Orange County's Credit Union
Business Rates
Call Us: (714) 885-7437
Mon - Fri: 8:00 am - 6:00 pm
Business Checking Rates
Business Checking | |
---|---|
Minimum Opening Deposit | $100 |
Minimum Balance to Obtain APY¹ | $10,000 |
Average Monthly Balance to Avoid Service Fee | $1,500 |
APY¹ | 0.10% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | APY¹ | |
---|---|---|---|---|
Business Checking | $100 | $10,000 | $1,500 | 0.10% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
Business Savings Rates
Business Savings | |
---|---|
Minimum Opening Deposit | $25 |
Minimum Balance to Obtain APY¹ | $250 |
Average Monthly Balance to Avoid Service Fee | $500 |
APY¹ | 0.07% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | APY¹ | |
---|---|---|---|---|
Business Savings | $25 | $250 | $500 | 0.07% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
Business Money Market Account Dividends
$2,500 Min Balance | $25,000 Min Balance | $40,000 Min Balance | $100,000 Min Balance | $250,000 Min Balance | |
---|---|---|---|---|---|
Minimum Opening Deposit | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
Minimum Balance to Obtain APY¹ | $2,500 | $25,000 | $40,000 | $100,000 | $250,000 |
Average Monthly Balance to Avoid Service Fee | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
Dividend Rate | 0.200% | 0.300% | 0.399% | 0.995% | 1.094% |
APY¹ | 0.20% | 0.30% | 0.40% | 1.00% | 1.10% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | Dividend Rate | APY¹ | |
---|---|---|---|---|---|
$2,500 Min Balance | $2,500 | $2,500 | $2,500 | 0.200% | 0.20% |
$25,000 Min Balance | $2,500 | $25,000 | $2,500 | 0.300% | 0.30% |
$40,000 Min Balance | $2,500 | $40,000 | $2,500 | 0.399% | 0.40% |
$100,000 Min Balance | $2,500 | $100,000 | $2,500 | 0.995% | 1.00% |
$250,000 Min Balance | $2,500 | $250,000 | $2,500 | 1.094% | 1.10% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
6 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.390% | 2.225% | 2.323% |
APY¹ | 1.40% | 2.25% | 2.35% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.390% | 1.40% |
$25,000 Min Deposit | 2.225% | 2.25% |
$100,000 Min Deposit | 2.323% | 2.35% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
12 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.538% | 2.323% | 2.421% |
APY¹ | 1.55% | 2.35% | 2.45% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.538% | 1.55% |
$25,000 Min Deposit | 2.323% | 2.35% |
$100,000 Min Deposit | 2.421% | 2.45% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
18 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.587% | 2.421% | 2.518% |
APY¹ | 1.60% | 2.45% | 2.55% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.587% | 1.60% |
$25,000 Min Deposit | 2.421% | 2.45% |
$100,000 Min Deposit | 2.518% | 2.55% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
24 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.735% | 2.518% | 2.616% |
APY¹ | 1.75% | 2.55% | 2.65% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.735% | 1.75% |
$25,000 Min Deposit | 2.518% | 2.55% |
$100,000 Min Deposit | 2.616% | 2.65% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
36 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.833% | 2.616% | 2.713% |
APY¹ | 1.85% | 2.65% | 2.75% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.833% | 1.85% |
$25,000 Min Deposit | 2.616% | 2.65% |
$100,000 Min Deposit | 2.713% | 2.75% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
48 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 2.127% | 2.713% | 2.810% |
APY¹ | 2.15% | 2.75% | 2.85% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 2.127% | 2.15% |
$25,000 Min Deposit | 2.713% | 2.75% |
$100,000 Min Deposit | 2.810% | 2.85% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)
60 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 2.274% | 2.810% | 2.907% |
APY¹ | 2.30% | 2.85% | 2.95% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 2.274% | 2.30% |
$25,000 Min Deposit | 2.810% | 2.85% |
$100,000 Min Deposit | 2.907% | 2.95% |
Effective December 12, 2024 09:16 AM Pacific Time (PT)