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Today’s Home Equity Rates
|HELOC||20 Yr Fixed||15 Yr Fixed|
|20 Yr Fixed||7.000%||7.000%||0.000||$387.65|
|15 Yr Fixed||6.500%||6.500%||0.000||$435.55|
What Type of Home Equity Loan is Right for You?
Did you know? You can get up to 100% loan to value on your loan. Available for your home, vacation home, and rental property.
How It Works
Apply online and get an instant decision, or apply over the phone.
Check on your loan, securely esign, and receive documents online.
We work hard to close our loans faster than the national average.**
Simplifying the Home Financing Experience
We know what goes into the loan process–there's a lot of paperwork and a lot of time. That's why having a trusted partner who is local, experienced, and accessible will provide the guidance and peace of mind you need to obtain the home loan that meets your needs. Our Mortgage Loan Consultants will simplify the process and work with you, from start to finish. That's our promise.
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Calculators & Tools
- Compare Mortgage Terms (calculator)
View registered Mortgage Loan Originators
This is not an offer for an extension of credit or a commitment to lend. All applications are subject to borrower and property underwriting approval. Not all applicants will qualify. Membership in Orange County's Credit Union is a condition of loan approval. Limited to funding California properties only.
*APR = Annual Percentage Rate
**In providing the days-to-close comparison, Orange County’s Credit Union is using information provided by an independent third-party source. ICE Mortgage Technology® Origination Insight Report provides monthly data and insights for a robust sampling of closed loan applications that flow through ICE Mortgage Technology Encompass® mortgage loan origination system.
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Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.
Immediate Family Includes: