Savings Rates

Savings, Money Market, and Certificate rates also apply to Individual Retirement Accounts (IRAs).



Certificate Rates


6 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.100% 0.150% 0.200%
APY¹ 0.10% 0.15% 0.20%
  Dividend Rate APY¹
$1,000 Min Deposit 0.100% 0.10%
$25,000 Min Deposit 0.150% 0.15%
$100,000 Min Deposit 0.200% 0.20%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

12 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.150% 0.200% 0.250%
APY¹ 0.15% 0.20% 0.25%
  Dividend Rate APY¹
$1,000 Min Deposit 0.150% 0.15%
$25,000 Min Deposit 0.200% 0.20%
$100,000 Min Deposit 0.250% 0.25%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

18 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.250% 0.300% 0.349%
APY¹ 0.25% 0.30% 0.35%
  Dividend Rate APY¹
$1,000 Min Deposit 0.250% 0.25%
$25,000 Min Deposit 0.300% 0.30%
$100,000 Min Deposit 0.349% 0.35%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

24 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.349% 0.399% 0.449%
APY¹ 0.35% 0.40% 0.45%
  Dividend Rate APY¹
$1,000 Min Deposit 0.349% 0.35%
$25,000 Min Deposit 0.399% 0.40%
$100,000 Min Deposit 0.449% 0.45%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

36 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.399% 0.449% 0.548%
APY¹ 0.40% 0.45% 0.55%
  Dividend Rate APY¹
$1,000 Min Deposit 0.399% 0.40%
$25,000 Min Deposit 0.449% 0.45%
$100,000 Min Deposit 0.548% 0.55%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

48 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.449% 0.499% 0.598%
APY¹ 0.45% 0.50% 0.60%
  Dividend Rate APY¹
$1,000 Min Deposit 0.449% 0.45%
$25,000 Min Deposit 0.499% 0.50%
$100,000 Min Deposit 0.598% 0.60%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

60 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.499% 0.548% 0.648%
APY¹ 0.50% 0.55% 0.65%
  Dividend Rate APY¹
$1,000 Min Deposit 0.499% 0.50%
$25,000 Min Deposit 0.548% 0.55%
$100,000 Min Deposit 0.648% 0.65%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

Money Market Rates


  $2,500 Min Balance $25,000 Min Balance $40,000 Min Balance $100,000 Min Balance $250,000 Min Balance
Minimum Opening Deposit $2,500 $2,500 $2,500 $2,500 $2,500
Minimum Balance to Obtain APY¹ $2,500 $25,000 $40,000 $100,000 $250,000
Dividend Rate 0.050% 0.100% 0.100% 0.150% 0.200%
APY¹ 0.05% 0.10% 0.10% 0.15% 0.20%
  Minimum Opening Deposit Minimum Balance to Obtain APY¹ Dividend Rate APY¹
$2,500 Min Balance $2,500 $2,500 0.050% 0.05%
$25,000 Min Balance $2,500 $25,000 0.100% 0.10%
$40,000 Min Balance $2,500 $40,000 0.100% 0.10%
$100,000 Min Balance $2,500 $100,000 0.150% 0.15%
$250,000 Min Balance $2,500 $250,000 0.200% 0.20%
Effective May 18, 2022 03:11 AM Pacific Time (PT)

Checking Rates