
Orange County's Credit Union
Loan Rates
Call Us: (888) 354-6228
Mon - Fri: 8:00 am - 7:00 pm
Sat: 9:00 am - 2:00 pm
Personal Loan Rates
Personal Loan | |
---|---|
APR¹ | 9.50%-19.50% |
Term | 60 |
Amount Financed | Less than $25,000 |
APR¹ | Term | Amount Financed | |
---|---|---|---|
Personal Loan | 9.50%-19.50% | 60 | Less than $25,000 |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.
Auto Loan Rates
New Autos | Used Autos | First Time Auto Buyer - New / Used | |
---|---|---|---|
APR¹ Range | 4.74% - 14.89% | 4.74% - 15.89%*** | 7.24% - 7.49% |
Max Term (Months)² | 84 | 72 | 72 |
Amount Financed³ | Up to 100% LTV | Up to 100% LTV | up to 100% LTV |
APR¹ Range | Max Term (Months)² | Amount Financed³ | |
---|---|---|---|
New Autos | 4.74% - 14.89% | 84 | Up to 100% LTV |
Used Autos | 4.74% - 15.89%*** | 72 | Up to 100% LTV |
First Time Auto Buyer - New / Used | 7.24% - 7.49% | 72 | up to 100% LTV |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.
RV Loan Rates
New RV | Used RV | |
---|---|---|
APR¹ Range | 6.99 - 17.99% | 7.49 - 18.49% |
Max Term (Months)² | 144 | 144 |
Amount Financed³ | 80% LTV | 80% LTV |
APR¹ Range | Max Term (Months)² | Amount Financed³ | |
---|---|---|---|
New RV | 6.99 - 17.99% | 144 | 80% LTV |
Used RV | 7.49 - 18.49% | 144 | 80% LTV |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.
Motorcycle Loan Rates
New Motorcycle 100% LTV | New Motorcycle 80% LTV | Used Motorcycle | |
---|---|---|---|
APR¹ Range | 7.49 - 17.74% | 6.99 - 17.24% | 7.99% - 18.24% |
Max Term (Months)² | 48 | 48 | 48 |
Amount Financed³ | 100% LTV | 80% LTV | 80% LTV |
APR¹ Range | Max Term (Months)² | Amount Financed³ | |
---|---|---|---|
New Motorcycle 100% LTV | 7.49 - 17.74% | 48 | 100% LTV |
New Motorcycle 80% LTV | 6.99 - 17.24% | 48 | 80% LTV |
Used Motorcycle | 7.99% - 18.24% | 48 | 80% LTV |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
Boat, ATV, & Watercraft Loan Rates
New Boats & Yachts | New All Terrain Vehicles & Personal Watercraft | |
---|---|---|
APR¹ Range | 6.99 - 17.74% | 12.75 - 21.00% |
Max Term (Months)² | 120 | 48 |
Amount Financed³ | 80% LTV | 80% LTV |
APR¹ Range | Max Term (Months)² | Amount Financed³ | |
---|---|---|---|
New Boats & Yachts | 6.99 - 17.74% | 120 | 80% LTV |
New All Terrain Vehicles & Personal Watercraft | 12.75 - 21.00% | 48 | 80% LTV |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.
Today’s Purchase Rates
30-Yr Fixed | 15-Yr Fixed | 10/1 Adj | 7/1 Adj | 5/1 Adj | |
---|---|---|---|---|---|
Rate | 5.750% | 5.250% | 5.625% | 5.500% | 5.250% |
APR As Low As | 5.858% | 5.427% | 6.563% | 6.777% | 6.908% |
Points | 0.500 | 0.500 | 0.500 | 0.500 | 0.375 |
Payment | $1,750.72 | $2,411.63 | $1,726.97 | $1,703.37 | $1,656.61 |
Rate | APR As Low As | Points | Payment | |
---|---|---|---|---|
30-Yr Fixed | 5.750% | 5.858% | 0.500 | $1,750.72 |
15-Yr Fixed | 5.250% | 5.427% | 0.500 | $2,411.63 |
10/1 Adj | 5.625% | 6.563% | 0.500 | $1,726.97 |
7/1 Adj | 5.500% | 6.777% | 0.500 | $1,703.37 |
5/1 Adj | 5.250% | 6.908% | 0.375 | $1,656.61 |
Effective January 31, 2023 08:40 AM Pacific Time (PT)
Today’s Refinance Rates
30-Yr Fixed | 15-Yr Fixed | 10/1 Adj | 7/1 Adj | 5/1 Adj | |
---|---|---|---|---|---|
Rate | 5.750% | 5.250% | 5.625% | 5.500% | 5.250% |
APR | 5.858% | 5.427% | 6.563% | 6.777% | 6.908% |
Points | 0.500 | 0.500 | 0.500 | 0.500 | 0.375 |
Payment | $1,750.72 | $2,411.63 | $1,726.97 | $1,703.37 | $1,656.61 |
Rate | APR | Points | Payment | |
---|---|---|---|---|
30-Yr Fixed | 5.750% | 5.858% | 0.500 | $1,750.72 |
15-Yr Fixed | 5.250% | 5.427% | 0.500 | $2,411.63 |
10/1 Adj | 5.625% | 6.563% | 0.500 | $1,726.97 |
7/1 Adj | 5.500% | 6.777% | 0.500 | $1,703.37 |
5/1 Adj | 5.250% | 6.908% | 0.375 | $1,656.61 |
Effective January 31, 2023 08:40 AM Pacific Time (PT)
Today’s Home Equity Rates
HELOC | 20 Yr Fixed | 15 Yr Fixed | |
---|---|---|---|
Rate | 6.990% | 7.000% | 6.500% |
APR As Low As | 6.990% | 7.000% | 6.500% |
Points | 0.000 | 0.000 | 0.000 |
Payment* | Payment* | $387.65 | $435.55 |
Rate | APR As Low As | Points | Payment* | |
---|---|---|---|---|
HELOC | 6.990% | 6.990% | 0.000 | Payment* |
20 Yr Fixed | 7.000% | 7.000% | 0.000 | $387.65 |
15 Yr Fixed | 6.500% | 6.500% | 0.000 | $435.55 |
Effective January 31, 2023 08:40 AM Pacific Time (PT)