Refinance a Car Loan
Refinance a Car Loan
Refinance an existing car loan to lower your payment or adjust your term
Competitive Rates
Take advantage of our competitive rates.
Reduce Your Payment
A possible reduced rate may help lower your monthly payment. Or, take advantage of adjusting your term to lower your monthly payment.
Refinancing Your Car Loan
Do you have a car loan from another lender? Refinance your car loan to the Credit Union to get a great low rate, a choice of terms, and the service and convenience you deserve.
- Up to 100% financing of purchase price including tax, license and warranty*
- Low interest rates
- Pre-approval for easier, hassle-free shopping
- Terms up to 84 months on a new car**
- Terms up to 72 months on a used car**
- No application fee
- $50 fee for an OCCU auto refinance
- $25 fee for all private party transactions
- Additional DMV fees may be required
- 1% interest rate increase for cash-out requests
*If amount financed exceeds vehicle value it may cause an increase in interest rates (certain restrictions apply).
**Maximum term not available on all loan amounts. Contact us for additional details.