Enjoy a 0% introductory APR for 6 months on purchases and balance transfers at account opening. After that, a competitively-low, variable APR of 8.24% - 16.24% will apply.¹
Plus, you'll also save with a $0 introductory balance transfer fee for 6 months at account opening. After that, the fee for future balance transfers will be 2% per transfer, (min. $5, up to $50).¹
The Mastercard® Platinum Credit Card was designed to help you save and stay on track with achieving your financial goals. Whether you're planning to make purchases or know you'll carry a balance, the built-in competitively-low rate and no annual fee can make it easier to pay off debt faster. Plus, by moving balances from another high-rate credit card, you may be able to reduce your interest paid over time.
- No annual fee¹
- Competitive rates, starting at 8.24% APR,¹ based on creditworthiness
A variety of benefits come standard with the Mastercard® Platinum Credit Card. Offering the added security of chip-enabled technology and a robust protection program, you can use your card with the added peace of mind knowing you're covered.
- 24-hour replacement card assistance with Mastercard Global Service
- Enhanced card security and digital services
- Automatic enrollment in Mastercard Priceless® Surprises
Safe and Secure
Technology is advancing and so are our safety measures to help keep your purchases and your personal information protected. From traveling abroad to online shopping, you can use your credit card with confidence knowing you're covered.
We make it easier to manage your account anytime, and from anywhere with our online account management. Plus, with the touch of a button, Apple Pay® and Masterpass provide secured convenience when making transactions.
- 24/7 online self-service with MyCardInfo in Digital Banking
- Apple Pay® digital wallet
Qualification is based on assessment of individual creditworthiness and our underwriting standards. Not all will qualify. Membership is required to obtain a credit card. Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside or San Bernardino Counties. Don’t live or work in our area? You may also qualify through your employer or if your immediate family Member banks with us. Ask for details. $5 Membership fee.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. Apple Pay is a trademark of Apple Inc.
1APR is Annual Percentage Rate. Variable rate as of 4/1/20 will vary with the market based on Prime Rate. Programs, rates, terms, and conditions subject to change after account opening and without notice. For a more complete list of terms and conditions, contact us.
2Certain restrictions apply. See www.mastercard.us/zero-liability for details.
Guide to Benefits