¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. The rate may change after the account is opened. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

Certain fees waived for Platinum and Premier Members. Fees or other conditions could reduce earnings on the account. Full terms and conditions for Orange County's Credit Union deposit accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. APY assumes the dividends earned are kept in the term account for the full term. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

When a Term Share Certificate account is opened, the disclosed Dividend Rate and APY are paid for the length of the term listed. Early withdrawal penalties may be imposed. A withdrawal will reduce the amount earned. At maturity, the account automatically renews for the same term as the previous term, or closest available term, at the rate in effect on the maturity date. At maturity and during the seven (7) calendar day grace period that begins on the maturity date, you may change the term or make deposits/withdrawals without a penalty.

For details about how dividends are calculated, how they are paid, dividend periods, daily balance computations, or any other limitations, please see full terms and conditions. Full terms and conditions for Orange County's Credit Union Term Share Certificate accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure, Certificate Account Agreement Disclosure, and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. APY assumes the dividends earned are kept in the term account for the full term. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

When a Term Share Certificate account is opened, the disclosed Dividend Rate and APY are paid for the length of the term listed. Early withdrawal penalties may be imposed. A withdrawal will reduce the amount earned. At maturity, the account automatically renews for the same term as the previous term, or closest available term, at the rate in effect on the maturity date. At maturity and during the seven (7) calendar day grace period that begins on the maturity date, you may change the term or make deposits/withdrawals without a penalty.

For details about how dividends are calculated, how they are paid, dividend periods, daily balance computations, or any other limitations, please see full terms and conditions. Full terms and conditions for Orange County's Credit Union Term Share Certificate accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure, Certificate Account Agreement Disclosure, and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. APY assumes the dividends earned are kept in the term account for the full term. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

When a Term Share Certificate account is opened, the disclosed Dividend Rate and APY are paid for the length of the term listed. Early withdrawal penalties may be imposed. A withdrawal will reduce the amount earned. At maturity, the account automatically renews for the same term as the previous term, or closest available term, at the rate in effect on the maturity date. At maturity and during the seven (7) calendar day grace period that begins on the maturity date, you may change the term or make deposits/withdrawals without a penalty.

For details about how dividends are calculated, how they are paid, dividend periods, daily balance computations, or any other limitations, please see full terms and conditions. Full terms and conditions for Orange County's Credit Union Term Share Certificate accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure, Certificate Account Agreement Disclosure, and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. APY assumes the dividends earned are kept in the term account for the full term. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

When a Term Share Certificate account is opened, the disclosed Dividend Rate and APY are paid for the length of the term listed. Early withdrawal penalties may be imposed. A withdrawal will reduce the amount earned. At maturity, the account automatically renews for the same term as the previous term, or closest available term, at the rate in effect on the maturity date. At maturity and during the seven (7) calendar day grace period that begins on the maturity date, you may change the term or make deposits/withdrawals without a penalty.

For details about how dividends are calculated, how they are paid, dividend periods, daily balance computations, or any other limitations, please see full terms and conditions. Full terms and conditions for Orange County's Credit Union Term Share Certificate accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure, Certificate Account Agreement Disclosure, and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. APY assumes the dividends earned are kept in the term account for the full term. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

When a Term Share Certificate account is opened, the disclosed Dividend Rate and APY are paid for the length of the term listed. Early withdrawal penalties may be imposed. A withdrawal will reduce the amount earned. At maturity, the account automatically renews for the same term as the previous term, or closest available term, at the rate in effect on the maturity date. At maturity and during the seven (7) calendar day grace period that begins on the maturity date, you may change the term or make deposits/withdrawals without a penalty.

For details about how dividends are calculated, how they are paid, dividend periods, daily balance computations, or any other limitations, please see full terms and conditions. Full terms and conditions for Orange County's Credit Union Term Share Certificate accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure, Certificate Account Agreement Disclosure, and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. APY assumes the dividends earned are kept in the term account for the full term. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

When a Term Share Certificate account is opened, the disclosed Dividend Rate and APY are paid for the length of the term listed. Early withdrawal penalties may be imposed. A withdrawal will reduce the amount earned. At maturity, the account automatically renews for the same term as the previous term, or closest available term, at the rate in effect on the maturity date. At maturity and during the seven (7) calendar day grace period that begins on the maturity date, you may change the term or make deposits/withdrawals without a penalty.

For details about how dividends are calculated, how they are paid, dividend periods, daily balance computations, or any other limitations, please see full terms and conditions. Full terms and conditions for Orange County's Credit Union Term Share Certificate accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure, Certificate Account Agreement Disclosure, and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. APY assumes the dividends earned are kept in the term account for the full term. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

When a Term Share Certificate account is opened, the disclosed Dividend Rate and APY are paid for the length of the term listed. Early withdrawal penalties may be imposed. A withdrawal will reduce the amount earned. At maturity, the account automatically renews for the same term as the previous term, or closest available term, at the rate in effect on the maturity date. At maturity and during the seven (7) calendar day grace period that begins on the maturity date, you may change the term or make deposits/withdrawals without a penalty.

For details about how dividends are calculated, how they are paid, dividend periods, daily balance computations, or any other limitations, please see full terms and conditions. Full terms and conditions for Orange County's Credit Union Term Share Certificate accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure, Certificate Account Agreement Disclosure, and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. The rate may change after the account is opened. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

Certain fees waived for Platinum and Premier Members. Fees or other conditions could reduce earnings on the account. Full terms and conditions for Orange County's Credit Union deposit accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.

¹APY is Annual Percentage Yield. The disclosed APYs were accurate as of the Effective Date featured on the rate table. The rate may change after the account is opened. Rates are subject to change without notice.

Minimum deposit is the minimum opening deposit. Minimum balance is defined as a minimum daily balance. A minimum daily balance in the account each day is required to obtain the APY.

Certain fees waived for Platinum and Premier Members. Fees or other conditions could reduce earnings on the account. Full terms and conditions for Orange County's Credit Union deposit accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure and the Schedule of Fees & Charges. For copies of these disclosures, please contact us at (888) 354-6228.