Refinance a Car Loan
Refinance a Car Loan
Refinance an existing car loan to lower your payment or adjust your term
Competitive Rates
Take advantage of our competitive rates.
Reduce Your Payment
A possible reduced rate may help lower your monthly payment. Or, take advantage of adjusting your term to lower your monthly payment.
Refinancing Your Car Loan
Do you have a car loan from another lender? Refinance your car loan to the Credit Union to get a great low rate, a choice of terms, and the service and convenience you deserve.
- Up to 100% financing of purchase price including tax, license and warranty*
- Low interest rates
- Pre-approval for easier, hassle-free shopping
- Terms up to 84 months on a new car**
- Terms up to 72 months on a used car**
- No application fee
- $50 fee for an OCCU auto refinance
- $25 fee for all private party transactions
- Additional DMV fees may be required
- 1% interest rate increase for cash-out requests
*If amount financed exceeds vehicle value it may cause an increase in interest rates (certain restrictions apply).
**Maximum term not available on all loan amounts. Contact us for additional details.
1Interest Rate Discount may reduce APR which is Annual Percentage Rate. APR will vary depending on loan and credit qualifications.
2Credit approval requried. Not all applicants will be approved.