Reports
Member Owned and Operated
Thank you, Orange County's Credit Union Members, not only for entrusting us with your financial wellbeing, but also for allowing us to be your trusted advisor through life's milestones. From your child's first savings account to the home loan that turns your dream into your reality, and everything in between, thank you for allowing us to be with you all the way.
Working with You
Together, we've grown Orange County's Credit Union into OC's largest community credit union. From small beginnings serving only County Employees in 1938, to the present-day full-service financial institution that serves Members beyond County borders, the story of Orange County's Credit Union is one that personally involves you.
Working for You
With over $2.5 billion in assets and over 130,000 Member-owners, and continued growth on the horizon, we're proud to let our valued Members know their assets are with an organization that still enjoys a strong, secure financial position. Despite ups and downs in the economy, the Credit Union holds a capital ratio of 10.32%, which is well above the 7% considered healthy and stable by the National Credit Union Administration (NCUA).
Honesty, the Foundation of a Trusting Relationship
For your convenience, reports affirming the financial position of Orange County's Credit Union are available below.
Audited Financials |
Annual Community Impact ReportAnnual Member Benefits Reports |
Audited Financials
- December 2022 and 2021*
- December 2021 and 2020
- December 2020 and 2019
- December 2019 and 2018
- December 2018 and 2017
- December 2017 and 2016
- December 2016 and 2015
- December 2015 and 2014
- December 2014 and 2013
- December 2012 and 2011
- December 2011 and 2010
Annual Community Impact Report
Annual Member Benefits Reports
About Orange County’s Credit Union
- Learn Who We Are (About Us)
- Visit a Branch (Locations)
- Get in Touch (Contact Us)
- Get Involved (Annual Meeting)
- Check the Numbers (Reports)
- Join Our Team (Careers & Opportunities)
- Read the News (Media Center)
Bank With Us
- Compare Credit Unions to Banks (Watch Video)
- Learn Who Can Join (Bank With Us)
- Browse Member Benefits (Relationship Rewards)
- Find Something Fun to Do (Entertainment Discounts)
- Set Up Direct Deposit (Routing Number)
- Get Connected (Digital Banking Services)
- Browse All Products (Member Brochure)
*This is the most recent available report. The annual accounting audit takes place in the spring and compares the entire previous year to the one prior. For example, in the spring of 2022, the report will compare 2021 to 2020. Reports are published to this page as they become available.
Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.
Immediate Family Includes:
Spouse
Child
Sibling
Parent
Grandparent
Grandchild
Stepparent
Stepchild
Adoptive Relationships