About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.125% 6.625% 6.625% 6.625%
APR 6.589% 6.589% 6.589% 6.589%
Points 0.625 0.625 0.625 0.625
Payment $3,038.07 $3,160.99 $3,160.99 $3,160.99
  Rate APR Points Payment
120 Months 6.125% 6.589% 0.625 $3,038.07
12 Months 6.625% 6.589% 0.625 $3,160.99
12 Months 6.625% 6.589% 0.625 $3,160.99
228 Months 6.625% 6.589% 0.625 $3,160.99

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.000% 6.625% 6.625% 6.625%
APR 6.610% 6.610% 6.610% 6.610%
Points 0.750 0.750 0.750 0.750
Payment $2,997.75 $3,167.49 $3,167.49 $3,167.49
  Rate APR Points Payment
84 Months 6.000% 6.610% 0.750 $2,997.75
12 Months 6.625% 6.610% 0.750 $3,167.49
12 Months 6.625% 6.610% 0.750 $3,167.49
264 Months 6.625% 6.610% 0.750 $3,167.49

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 5.500% 6.625% 6.625% 6.625%
APR 6.492% 6.492% 6.492% 6.492%
Points 0.875 0.875 0.875 0.875
Payment $2,838.93 $3,157.70 $3,157.70 $3,157.70
  Rate APR Points Payment
60 Months 5.500% 6.492% 0.875 $2,838.93
12 Months 6.625% 6.492% 0.875 $3,157.70
12 Months 6.625% 6.492% 0.875 $3,157.70
276 Months 6.625% 6.492% 0.875 $3,157.70