About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 5.875% 6.500% 6.500% 6.500%
APR 6.407% 6.407% 6.407% 6.407%
Points 1.000 1.000 1.000 1.000
Payment $2,957.68 $3,109.23 $3,109.23 $3,109.23
  Rate APR Points Payment
120 Months 5.875% 6.407% 1.000 $2,957.68
12 Months 6.500% 6.407% 1.000 $3,109.23
12 Months 6.500% 6.407% 1.000 $3,109.23
228 Months 6.500% 6.407% 1.000 $3,109.23

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 5.875% 6.500% 6.500% 6.500%
APR 6.465% 6.465% 6.465% 6.465%
Points 0.625 0.625 0.625 0.625
Payment $2,957.68 $3,126.16 $3,126.16 $3,126.16
  Rate APR Points Payment
84 Months 5.875% 6.465% 0.625 $2,957.68
12 Months 6.500% 6.465% 0.625 $3,126.16
12 Months 6.500% 6.465% 0.625 $3,126.16
264 Months 6.500% 6.465% 0.625 $3,126.16

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 5.375% 6.500% 6.500% 6.500%
APR 6.373% 6.373% 6.373% 6.373%
Points 1.000 1.000 1.000 1.000
Payment $2,799.87 $3,116.30 $3,116.30 $3,116.30
  Rate APR Points Payment
60 Months 5.375% 6.373% 1.000 $2,799.87
12 Months 6.500% 6.373% 1.000 $3,116.30
12 Months 6.500% 6.373% 1.000 $3,116.30
276 Months 6.500% 6.373% 1.000 $3,116.30