Checking Accounts
All Our Checking Accounts Feature
| » | Free Telephone, Online, & Mobile Banking¹ 24/7 Access | » | Free Debit Mastercard® with Zero Liability Protection² |
| » | Free Access to 30,000 CO-OP ATMs Nationwide | » | Free eAlerts & eStatements |
| » | Relationship Rewards Program | » | Free Bill Pay and Mobile Deposit¹ |
| » | NCUA Insured | » | Financial Resources & Tools |
All Our Checking Accounts Feature
- Free Telephone, Online, & Mobile Banking¹ 24/7 Access
- Free Debit Mastercard® with Zero Liability Protection²
- Free Access to 30,000 CO-OP ATMs Nationwide
- Free eAlerts & eStatements
- Relationship Rewards Program
- Free Bill Pay and Mobile Deposit¹
- NCUA Insured
- Financial Resources & Tools
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Basic
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Interest
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Plus
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Access
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Pacific
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| Best For |
Everyday essentials and convenience |
Earning dividends |
Added overdraft transaction protections |
Rebuild banking relationship with safe, affordable access |
Teens and students |
| Monthly Fee |
$6; waived with direct deposit, average daily balance of $350, Premier/Platinum rewards levels, or Members age 62 or over |
$8; waived with direct deposit, average daily balance of $1,400, Premier/Platinum rewards levels, or Members age 62 or over |
$10; waived with direct deposit, 8 or more qualifying debit card purchases per month,³ Premier/Platinum rewards levels, or Members age 62 or over |
$5 |
$0 |
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Minimum Opening Deposit
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$25 |
$25 |
$25 |
$25 |
$25 |
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Minimum Balance Requirement to Maintain Account
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$0 |
$0 |
$0 |
$0 |
$0 |
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Check-Writing Capabilities
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✔️ 2 free boxes of Credit Union custom design per year |
✔️ 2 free boxes of Credit Union custom design per year |
✔️ 2 free boxes of Credit Union custom design per year |
No This account is not eligible for checks or check writing.⁴ 2 free cashier’s checks per day.⁵ |
✔️ 2 free boxes of Credit Union custom design per year |
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Earns Dividends
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✔️ |
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Overdraft Services |
✔️ |
✔️ |
✔️ |
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✔️ |
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Basic
|
Interest
|
Plus
|
Access
|
Pacific
|
|
| Best For |
Everyday essentials and convenience | Earning dividends | Added overdraft transaction protections | Rebuild banking relationship with safe, affordable access | Teens and students |
| Monthly Fee |
$6; waived with direct deposit, average daily balance of $350, Premier/ Platinum rewards levels, or Members age 62 or over |
$8; waived with direct deposit, average daily balance of $1,400, Premier/ Platinum rewards levels, or Members age 62 or over |
$10; waived with direct deposit, 8 or more qualifying debit card purchases per month,³ Premier/ Platinum rewards levels, or Members age 62 or over |
$5 | $0 |
| Minimum Opening Deposit | $25 | $25 | $25 | $25 | $25 |
| Minimum Balance Requirement to Maintain Account | $0 | $0 | $0 | $0 | $0 |
| Check-Writing Capabilities | ✔️ 2 free boxes of Credit Union custom design per year |
✔️ 2 free boxes of Credit Union custom design per year |
✔️ 2 free boxes of Credit Union custom design per year |
No This account is not eligible for checks or check writing.⁴ 2 free cashier’s checks per day.⁵ |
✔️ 2 free boxes of Credit Union custom design per year |
| Earns Dividends | ✔️ | ||||
| Overdraft Services | ✔️ | ✔️ | ✔️ | ✔️ | |
Ask us for more details about your options. |
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Online Banking
① Go to your checking account transaction history screen.
② Click on Order Checks from the More Options menu.
③ Order your checks!
Not Enrolled in Online Banking?
You'll need your account number to place an order. Remember, it's at the bottom of your personal checks.
Online Banking
① Go to your checking account transaction history screen.
② Click on Order Checks from the More Options menu.
③ Order your checks!
Not Enrolled in Online Banking?
You'll need your account number to place an order. Remember, it's at the bottom of your personal checks.
Access Checking is a checkless account and is not eligible for check ordering or check writing.
Access Checking is a checkless account and is not eligible for check ordering or check writing.
Membership requirements apply. $5 Membership fee. Additional terms and conditions apply and are subject to change. Refer to the Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement, and Schedule of Fees for additional information. Ask us for details.
¹Message and data rates may apply.
²Certain restrictions apply. See mastercard.us/zero-liability for details. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. Our cards utilize an added security feature, One-Time Passcode, when applicable, for online transactions using your debit and credit card. For full details about EMV 3DS Secure Code One-Time Passcode, click here.
³Qualifying debit card purchases include debit card purchase made at point-of-sale using signature, PIN, or a purchase made electronically or online using your debit card number, including recurring payments. Qualifying debit card purchases must post and settle during the monthly statement cycle.
⁴Check Program: 2 free boxes of Credit Union custom-design checks per year. Access Checking is not eligible for checks or check writing; doing so will result in account closure.
⁵Free Cashier’s Checks: Patron/Premier – 2 free per day; Platinum – unlimited.