |
15 Yr Fixed | 6.500% | 6.500% | 0.000 | $435.55 |