Savings Rates

Savings, Money Market, and Certificate rates also apply to Individual Retirement Accounts (IRAs).



Certificate Rates


6 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.300% 0.399% 0.499%
APY¹ 0.30% 0.40% 0.50%
  Dividend Rate APY¹
$1,000 Min Deposit 0.300% 0.30%
$25,000 Min Deposit 0.399% 0.40%
$100,000 Min Deposit 0.499% 0.50%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

12 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.399% 0.499% 0.598%
APY¹ 0.40% 0.50% 0.60%
  Dividend Rate APY¹
$1,000 Min Deposit 0.399% 0.40%
$25,000 Min Deposit 0.499% 0.50%
$100,000 Min Deposit 0.598% 0.60%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

18 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.499% 0.598% 0.698%
APY¹ 0.50% 0.60% 0.70%
  Dividend Rate APY¹
$1,000 Min Deposit 0.499% 0.50%
$25,000 Min Deposit 0.598% 0.60%
$100,000 Min Deposit 0.698% 0.70%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

24 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.598% 0.698% 0.797%
APY¹ 0.60% 0.70% 0.80%
  Dividend Rate APY¹
$1,000 Min Deposit 0.598% 0.60%
$25,000 Min Deposit 0.698% 0.70%
$100,000 Min Deposit 0.797% 0.80%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

36 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.698% 0.797% 0.896%
APY¹ 0.70% 0.80% 0.90%
  Dividend Rate APY¹
$1,000 Min Deposit 0.698% 0.70%
$25,000 Min Deposit 0.797% 0.80%
$100,000 Min Deposit 0.896% 0.90%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

48 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.797% 0.896% 0.995%
APY¹ 0.80% 0.90% 1.00%
  Dividend Rate APY¹
$1,000 Min Deposit 0.797% 0.80%
$25,000 Min Deposit 0.896% 0.90%
$100,000 Min Deposit 0.995% 1.00%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

60 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.896% 0.995% 1.094%
APY¹ 0.90% 1.00% 1.10%
  Dividend Rate APY¹
$1,000 Min Deposit 0.896% 0.90%
$25,000 Min Deposit 0.995% 1.00%
$100,000 Min Deposit 1.094% 1.10%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

Money Market Rates


  $2,500 Min Balance $25,000 Min Balance $40,000 Min Balance $100,000 Min Balance $250,000 Min Balance
Minimum Opening Deposit $2,500 $2,500 $2,500 $2,500 $2,500
Minimum Balance to Obtain APY¹ $2,500 $25,000 $40,000 $100,000 $250,000
Dividend Rate 0.050% 0.100% 0.100% 0.399% 0.449%
APY¹ 0.05% 0.10% 0.10% 0.40% 0.45%
  Minimum Opening Deposit Minimum Balance to Obtain APY¹ Dividend Rate APY¹
$2,500 Min Balance $2,500 $2,500 0.050% 0.05%
$25,000 Min Balance $2,500 $25,000 0.100% 0.10%
$40,000 Min Balance $2,500 $40,000 0.100% 0.10%
$100,000 Min Balance $2,500 $100,000 0.399% 0.40%
$250,000 Min Balance $2,500 $250,000 0.449% 0.45%
Effective October 03, 2022 08:31 AM Pacific Time (PT)

Checking Rates


  Interest Checking Basic Checking Pacific Checking
Minimum Opening Deposit $25 $25 $25
Minimum Balance to Obtain APY¹ $600 $0 $0
APY¹ 0.07% 0.00% 0.00%
  Minimum Opening Deposit Minimum Balance to Obtain APY¹ APY¹
Interest Checking $25 $600 0.07%
Basic Checking $25 $0 0.00%
Pacific Checking $25 $0 0.00%
Effective October 03, 2022 08:31 AM Pacific Time (PT)