About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 5.750% 6.250% 6.250% 6.250%
APR 6.206% 6.206% 6.206% 6.206%
Points 0.750 0.750 0.750 0.750
Payment $2,917.88 $3,037.72 $3,037.72 $3,037.72
  Rate APR Points Payment
120 Months 5.750% 6.206% 0.750 $2,917.88
12 Months 6.250% 6.206% 0.750 $3,037.72
12 Months 6.250% 6.206% 0.750 $3,037.72
228 Months 6.250% 6.206% 0.750 $3,037.72

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 5.625% 6.250% 6.250% 6.250%
APR 6.240% 6.240% 6.240% 6.240%
Points 1.000 1.000 1.000 1.000
Payment $2,878.28 $3,044.13 $3,044.13 $3,044.13
  Rate APR Points Payment
84 Months 5.625% 6.240% 1.000 $2,878.28
12 Months 6.250% 6.240% 1.000 $3,044.13
12 Months 6.250% 6.240% 1.000 $3,044.13
264 Months 6.250% 6.240% 1.000 $3,044.13

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 5.250% 6.250% 6.250% 6.250%
APR 6.127% 6.127% 6.127% 6.127%
Points 0.625 0.625 0.625 0.625
Payment $2,761.02 $3,039.40 $3,039.40 $3,039.40
  Rate APR Points Payment
60 Months 5.250% 6.127% 0.625 $2,761.02
12 Months 6.250% 6.127% 0.625 $3,039.40
12 Months 6.250% 6.127% 0.625 $3,039.40
276 Months 6.250% 6.127% 0.625 $3,039.40