Savings Rates


Savings Rates

  Pacific Savings (Youth Acct) Sand Dollar Savings (Youth Acct) Savings
Minimum Deposit $5 $5 $5
Minimum Balance $100 $100 $100
APY* 0.05% 0.05% 0.05%
  Minimum Deposit Minimum Balance APY*
Pacific Savings (Youth Acct) $5 $100 0.05%
Sand Dollar Savings (Youth Acct) $5 $100 0.05%
Savings $5 $100 0.05%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

Checking Rates


Checking Rates

  Basic Checking Better Than Free Checking Pacific Checking Interest Checking
Minimum Deposit $25 $0 $25 $25
Minimum Balance $0 $0 $0 $100
Average Balance $750 $0 $0 $1,400
APY* 0.00% 0.00% 0.00% 0.01%
  Minimum Deposit Minimum Balance Average Balance APY*
Basic Checking $25 $0 $750 0.00%
Better Than Free Checking $0 $0 $0 0.00%
Pacific Checking $25 $0 $0 0.00%
Interest Checking $25 $100 $1,400 0.01%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

Certificate Rates


6 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.100% 0.150% 0.200%
APY* 0.10% 0.15% 0.20%
  Dividend Rate APY*
$1,000 Min Deposit 0.100% 0.10%
$25,000 Min Deposit 0.150% 0.15%
$100,000 Min Deposit 0.200% 0.20%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

12 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.150% 0.200% 0.250%
APY* 0.15% 0.20% 0.25%
  Dividend Rate APY*
$1,000 Min Deposit 0.150% 0.15%
$25,000 Min Deposit 0.200% 0.20%
$100,000 Min Deposit 0.250% 0.25%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

18 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.250% 0.300% 0.349%
APY* 0.25% 0.30% 0.35%
  Dividend Rate APY*
$1,000 Min Deposit 0.250% 0.25%
$25,000 Min Deposit 0.300% 0.30%
$100,000 Min Deposit 0.349% 0.35%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

24 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.349% 0.399% 0.449%
APY* 0.35% 0.40% 0.45%
  Dividend Rate APY*
$1,000 Min Deposit 0.349% 0.35%
$25,000 Min Deposit 0.399% 0.40%
$100,000 Min Deposit 0.449% 0.45%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

36 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.399% 0.449% 0.548%
APY* 0.40% 0.45% 0.55%
  Dividend Rate APY*
$1,000 Min Deposit 0.399% 0.40%
$25,000 Min Deposit 0.449% 0.45%
$100,000 Min Deposit 0.548% 0.55%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

48 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.449% 0.499% 0.598%
APY* 0.45% 0.50% 0.60%
  Dividend Rate APY*
$1,000 Min Deposit 0.449% 0.45%
$25,000 Min Deposit 0.499% 0.50%
$100,000 Min Deposit 0.598% 0.60%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

60 Month Certificate Rates

  $1,000 Min Deposit $25,000 Min Deposit $100,000 Min Deposit
Dividend Rate 0.499% 0.548% 0.648%
APY* 0.50% 0.55% 0.65%
  Dividend Rate APY*
$1,000 Min Deposit 0.499% 0.50%
$25,000 Min Deposit 0.548% 0.55%
$100,000 Min Deposit 0.648% 0.65%
Effective July 31, 2021 03:39 AM Pacific Time (PT)

Money Market Rates


Money Market Rates

  $2,500 Min Balance $25,000 Min Balance $40,000 Min Balance $100,000 Min Balance $250,000 Min Balance
Minimum Deposit $2,500 $2,500 $2,500 $2,500 $2,500
Minimum Balance $2,500 $25,000 $40,000 $100,000 $250,000
Average Balance $2,500 $2,500 $2,500 $2,500 $2,500
Dividend Rate 0.050% 0.100% 0.100% 0.150% 0.200%
APY* 0.05% 0.10% 0.10% 0.15% 0.20%
  Minimum Deposit Minimum Balance Average Balance Dividend Rate APY*
$2,500 Min Balance $2,500 $2,500 $2,500 0.050% 0.05%
$25,000 Min Balance $2,500 $25,000 $2,500 0.100% 0.10%
$40,000 Min Balance $2,500 $40,000 $2,500 0.100% 0.10%
$100,000 Min Balance $2,500 $100,000 $2,500 0.150% 0.15%
$250,000 Min Balance $2,500 $250,000 $2,500 0.200% 0.20%
Effective July 31, 2021 03:39 AM Pacific Time (PT)