Relationship Rewards Program
Through our Relationship Rewards Program, all of your combined household balances in loans and deposits count toward your rewards level. Discover what free services, and exclusive offers are available to you and your family based on your rewards level.
Patron |
Premier |
Platinum |
|
| Combined Household Balance (Loans/Deposits) | $4,999 or Less | $5,000 - $49,999 | $50,000+ or 20-yr Membership |
Checking |
|||
| Basic Checking, Interest Checking, Plus Checking | - | Monthly Fee Waived | Monthly Fee Waived |
| Complimentary Check Program¹ (Excludes Access Checking) |
2 Boxes per Year | 2 Boxes per Year | 2 Boxes per Year |
Loans |
|||
| Fees | |||
| Home Equity Line of Credit Annual Fee | - | $25 Fee Reduction | Waived |
ATM/Debit Transactions |
|||
| Orange County’s Credit Union & CO-OP Network ATM Fee | Free | Free | Free |
| Non-CO-OP Network ATM Fee² | $1.50 | 4 Free per Month | Free Unlimited |
| ATM Cash Withdrawal Limits³ | $800 | $800 | $800 |
| ATM Deposit Amount Immediately Available per Day³ | $225 | $500 | $1,000 |
| Daily Maximum for Debit Mastercard® Signed Transactions³ | $2,000 | $3,000 | $3,500 |
| Daily Maximum for Debit Mastercard® Point-of-Sale Transactions³ | $2,000 | $3,000 | $3,500 |
Additional Member Services |
|||
| Cashier's Check | 2 Free per Day | 2 Free per Day | Free Unlimited |
| Notary Services⁴ | Free for CU documents | Free for CU documents | Free Unlimited |
| Wire Transfers (Domestic) |
$25 | $25 | Free |
| Stop Payment | Free through Online or Telephone Banking | Free through Online or Telephone Banking | Free |
|
Patron |
Premier |
Platinum |
|
| Combined Household Balance (Loans/ Deposits) | $4,999 or Less | $5,000 - $49,999 | $50,000+ or 20-yr Member |
| Checking | |||
| Basic Checking, Interest Checking, Plus Checking | - | Monthly Fee Waived | Monthly Fee Waived |
| Free Check Program¹ (Excludes Access Checking) |
2 Boxes per Year | 2 Boxes per Year | 2 Boxes per Year |
| Loans | |||
| Fees | |||
| Home Equity Line of Credit Annual Fee | - | $25 Fee Reduction | $25 Fee Reduction |
| ATM/Debit Transactions | |||
| Orange County’s Credit Union & CO-OP Network ATM Fee | Free | Free | Free |
| Non-CO-OP Network ATM Fee² | $1.50 | 4 Free per Month | Free Unlimited |
| ATM Cash Withdrawal Limits³ | $800 | $800 | $800 |
| ATM Deposit Amount Immediately Available per Day³ | $225 | $500 | $1,000 |
| Daily Maximum for Debit Mastercard® Signed Transactions³ | $2,000 | $3,000 | $3,500 |
| Daily Maximum for Debit Mastercard® Point-of-Sale Transactions³ | $2,000 | $3,000 | $3,500 |
| Additional Member Services | |||
| Cashier's Check | 2 Free per Day | 2 Free per Day | Free Unlimited |
| Notary Services⁴ | Free for CU docs | Free for CU docs | Free Unlimited |
| Wire Transfers (Domestic) |
$25 | $25 | Free |
| Stop Payment | Free through Online or Phone Banking | Free through Online or Phone Banking | Free |
Free Member Benefits
|
- eStatements, 24-hour Telephone Banking, Point-of-Sale Purchases
- Online and Mobile Banking with Bill Payment⁵
- Home Connections Rewards Program
- GreenPath financial counseling and educational resources
- Financial consultations and account reviews
- Home loan Total Cost Analysis and review
- Insurance quote and consultation⁶
- $2,000 Accidental Death & Dismemberment Insurance (by enrollment)
- In-branch coin counting machines
- Exclusive Member offers and perks
Make Banking a More Rewarding Experience
You and your family can benefit from simple banking with Orange County's Credit Union
Or call us at (888) 354-6228 or visit one of our 10 convenient branches
Make Banking a More Rewarding Experience
You and your family can benefit from simple banking with Orange County's Credit Union
Or call us at (888) 354-6228 or visit one of our 10 convenient branches
Personal accounts only. Relationship Rewards are not offered for commercial accounts. Additional terms, conditions, and restrictions apply and are subject to change.
Membership is required to participate in the Program. Relationship level will be calculated and assigned to each Membership within a household. Household consists of all individuals listed at your physical address who are Members of Orange County's Credit Union. Membership eligibility requirements apply. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5. Immediate family includes: Spouse, Child, Sibling, Parent, Grandparent, Grandchild, Stepparent, Stepchild, and Adoptive Relationships.
Account review:
• Monthly: At the end of each month, your Relationship level will be evaluated based on your combined balances and can move up to the next level at the beginning of the following month throughout the year, but will not move down until annual review.
• Annually: On November 30, your account will be re-evaluated to determine your level status and take effect on January 1 of the following year. Annually, you may level up or down based on total household balances. Benefits may change at that time.
¹All personal checking accounts, excluding Access Checking, receive two free boxes of Credit Union custom design checks per year. For Access Checking, please note: It’s important that you do not attempt to order or write checks with this account. Doing so will result in account closure.
²Surcharge from other financial institutions or merchants may apply.
³Excluding Sand Dollar and Pacific Accounts. Funds you deposit by check may be delayed for a longer period. Please refer to the Credit Union's Funds Availability Policy for additional information.
⁴Notary Service is not available for real estate documents.
⁵Mobile and data rates may apply.
⁶Insurance and protection products offered by third parties. Insurance and protection products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities. Insurance and protection products not available in all states.
Orange County's Credit Union is an Equal Opportunity Lender.