Plan for Retirement with an IRA

Do you have enough money set aside to be financially stable in your retirement years?

Bring your retirement goals to Orange County's Credit Union and we'll work with you to get on track with an Individual Retirement Account (IRA).

Whether it's an IRA savings or IRA Certificate, we can help. Retirement is likely your most significant long-term financial goal, so keep your assets working hard and prepare for the reward that lies ahead.

Start Growing Your Contributions

IRA Account Options

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Relying on Social Security alone will provide a fraction of the income you'll want in order to continue living the lifestyle you've come to enjoy. To maintain a comfortable and secure retirement, creating a personal savings plan to maximize your earnings is more important than ever. An IRA savings can provide the additional income you'll need.

Getting Started with IRA Savings
  • Open with as little as $25
  • Option to set up automatic recurring contributions from checking, savings, or payroll¹
  • Interest compounded daily and paid monthly on average daily balance of $250+
  • Choose Savings or Money Market
  • Enjoy no setup or annual maintenance fees, and no monthly service charges
Locate a Branch
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It's been said that you'll need 70-80% of your current income in order to maintain a comfortable retirement. An IRA Certificate is a low-risk option that can the additional savings you'll need.

About IRA Certificates
  • Choose a term from 6 months to 5 years
  • Enjoy no fees for setup or annual maintenance²
  • Open with a minimum of $1,000
  • Interest compounded daily and paid monthly
  • Automatic reinvestment³
Locate a Branch

Relying on Social Security alone will provide a fraction of the income you'll want in order to continue living the lifestyle you've come to enjoy. To maintain a comfortable and secure retirement, creating a personal savings plan to maximize your earnings is more important than ever. An IRA savings can provide the additional income you'll need.

Getting Started with IRA Savings
  • Open with as little as $25
  • Option to set up automatic recurring contributions from checking, savings, or payroll¹
  • Interest compounded daily and paid monthly on average daily balance of $250+
  • Choose Savings or Money Market
  • Enjoy no setup or annual maintenance fees, and no monthly service charges
Locate a Branch

It's been said that you'll need 70-80% of your current income in order to maintain a comfortable retirement. An IRA Certificate is a low-risk option that can the additional savings you'll need.

About IRA Certificates
  • Choose a term from 6 months to 5 years
  • Enjoy no fees for setup or annual maintenance²
  • Open with a minimum of $1,000
  • Interest compounded daily and paid monthly
  • Automatic reinvestment³
Locate a Branch

Calculators

Latest Retirement Articles

¹The IRS limits the amount you can contribute to your retirement account each year. Consult with your tax advisor for more information. For information regarding specific tax qualifications, also consult a tax advisor. Unless certain criteria are met, restrictions, IRS penalties, and income taxes may apply on withdrawals taken from retirement accounts prior to age 59 ½.

²As with any Certificate of Deposit (IRA and non-IRA) early withdrawal penalties may apply. Ask us for details.

³At maturity, account automatically renews for the same term as the previous term, at the rate in effect on the maturity date. When available, Special Term Certificates renew at the nearest lower standard term. At maturity and during the grace period, you may change the term or balance of your account. The grace period begins at maturity and ends seven calendar days later.