
Orange County's Credit Union
Regular Savings | Pacific Savings (Youth Account) | Sand Dollar Savings (Youth Account) | |
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Minimum Balance to Obtain APY¹ | $250 | $250 | $250 |
APY¹ | 0.07% | 0.07% | 0.07% |
Minimum Balance to Obtain APY¹ | APY¹ | |
---|---|---|
Regular Savings | $250 | 0.07% |
Pacific Savings (Youth Account) | $250 | 0.07% |
Sand Dollar Savings (Youth Account) | $250 | 0.07% |
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9 Month Certificate |
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Best if you want… |
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14 Month Certificate |
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Best if you want… |
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54 Month Certificate |
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Best if you want… |
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6 Month Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.390% | 2.225% | 2.323% |
APY¹ | 1.40% | 2.25% | 2.35% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.390% | 1.40% |
$25,000 Min Deposit | 2.225% | 2.25% |
$100,000 Min Deposit | 2.323% | 2.35% |
12 Month Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.538% | 2.323% | 2.421% |
APY¹ | 1.55% | 2.35% | 2.45% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.538% | 1.55% |
$25,000 Min Deposit | 2.323% | 2.35% |
$100,000 Min Deposit | 2.421% | 2.45% |
18 Month Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.587% | 2.421% | 2.518% |
APY¹ | 1.60% | 2.45% | 2.55% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.587% | 1.60% |
$25,000 Min Deposit | 2.421% | 2.45% |
$100,000 Min Deposit | 2.518% | 2.55% |
24 Month Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.735% | 2.518% | 2.616% |
APY¹ | 1.75% | 2.55% | 2.65% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.735% | 1.75% |
$25,000 Min Deposit | 2.518% | 2.55% |
$100,000 Min Deposit | 2.616% | 2.65% |
36 Month Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 1.833% | 2.616% | 2.713% |
APY¹ | 1.85% | 2.65% | 2.75% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 1.833% | 1.85% |
$25,000 Min Deposit | 2.616% | 2.65% |
$100,000 Min Deposit | 2.713% | 2.75% |
48 Month Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 2.127% | 2.713% | 2.810% |
APY¹ | 2.15% | 2.75% | 2.85% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 2.127% | 2.15% |
$25,000 Min Deposit | 2.713% | 2.75% |
$100,000 Min Deposit | 2.810% | 2.85% |
60 Month Certificate Rates
$1,000 Min Deposit | $25,000 Min Deposit | $100,000 Min Deposit | |
---|---|---|---|
Dividend Rate | 2.274% | 2.810% | 2.907% |
APY¹ | 2.30% | 2.85% | 2.95% |
Dividend Rate | APY¹ | |
---|---|---|
$1,000 Min Deposit | 2.274% | 2.30% |
$25,000 Min Deposit | 2.810% | 2.85% |
$100,000 Min Deposit | 2.907% | 2.95% |
$2,500 Min Balance | $25,000 Min Balance | $40,000 Min Balance | $100,000 Min Balance | $250,000 Min Balance | |
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Minimum Opening Deposit | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
Minimum Balance to Obtain APY¹ | $2,500 | $25,000 | $40,000 | $100,000 | $250,000 |
Dividend Rate | 0.200% | 0.300% | 0.399% | 0.995% | 1.094% |
APY¹ | 0.20% | 0.30% | 0.40% | 1.00% | 1.10% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | Dividend Rate | APY¹ | |
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$2,500 Min Balance | $2,500 | $2,500 | 0.200% | 0.20% |
$25,000 Min Balance | $2,500 | $25,000 | 0.300% | 0.30% |
$40,000 Min Balance | $2,500 | $40,000 | 0.399% | 0.40% |
$100,000 Min Balance | $2,500 | $100,000 | 0.995% | 1.00% |
$250,000 Min Balance | $2,500 | $250,000 | 1.094% | 1.10% |
Interest Checking | Basic Checking | Pacific Checking | |
---|---|---|---|
Minimum Opening Deposit | $25 | $25 | $25 |
Minimum Balance to Obtain APY¹ | $600 | $0 | $0 |
APY¹ | 0.07% | 0.00% | 0.00% |
Minimum Opening Deposit | Minimum Balance to Obtain APY¹ | APY¹ | |
---|---|---|---|
Interest Checking | $25 | $600 | 0.07% |
Basic Checking | $25 | $0 | 0.00% |
Pacific Checking | $25 | $0 | 0.00% |
¹Special Certificate (9, 14 & 54 month) Terms and Conditions
APY- Annual Percentage Yield. Orange County’s Credit Union rates subject to change without notice. The disclosed dividend rates and APY’s accurate as of June 1, 2023. A penalty for early withdraw may be imposed. All accounts are subject to normal approval standards. Minimum opening deposit is $1,000 with no maximum. Online applications require a checking or savings account with Orange County’s Credit Union. Both new and existing money may fund the account. This special CD promotion is available for personal, IRA, and business accounts. There is no limitation on the number of certificate accounts allowed to be open. To secure the promotional rate, Member must apply between June 1, 2023 to August 31, 2023. This a limited-time promotion and is subject to change at any time without prior notice.
Special Term Certificates renew at the nearest lower standard term. At maturity and during the grace period, you may change the term or balance of your account or make withdrawals without a penalty. The grace period begins at maturity and ends seven calendar days later.
Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don’t live or work in our area? You may also qualify through your employer or if your immediate family member banks with us. Ask for details. Membership fee is $5.
View the Certificate Account Agreement and Disclosure here.
²Message and data rates may apply. Contact your mobile provider for details.
³To view national bank average, visit fdic.gov.
⁴IRA and Business Accounts cannot be opened online. Please visit a local branch to set one up.