About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.500% 7.250% 7.250% 7.250%
APR 7.102% 7.102% 7.102% 7.102%
Points 0.875 0.875 0.875 0.875
Payment $3,160.35 $3,350.25 $3,350.25 $3,350.25
  Rate APR Points Payment
120 Months 6.500% 7.102% 0.875 $3,160.35
12 Months 7.250% 7.102% 0.875 $3,350.25
12 Months 7.250% 7.102% 0.875 $3,350.25
228 Months 7.250% 7.102% 0.875 $3,350.25

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.375% 7.250% 7.250% 7.250%
APR 7.161% 7.161% 7.161% 7.161%
Points 1.000 1.000 1.000 1.000
Payment $3,119.35 $3,363.55 $3,363.55 $3,363.55
  Rate APR Points Payment
84 Months 6.375% 7.161% 1.000 $3,119.35
12 Months 7.250% 7.161% 1.000 $3,363.55
12 Months 7.250% 7.161% 1.000 $3,363.55
264 Months 7.250% 7.161% 1.000 $3,363.55

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 5.875% 7.250% 7.250% 7.250%
APR 7.057% 7.057% 7.057% 7.057%
Points 1.000 1.000 1.000 1.000
Payment $2,957.68 $3,357.79 $3,357.79 $3,357.79
  Rate APR Points Payment
60 Months 5.875% 7.057% 1.000 $2,957.68
12 Months 7.250% 7.057% 1.000 $3,357.79
12 Months 7.250% 7.057% 1.000 $3,357.79
276 Months 7.250% 7.057% 1.000 $3,357.79