Maximize Savings

The Mastercard® Platinum Credit Card was designed to help you save and stay on track with achieving your financial goals. Whether you're planning to make purchases or know you'll carry a balance, the built-in competitively-low rate and no annual fee can make it easier to pay off debt faster. Plus, by moving balances from another high-rate credit card, you may be able to reduce your interest paid over time.

  • No annual fee¹
  • Competitive rates, starting at 11.99% APR,¹ based on creditworthiness

View Rates

Terms and Conditions

Exclusive Benefits

A variety of benefits come standard with the Mastercard® Platinum Credit Card. Offering the added security of chip-enabled technology and a robust protection program, you can use your card with the added peace of mind knowing you're covered.

  • 24-hour replacement card assistance with Mastercard Global Service
  • Enhanced card security and digital services
  • Automatic enrollment in Mastercard Priceless® Surprises

More Benefits

View the Guide to Benefits


Safe and Secure

Technology is advancing and so are our safety measures to help keep your purchases and your personal information protected. From traveling abroad to online shopping, you can use your credit card with confidence knowing you're covered.

Learn more


Digital Convenience

We make it easier to manage your account anytime, and from anywhere with our online account management. Plus, with the touch of a button, Apple Pay®, Google Pay™, Samsung Pay®, and Masterpass provide secured convenience when making transactions.

  • 24/7 online self-service with MyCardInfo in Digital Banking
  • Apple Pay, Google Pay, and Samsung Pay digital wallets

Learn more

Platinum Mastercard® & Your Digital Wallet

Image of Orange County's Credit Union Platinum Credit Card


Make payments easily and securely using your iPhone®, iPad®, or Apple Watch®.


Add your card to your Samsung® device and pay with just a tap.


Use Google Pay™ for faster checkout with compatible devices.

Platinum Mastercard® is Ready for Your Digital Wallet

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Start Here

Qualification is based on assessment of individual creditworthiness and our underwriting standards. Not all will qualify. Membership is required to obtain a credit card. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family Member banks with us. Ask us for details. Membership fee is $5.

Immediate Family Includes:
Adoptive Relationships

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. Apple Pay is a trademark of Apple Inc.

¹APR is Annual Percentage Rate. Variable rate as of 4/1/20 will vary with the market based on Prime Rate. Programs, rates, terms, and conditions subject to change after account opening and without notice. For a more complete list of terms and conditions, contact us.

²Certain restrictions apply. See for details.

Guide to Benefits

Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.