| 30-Yr Fixed | 15-Yr Fixed | 10/1 Adj | 7/1 Adj | 5/1 Adj | |
|---|---|---|---|---|---|
| Rate | 6.375% | 5.625% | 6.125% | 6.000% | 5.625% |
| APR | 6.557% | 5.854% | 6.588% | 6.609% | 6.530% |
| Points | 0.625 | 1.000 | 0.625 | 0.750 | 0.750 |
| Payment | $3,119.35 | $4,118.66 | $3,038.05 | $2,997.75 | $2,878.28 |
| Rate | APR | Points | Payment | |
|---|---|---|---|---|
| 30-Yr Fixed | 6.375% | 6.557% | 0.625 | $3,119.35 |
| 15-Yr Fixed | 5.625% | 5.854% | 1.000 | $4,118.66 |
| 10/1 Adj | 6.125% | 6.588% | 0.625 | $3,038.05 |
| 7/1 Adj | 6.000% | 6.609% | 0.750 | $2,997.75 |
| 5/1 Adj | 5.625% | 6.530% | 0.750 | $2,878.28 |
Need help? We'll create a personalized Total Cost Analysis just for you.
Apply online and get an instant decision, or apply over the phone.
Check on your loan, securely e-sign, and receive documents online.
We work hard to close our loans faster than the national average.**
Gain clarity on all of your loan options with our complimentary Total Cost Analysis service. It’s personalized to your unique situation, and offers a side-by-side comparison of your costs, savings, and options.
We know what goes into the loan process–there's a lot of paperwork and a lot of time. That's why having a trusted partner who is local, experienced, and accessible will provide the guidance and peace of mind you need to obtain the home loan that meets your needs. Our Mortgage Loan Consultants will simplify the process and work with you, from start to finish. That's our promise.
This is not an offer for an extension of credit or a commitment to lend. All applications are subject to borrower and property underwriting approval. Not all applicants will qualify. Membership in Orange County's Federal Credit Union is a condition of loan approval. Limited to funding California properties only.
*In providing a market rate comparison, Orange County's Federal Credit Union is using information provided by an independent third-party source and is not responsible for the accuracy of the information. The comparison is provided by Informa Research Services, a financial research service.
**In providing the days-to-close comparison, Orange County’s Federal Credit Union is using information provided by an independent third-party source. ICE Mortgage Technology® Origination Insight Report provides monthly data and insights for a robust sampling of closed loan applications that flow through ICE Mortgage Technology Encompass® mortgage loan origination system.
Supported Browsers: While most modern browsers will allow you to use the entire Home Loans experience without any problems, we suggest the latest version of Microsoft® Edge, Firefox®, Chrome®, and Safari®.
