APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹The rate and APY may change after account opening.

²Sand Dollar Savings are available to children ages 12 and under. Pacific Savings and Pacific Checking are available to students ages 13-25. All accounts held by minors require an adult as joint owner.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹The rate and APY may change after account opening.

APY = Annual Percentage Yield. Rates, APYs and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, Electronic Funds Transfers Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions, such as, fees, rate information, payment of dividends, and other details applicable to your specific account. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Membership fee is $5. If you have any questions or require current rate information, please call the Credit Union at (888) 354-6228, or stop into any of our branches.

¹The rate and APY may change after account opening.

²Sand Dollar Savings are available to children ages 12 and under. Pacific Savings and Pacific Checking are available to students ages 13-25. All accounts held by minors require an adult as joint owner.