Get Paired with an Expert and Save Thousands in Fees


When you enroll in our Home Connections Program, you’ll receive access to exclusive benefits to help you buy or sell your home.

  • Earn a 20% rebate when you buy a home¹
  • Sell your home with a 1.5% flat listing fee²
  • Receive expert guidance by experienced local agents
  • Find your dream house with MLS home search access
  • Create custom searches, and save as many as you like
  • Take your home search on the go with the Home Connections app³
  • Receive personalized email and app updates, based on your search criteria
  • Earn a 20% rebate when you buy a home¹
  • Sell your home with a 1.5% flat listing fee²
  • Receive expert guidance by experienced local agents
  • Find your dream house with MLS home search access
  • Create custom searches, and save as many as you like
  • Take your home search on the go with the Home Connections app³
  • Receive personalized email and app updates, based on your search criteria
  • Earn a 20% rebate when you buy a home¹
  • Sell your home with a 1.5% flat listing fee²
  • Receive expert guidance by experienced local agents
  • Find your dream house with MLS home search access
  • Create custom searches, and save as many as you like
  • Take your home search on the go with the Home Connections app³
  • Receive personalized email and app updates, based on your search criteria
  • Earn a 20% rebate when you buy a home¹
  • Sell your home with a 1.5% flat listing fee²
  • Receive expert guidance by experienced local agents
  • Find your dream house with MLS home search access
  • Create custom searches, and save as many as you like
  • Take your home search on the go with the Home Connections app³
  • Receive personalized email and app updates, based on your search criteria
Enroll & Search Listings

Here's how the Home Connections program works:

  1. Enroll in the program and get paired with a local participating real estate agent.
  2. Your assigned real estate agent will work with your Credit Union mortgage loan consultant to ensure your transaction goes smoothly.
  3. You'll receive a 20% rebate¹ when you purchase through the Home Connections program, and a 1.5% flat rate listing fee² to sell through the program.
Buying 20% Commission Rebate Example Home Purchase Price $750,000 Agent Commission Fee of 3% is $22,500 Commission Rebate of 20% is $4,500 which means you save $4,500 - see full disclosure details at the bottom of this page
Buying 20% Commission Rebate Example Home Purchase Price $750,000 Agent Commission Fee of 3% is $22,500 Commission Rebate of 20% is $4,500 which means you save $4,500 - see full disclosure details at the bottom of this page

Selling Flat 1.5% Listing Fee Example - Home Selling Price is $750,000 Traditional Agent Fee of 3% is $22,500 Home Connections Fee of 1.5% is $11,250 - This means you would save $11,250 - See full disclosure details at the bottom of this page
Selling Flat 1.5% Listing Fee Example - Home Selling Price is $750,000 Traditional Agent Fee of 3% is $22,500 Home Connections Fee of 1.5% is $11,250 - This means you would save $11,250 - See full disclosure details at the bottom of this page
Plus, you'll receive these other exclusive Home Connections benefits:
  • Daily alerts on new listings that match your search criteria, as soon as they come on the market.
  • 20% discount on escrow services when selling your home.⁴
  • A personalized monthly homeowner report with your current net worth/equity, the market value of your home, and appreciation since your purchase.
  • Estimated rental figures on Airbnb, tips for increasing your home value through improvements, and guidance for how to save on interest payments.

¹Rebate is awarded by HomeSmart Evergreen Realty to buyers who select and use a real estate agent in the Home Rewards network. Rebate is 20% for purchase only of a residential property. Payment is credited to your benefit at the close of transaction. Using Orange County’s Credit Union for a mortgage loan is not a requirement to earn the rebate. All rebates are subject to limitations, lender guidelines, state laws and other requirements. Certain properties may not be eligible for rebates. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. HomeSmart Evergreen Realty is not affiliated with Orange County’s Credit Union.

²Excludes commission owed to buyer's agent.

³Message and data rates may apply. Contact your mobile provider for details.

⁴Escrow services discount and free signing services available only on an escrow serviced by Escrow Options Group, Inc. which is not affiliated with Orange County’s Credit Union. Check with the seller of the property regarding selection of the escrow company.

This is not an offer for an extension of credit or a commitment to lend. All applications are subject to borrower and property underwriting approval. Not all applicants will qualify. Limited to funding California properties only.

Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.

Immediate Family Includes:
Spouse
Child
Sibling
Parent
Grandparent
Grandchild
Stepparent
Stepchild
Adoptive Relationships