Through our Relationship Rewards Program all of your combined household balances in loans and deposits count towards your benefits package. The more you use our services, the better we can meet your financial needs. Enjoy free services, discounted loan rates, and exclusive offers for you, and your family. That's our commitment to your financial well-being.

Patron (Loans/Deposits less than $5,000)

 

Loans

  • Home Equity Line of Credit Annual Fee: $50
  • Pre-Approved Line of Credit Annual Fee: Free

ATM / Debit Transactions

  • Orange County's Credit Union and CO-OP: Free
  • ATM Cash Withdrawal Limits++ : $500
  • ATM Deposit Amount Immediately Available Per Day++ : $200
  • Daily Maximum For Debit Mastercard Signed Transactions++ : $1,500
  • Daily Maximum For Debit Mastercard Point-of-Sale Transactions++ : $1,500

Additional Services

  • Online Banking and Bill Pay: Free
  • Cashier's Cheques: 1 free per visit
  • eStatements, 24-Hour Telephone Transactions, Point-Of-Sale Purchases: Free
  • Free Accidental Death and Dismemberment Insurance (By enrollment): $2,000
  • Auto, Home, Life Insurance Consultation: Free
  • Financial Consultation: Free

Premier (Loans/Deposits $5,000 - $49,999)

 

Checking

  • Basic or Interest Checking (Regardless of Balance)* : Free
  • Complimentary Check Program (Boxes per year)** : One

Loans

  • Rate Discount on Personal Loans: 0.10%
  • Home Equity Line of Credit Annual Fee: $25
  • Pre-Approved Line of Credit Annual Fee: Free

ATM / Debit Transactions

  • Orange County's Credit Union and CO-OP: Free
  • Non CO-OP Network+ : 4 free per month
  • ATM Cash Withdrawal Limits++ : $500
  • ATM Deposit Amount Immediately Available Per Day++ : $500
  • Daily Maximum For Debit Mastercard Signed Transactions++ : $2,500
  • Daily Maximum For Debit Mastercard Point-of-Sale Transactions++ : $2,500

Additional Services

  • Online Banking and Bill Pay: Free
  • Cashier's Cheques: 1 free per visit
  • eStatements, 24-Hour Telephone Transactions, Point-Of-Sale Purchases: Free
  • Free Accidental Death and Dismemberment Insurance (By enrollment): $2,000
  • Auto, Home, Life Insurance Consultation: Free
  • Financial Consultation: Free

Platinum(Loans/Deposits $50,000 or 20-Year Membership)

Checking

  • Basic or Interest Checking (Regardless of Balance)* : Free
  • Complimentary Check Program (Boxes per year)** : Two

Loans

  • Rate Discount on Personal Loans: 0.25%
  • Home Equity Line of Credit Annual Fee: Free
  • Pre-Approved Line of Credit Annual Fee: Free

ATM / Debit Transactions

  • Orange County's Credit Union and CO-OP: Free
  • Non CO-OP Network+ : Unlimited
  • ATM Cash Withdrawal Limits++ : $500
  • ATM Deposit Amount Immediately Available Per Day++ : $1,000
  • Daily Maximum For Debit Mastercard Signed Transactions++ : $3,000
  • Daily Maximum For Debit Mastercard Point-of-Sale Transactions++ : $3,000

Additional Services

  • Online Banking and Bill Pay: Free
  • Cashier's Cheques: Unlimited
  • Domestic Wire Transfers: Free
  • eStatements, 24-Hour Telephone Transactions, Point-Of-Sale Purchases: Free
  • Free Accidental Death and Dismemberment Insurance (By enrollment): $2,000
  • Notary Services: Free
  • Auto, Home, Life Insurance Consultation: Free
  • Financial Consultation: Free

 

* Monthly Fee waived for Members who meet account minimum balance or have Direct Deposit.

** All personal checking accounts with Direct Deposit and Members ages 62 or better receive 1 box per year.

+ Surcharge from other financial institutions may apply.

++ Excluding Sand Dollar and Pacific Accounts.

Relationship Rewards qualifications exclude commercial accounts.