About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.125% 6.875% 6.875% 6.875%
APR 6.705% 6.705% 6.705% 6.705%
Points 0.875 0.875 0.875 0.875
Payment $3,038.07 $3,223.41 $3,223.41 $3,223.41
  Rate APR Points Payment
120 Months 6.125% 6.705% 0.875 $3,038.07
12 Months 6.875% 6.705% 0.875 $3,223.41
12 Months 6.875% 6.705% 0.875 $3,223.41
228 Months 6.875% 6.705% 0.875 $3,223.41

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.000% 6.875% 6.875% 6.875%
APR 6.764% 6.764% 6.764% 6.764%
Points 1.000 1.000 1.000 1.000
Payment $2,997.75 $3,236.65 $3,236.65 $3,236.65
  Rate APR Points Payment
84 Months 6.000% 6.764% 1.000 $2,997.75
12 Months 6.875% 6.764% 1.000 $3,236.65
12 Months 6.875% 6.764% 1.000 $3,236.65
264 Months 6.875% 6.764% 1.000 $3,236.65

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 5.625% 6.875% 6.875% 6.875%
APR 6.691% 6.691% 6.691% 6.691%
Points 0.750 0.750 0.750 0.750
Payment $2,878.28 $3,236.01 $3,236.01 $3,236.01
  Rate APR Points Payment
60 Months 5.625% 6.691% 0.750 $2,878.28
12 Months 6.875% 6.691% 0.750 $3,236.01
12 Months 6.875% 6.691% 0.750 $3,236.01
276 Months 6.875% 6.691% 0.750 $3,236.01