Business Checking



Business Savings



Business Money Markets


Business Money Market Account Dividends

  $2,500 Min Balance $25,000 Min Balance $40,000 Min Balance $100,000 Min Balance $250,000 Min Balance
Minimum Opening Deposit $2,500 $2,500 $2,500 $2,500 $2,500
Minimum Balance to Obtain APY¹ $2,500 $25,000 $40,000 $100,000 $250,000
Average Monthly Balance to Avoid Service Fee $2,500 $2,500 $2,500 $2,500 $2,500
Dividend Rate 0.200% 0.300% 0.399% 0.995% 1.094%
APY¹ 0.20% 0.30% 0.40% 1.00% 1.10%
  Minimum Opening Deposit Minimum Balance to Obtain APY¹ Average Monthly Balance to Avoid Service Fee Dividend Rate APY¹
$2,500 Min Balance $2,500 $2,500 $2,500 0.200% 0.20%
$25,000 Min Balance $2,500 $25,000 $2,500 0.300% 0.30%
$40,000 Min Balance $2,500 $40,000 $2,500 0.399% 0.40%
$100,000 Min Balance $2,500 $100,000 $2,500 0.995% 1.00%
$250,000 Min Balance $2,500 $250,000 $2,500 1.094% 1.10%
Effective January 31, 2023 08:44 AM Pacific Time (PT)

Business Certificate Rates


6 Month Business Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.399% 0.995% 1.094%
APY¹ 0.40% 1.00% 1.10%
  Dividend Rate APY¹
$1,000 Min Deposit 0.399% 0.40%
$25,000 Min Deposit 0.995% 1.00%
$100,000 Min Deposit 1.094% 1.10%
Effective January 31, 2023 08:44 AM Pacific Time (PT)

12 Month Business Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.548% 1.094% 1.193%
APY¹ 0.55% 1.10% 1.20%
  Dividend Rate APY¹
$1,000 Min Deposit 0.548% 0.55%
$25,000 Min Deposit 1.094% 1.10%
$100,000 Min Deposit 1.193% 1.20%
Effective January 31, 2023 08:44 AM Pacific Time (PT)

18 Month Business Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.598% 1.193% 1.292%
APY¹ 0.60% 1.20% 1.30%
  Dividend Rate APY¹
$1,000 Min Deposit 0.598% 0.60%
$25,000 Min Deposit 1.193% 1.20%
$100,000 Min Deposit 1.292% 1.30%
Effective January 31, 2023 08:44 AM Pacific Time (PT)

24 Month Business Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.747% 1.292% 1.390%
APY¹ 0.75% 1.30% 1.40%
  Dividend Rate APY¹
$1,000 Min Deposit 0.747% 0.75%
$25,000 Min Deposit 1.292% 1.30%
$100,000 Min Deposit 1.390% 1.40%
Effective January 31, 2023 08:44 AM Pacific Time (PT)

36 Month Business Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.846% 1.390% 1.489%
APY¹ 0.85% 1.40% 1.50%
  Dividend Rate APY¹
$1,000 Min Deposit 0.846% 0.85%
$25,000 Min Deposit 1.390% 1.40%
$100,000 Min Deposit 1.489% 1.50%
Effective January 31, 2023 08:44 AM Pacific Time (PT)

48 Month Business Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 1.143% 1.489% 1.587%
APY¹ 1.15% 1.50% 1.60%
  Dividend Rate APY¹
$1,000 Min Deposit 1.143% 1.15%
$25,000 Min Deposit 1.489% 1.50%
$100,000 Min Deposit 1.587% 1.60%
Effective January 31, 2023 08:44 AM Pacific Time (PT)

60 Month Business Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 1.292% 1.587% 1.686%
APY¹ 1.30% 1.60% 1.70%
  Dividend Rate APY¹
$1,000 Min Deposit 1.292% 1.30%
$25,000 Min Deposit 1.587% 1.60%
$100,000 Min Deposit 1.686% 1.70%
Effective January 31, 2023 08:44 AM Pacific Time (PT)