Member Owned and Operated

Thank you, Orange County's Credit Union Members, not only for entrusting us with your financial wellbeing, but also for allowing us to be your trusted advisor through life's milestones. From your child's first savings account to the home loan that turns your dream into your reality, and everything in between, thank you for allowing us to be with you all the way.

Working with You

Together, we've grown Orange County's Credit Union into OC's largest community credit union. From small beginnings serving only County Employees in 1938, to the present-day full-service financial institution that serves Members beyond County borders, the story of Orange County's Credit Union is one that personally involves you.

Working for You

With over $2.5 billion in assets, more than 140,000 Member-owners, and continued growth on the horizon, we're proud to let our valued Members know their assets are with an organization that enjoys a strong, secure financial position. Despite national economic challenges, the Credit Union holds a capital ratio of 10.36%, which is above the 9% considered "well-capitalized" by the National Credit Union Administration (NCUA).

Honesty, the Foundation of a Trusting Relationship

For your convenience, reports affirming the financial position of Orange County's Credit Union are available below.

Bank With Us
About Orange County’s Credit Union
Bank With Us

*This is the most recent available report. The annual accounting audit takes place in the spring and compares the entire previous year to the one prior. For example, in the spring of 2024, the report will compare 2023 to 2022. Reports are published to this page as they become available.

Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.

Immediate Family Includes:
Adoptive Relationships