Personal Loans


Personal Loan Rates

  Personal Loan
APR¹ 7.25%-17.25%
Term 60
Amount Financed Less than $25,000
  APR¹ Term Amount Financed
Personal Loan 7.25%-17.25% 60 Less than $25,000
Effective September 25, 2021 03:39 AM Pacific Time (PT)

Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.


Vehicle Loans


Auto Loan Rates

  New Autos Used Autos First Time Auto Buyer - New / Used
APR¹ Range 2.49% - 12.14% 2.49% - 12.49%*** 4.49% - 4.74%
Max Term (Months)² 84 72 72
Amount Financed³ Up to 100% LTV Up to 100% LTV up to 100% LTV
  APR¹ Range Max Term (Months)² Amount Financed³
New Autos 2.49% - 12.14% 84 Up to 100% LTV
Used Autos 2.49% - 12.49%*** 72 Up to 100% LTV
First Time Auto Buyer - New / Used 4.49% - 4.74% 72 up to 100% LTV
Effective September 25, 2021 03:39 AM Pacific Time (PT)

Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.


 

RV Loan Rates

  New RV Used RV
APR¹ Range 6.99 - 17.99% 7.49 - 18.49%
Max Term (Months)² 144 144
Amount Financed³ 80% LTV 80% LTV
  APR¹ Range Max Term (Months)² Amount Financed³
New RV 6.99 - 17.99% 144 80% LTV
Used RV 7.49 - 18.49% 144 80% LTV
Effective September 25, 2021 03:39 AM Pacific Time (PT)

Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.


 

Motorcycle Loan Rates

  New Motorcycle 100% LTV New Motorcycle 80% LTV Used Motorcycle
APR¹ Range 7.49 - 17.74% 6.99 - 17.24% 7.99% - 18.24%
Max Term (Months)² 48 48 48
Amount Financed³ 100% LTV 80% LTV 80% LTV
  APR¹ Range Max Term (Months)² Amount Financed³
New Motorcycle 100% LTV 7.49 - 17.74% 48 100% LTV
New Motorcycle 80% LTV 6.99 - 17.24% 48 80% LTV
Used Motorcycle 7.99% - 18.24% 48 80% LTV
Effective September 25, 2021 03:39 AM Pacific Time (PT)

 

Boat, ATV, & Watercraft Loan Rates

  New Boats & Yachts New All Terrain Vehicles & Personal Watercraft
APR¹ Range 6.99 - 17.74% 12.75 - 21.00%
Max Term (Months)² 120 48
Amount Financed³ 80% LTV 80% LTV
  APR¹ Range Max Term (Months)² Amount Financed³
New Boats & Yachts 6.99 - 17.74% 120 80% LTV
New All Terrain Vehicles & Personal Watercraft 12.75 - 21.00% 48 80% LTV
Effective September 25, 2021 03:39 AM Pacific Time (PT)

Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact Orange County's Credit Union for details.


Home Loans


Today’s Mortgage Rates

  30-Yr Fixed 15-Yr Fixed 10/1 Adj 7/1 Adj 5/1 Adj
Rate 3.000% 2.375% 2.750% 2.625% 2.625%
APR As Low As 3.064% 2.468% 2.891% 2.832% 2.823%
Points 0.250 0.125 0.500 0.375 0.000
Payment $1,264.81 $1,982.76 $1,224.72 $1,204.95 $1,204.95
  Rate APR As Low As Points Payment
30-Yr Fixed 3.000% 3.064% 0.250 $1,264.81
15-Yr Fixed 2.375% 2.468% 0.125 $1,982.76
10/1 Adj 2.750% 2.891% 0.500 $1,224.72
7/1 Adj 2.625% 2.832% 0.375 $1,204.95
5/1 Adj 2.625% 2.823% 0.000 $1,204.95
Effective September 24, 2021 09:10 AM Pacific Time (PT)

Today’s Refinance Rates

  30-Yr Fixed 15-Yr Fixed 10/1 Adj 7/1 Adj 5/1 Adj
Rate 3.000% 2.375% 2.750% 2.625% 2.625%
APR As Low As 3.064% 2.468% 2.891% 2.832% 2.823%
Points 0.250 0.125 0.500 0.375 0.000
Payment $1,264.81 $1,982.76 $1,224.72 $1,204.95 $1,204.95
  Rate APR As Low As Points Payment
30-Yr Fixed 3.000% 3.064% 0.250 $1,264.81
15-Yr Fixed 2.375% 2.468% 0.125 $1,982.76
10/1 Adj 2.750% 2.891% 0.500 $1,224.72
7/1 Adj 2.625% 2.832% 0.375 $1,204.95
5/1 Adj 2.625% 2.823% 0.000 $1,204.95
Effective September 24, 2021 09:10 AM Pacific Time (PT)

Today’s Home Equity Rates

  HELOC 20 Yr Fixed 15 Yr Fixed
Rate 4.000% 5.000% 4.500%
APR As Low As 4.000% 5.000% 4.500%
Points 0.000 0.000 0.000
Payment* Payment* $329.98 $382.50
  Rate APR As Low As Points Payment*
HELOC 4.000% 4.000% 0.000 Payment*
20 Yr Fixed 5.000% 5.000% 0.000 $329.98
15 Yr Fixed 4.500% 4.500% 0.000 $382.50
Effective September 24, 2021 09:10 AM Pacific Time (PT)