
Orange County's Credit Union
Business Rates
Call Us: (714) 885-7437
Mon - Fri: 8:00 am - 6:00 pm
Business Checking Rates
Business Checking | |
---|---|
Minimum Opening Deposit | $100 |
Minimum Balance to Obtain APY¹ | $10,000 |
Average Monthly Balance to Avoid Service Fee | $1,500 |
APY¹ | 0.01% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | APY¹ | |
---|---|---|---|---|
Business Checking | $100 | $10,000 | $1,500 | 0.01% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
Business Savings Rates
Business Savings | |
---|---|
Minimum Opening Deposit | $25 |
Minimum Balance to Obtain APY¹ | $100 |
Average Monthly Balance to Avoid Service Fee | $500 |
APY¹ | 0.07% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | APY¹ | |
---|---|---|---|---|
Business Savings | $25 | $100 | $500 | 0.07% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
Business Money Market Account Dividends
$2,500 Min Balance | $25,000 Min Balance | $40,000 Min Balance | $100,000 Min Balance | $250,000 Min Balance | |
---|---|---|---|---|---|
Minimum Opening Deposit | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
Minimum Balance to Obtain APY¹ | $2,500 | $25,000 | $40,000 | $100,000 | $250,000 |
Average Monthly Balance to Avoid Service Fee | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
Dividend Rate | 0.200% | 0.300% | 0.399% | 0.995% | 1.094% |
APY¹ | 0.20% | 0.30% | 0.40% | 1.00% | 1.10% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Average Monthly Balance to Avoid Service Fee | Dividend Rate | APY¹ | |
---|---|---|---|---|---|
$2,500 Min Balance | $2,500 | $2,500 | $2,500 | 0.200% | 0.20% |
$25,000 Min Balance | $2,500 | $25,000 | $2,500 | 0.300% | 0.30% |
$40,000 Min Balance | $2,500 | $40,000 | $2,500 | 0.399% | 0.40% |
$100,000 Min Balance | $2,500 | $100,000 | $2,500 | 0.995% | 1.00% |
$250,000 Min Balance | $2,500 | $250,000 | $2,500 | 1.094% | 1.10% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
6 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.399% | 0.995% | 1.094% |
APY¹ | 0.40% | 1.00% | 1.10% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.399% | 0.40% |
$25,000 Min Deposit | 0.995% | 1.00% |
$100,000 Min Deposit | 1.094% | 1.10% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
12 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.548% | 1.094% | 1.193% |
APY¹ | 0.55% | 1.10% | 1.20% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.548% | 0.55% |
$25,000 Min Deposit | 1.094% | 1.10% |
$100,000 Min Deposit | 1.193% | 1.20% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
18 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.598% | 1.193% | 1.292% |
APY¹ | 0.60% | 1.20% | 1.30% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.598% | 0.60% |
$25,000 Min Deposit | 1.193% | 1.20% |
$100,000 Min Deposit | 1.292% | 1.30% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
24 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.747% | 1.292% | 1.390% |
APY¹ | 0.75% | 1.30% | 1.40% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.747% | 0.75% |
$25,000 Min Deposit | 1.292% | 1.30% |
$100,000 Min Deposit | 1.390% | 1.40% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
36 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 0.846% | 1.390% | 1.489% |
APY¹ | 0.85% | 1.40% | 1.50% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 0.846% | 0.85% |
$25,000 Min Deposit | 1.390% | 1.40% |
$100,000 Min Deposit | 1.489% | 1.50% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
48 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.143% | 1.489% | 1.587% |
APY¹ | 1.15% | 1.50% | 1.60% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.143% | 1.15% |
$25,000 Min Deposit | 1.489% | 1.50% |
$100,000 Min Deposit | 1.587% | 1.60% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)
60 Month Business Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.292% | 1.587% | 1.686% |
APY¹ | 1.30% | 1.60% | 1.70% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.292% | 1.30% |
$25,000 Min Deposit | 1.587% | 1.60% |
$100,000 Min Deposit | 1.686% | 1.70% |
Effective January 31, 2023 08:44 AM Pacific Time (PT)