Make Confident Mortgage Decisions with a Total Cost Analysis

With our complimentary Total Cost Analysis, receive clear advice and simple side-by-side comparisons of your options, costs, and savings, all personalized to your unique needs. Examples of the Total Cost Analysis we offer are: a comparison of renting versus owning, the cost of waiting so you don’t miss the right opportunity at the right time, potential tax benefits¹, and your home’s equity appreciation. Call us to get started.

Home Connections Rebate Program

We've partnered with First Team Real Estate to bring you an experienced team of experts to help you with buying your new home. Your Credit Union Mortgage Loan Consultant will answer questions about financing, find a home loan that's right for you, and help get you pre-approved. When you're ready to go look at homes, we'll introduce you to a local First Team Real Estate Agent that will assist with your home purchase and work with your Mortgage Loan Consultant. Your agent can also help you with the sale of a home.

• Up to a 25% commission rebate from participating First Team Real Estate agents²
• Discounts on escrow services and home warranty³
• Search every MLS listing in Southern California to find your home and save your favorites
• Free escrow signing services at your home or office

Simplifying the Home Buying Experience

We know what goes into the loan process–there's a lot of paperwork and a lot of time. That's why having a trusted partner who is local, experienced, and accessible will provide the guidance and peace of mind you need to obtain the home loan that meets your needs. Our Mortgage Loan Consultants will simplify the process and work with you, from start to finish. That's our promise.

¹For information regarding specific tax qualifications, please consult a tax advisor.

²Rebate payment is made by First Team Real Estate and is credited to your benefit at the close of transaction. Purchase price must be greater than $200,000. Members receive 25% rebate if they sell AND purchase with an assigned First Team agent. In order to receive the 25% rebate, the home sale and purchase transaction must take place within six months of each other. Members receive a 20% rebate if they sell OR purchase a home with an assigned First Team Agent. First Team Real Estate is not affiliated with Orange County’s Credit Union. Ask for details.

³Program applies only to first lien position purchase transactions closed and funded with Orange County’s Credit Union.

This is not an offer for an extension of credit or a commitment to lend. All applications are subject to borrower and property underwriting approval. Not all applications will qualify.

Membership is required. Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange or Riverside Counties or the neighboring communities of Long Beach, Lakewood, Cerritos, or Signal Hill. Membership fee is $5.