
Orange County's Credit Union
Business Rates
Call Us: (714) 885-7437
Mon - Fri: 8:00 am - 6:00 pm
Business Checking Rates
Business Checking | |
---|---|
Minimum Opening Deposit | $100 |
Minimum Balance to Obtain APY¹ | $10,000 |
Average Monthly Balance to Avoid Service Fee | $1,500 |
APY¹ | 0.01% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | APY¹ | |
---|---|---|---|---|
Business Checking | $100 | $10,000 | $1,500 | 0.01% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
Business Savings Rates
Business Savings | |
---|---|
Minimum Opening Deposit | $25 |
Minimum Balance to Obtain APY¹ | $100 |
Average Monthly Balance to Avoid Service Fee | $500 |
APY¹ | 0.07% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | APY¹ | |
---|---|---|---|---|
Business Savings | $25 | $100 | $500 | 0.07% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
Business Money Market Account Dividends
$2,500 Min Balance | $25,000 Min Balance | $40,000 Min Balance | $100,000 Min Balance | $250,000 Min Balance | |
---|---|---|---|---|---|
Minimum Opening Deposit | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
Minimum Balance to Obtain APY¹ | $2,500 | $25,000 | $40,000 | $100,000 | $250,000 |
Average Monthly Balance to Avoid Service Fee | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
Dividend Rate | 0.070% | 0.070% | 0.100% | 0.150% | 0.200% |
APY¹ | 0.07% | 0.07% | 0.10% | 0.15% | 0.20% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | Dividend Rate | APY¹ | |
---|---|---|---|---|---|
$2,500 Min Balance | $2,500 | $2,500 | $2,500 | 0.070% | 0.07% |
$25,000 Min Balance | $2,500 | $25,000 | $2,500 | 0.070% | 0.07% |
$40,000 Min Balance | $2,500 | $40,000 | $2,500 | 0.100% | 0.10% |
$100,000 Min Balance | $2,500 | $100,000 | $2,500 | 0.150% | 0.15% |
$250,000 Min Balance | $2,500 | $250,000 | $2,500 | 0.200% | 0.20% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
6 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.100% | 0.150% | 0.200% |
APY¹ | 0.10% | 0.15% | 0.20% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.100% | 0.10% |
$25,000 Min Deposit | 0.150% | 0.15% |
$100,000 Min Deposit | 0.200% | 0.20% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
12 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.150% | 0.200% | 0.250% |
APY¹ | 0.15% | 0.20% | 0.25% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.150% | 0.15% |
$25,000 Min Deposit | 0.200% | 0.20% |
$100,000 Min Deposit | 0.250% | 0.25% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
18 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.250% | 0.300% | 0.350% |
APY¹ | 0.25% | 0.30% | 0.35% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.250% | 0.25% |
$25,000 Min Deposit | 0.300% | 0.30% |
$100,000 Min Deposit | 0.350% | 0.35% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
24 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.350% | 0.400% | 0.450% |
APY¹ | 0.35% | 0.40% | 0.45% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.350% | 0.35% |
$25,000 Min Deposit | 0.400% | 0.40% |
$100,000 Min Deposit | 0.450% | 0.45% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
36 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.400% | 0.450% | 0.550% |
APY¹ | 0.40% | 0.45% | 0.55% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.400% | 0.40% |
$25,000 Min Deposit | 0.450% | 0.45% |
$100,000 Min Deposit | 0.550% | 0.55% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
48 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.450% | 0.500% | 0.600% |
APY¹ | 0.45% | 0.50% | 0.60% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.450% | 0.45% |
$25,000 Min Deposit | 0.500% | 0.50% |
$100,000 Min Deposit | 0.600% | 0.60% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)
60 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.500% | 0.550% | 0.650% |
APY¹ | 0.50% | 0.55% | 0.65% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.500% | 0.50% |
$25,000 Min Deposit | 0.550% | 0.55% |
$100,000 Min Deposit | 0.650% | 0.65% |
Effective May 18, 2022 09:06 AM Pacific Time (PT)