About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.750% 7.250% 7.250% 7.250%
APR 7.338% 7.338% 7.338% 7.338%
Points 1.000 1.000 1.000 1.000
Payment $3,242.99 $3,371.00 $3,371.00 $3,371.00
  Rate APR Points Payment
120 Months 6.750% 7.338% 1.000 $3,242.99
12 Months 7.250% 7.338% 1.000 $3,371.00
12 Months 7.250% 7.338% 1.000 $3,371.00
228 Months 7.250% 7.338% 1.000 $3,371.00

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.750% 7.250% 7.250% 7.250%
APR 7.395% 7.395% 7.395% 7.395%
Points 0.625 0.625 0.625 0.625
Payment $3,242.99 $3,384.47 $3,384.47 $3,384.47
  Rate APR Points Payment
84 Months 6.750% 7.395% 0.625 $3,242.99
12 Months 7.250% 7.395% 0.625 $3,384.47
12 Months 7.250% 7.395% 0.625 $3,384.47
264 Months 7.250% 7.395% 0.625 $3,384.47

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.250% 7.250% 7.250% 7.250%
APR 7.283% 7.283% 7.283% 7.283%
Points 0.875 0.875 0.875 0.875
Payment $3,078.57 $3,373.26 $3,373.26 $3,373.26
  Rate APR Points Payment
60 Months 6.250% 7.283% 0.875 $3,078.57
12 Months 7.250% 7.283% 0.875 $3,373.26
12 Months 7.250% 7.283% 0.875 $3,373.26
276 Months 7.250% 7.283% 0.875 $3,373.26