About Refinance ARM Rates and Payments


10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.750% 7.375% 7.375% 7.375%
APR 7.325% 7.325% 7.325% 7.325%
Points 0.875 0.875 0.875 0.875
Payment $3,242.99 $3,403.36 $3,403.36 $3,403.36
  Rate APR Points Payment
120 Months 6.750% 7.325% 0.875 $3,242.99
12 Months 7.375% 7.325% 0.875 $3,403.36
12 Months 7.375% 7.325% 0.875 $3,403.36
228 Months 7.375% 7.325% 0.875 $3,403.36

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.625% 7.375% 7.375% 7.375%
APR 7.364% 7.364% 7.364% 7.364%
Points 1.000 1.000 1.000 1.000
Payment $3,201.54 $3,413.32 $3,413.32 $3,413.32
  Rate APR Points Payment
84 Months 6.625% 7.364% 1.000 $3,201.54
12 Months 7.375% 7.364% 1.000 $3,413.32
12 Months 7.375% 7.364% 1.000 $3,413.32
264 Months 7.375% 7.364% 1.000 $3,413.32

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.125% 7.375% 7.375% 7.375%
APR 7.243% 7.243% 7.243% 7.243%
Points 1.000 1.000 1.000 1.000
Payment $3,038.07 $3,405.77 $3,405.77 $3,405.77
  Rate APR Points Payment
60 Months 6.125% 7.243% 1.000 $3,038.07
12 Months 7.375% 7.243% 1.000 $3,405.77
12 Months 7.375% 7.243% 1.000 $3,405.77
276 Months 7.375% 7.243% 1.000 $3,405.77