Money Market

Earn Higher Rates on Higher Balances

Plus, the funds in your Money Market account are always accessible. And all Members have access to the benefits and exclusive privileges of our Relationship Rewards Program.

Open Account

Money Market features include:
  • $2,500 initial opening deposit
  • Earn higher dividends on balances of $25,000, $40,000, $75,000, $100,000, and $250,000
  • Dividends are compounded daily and paid monthly
  • Deposits are federally insured by the NCUA
  • Easily transfer funds from checking to savings by phone, ATM, and Online Banking*
  • Savings can serve as overdraft protection on your checking account
  • Check writing ability with limitations*

*In compliance with Federal Banking Regulation D, telephone and automated savings withdrawals are limited to comply with the regulation. During any calendar month, you may not make more than six withdrawals or transfers to another Orange County's Credit Union account of yours or to a third party by means of a pre-authorized or automatic transfer, telephonic order or instruction. If you use automated methods to make transfers or withdrawals from savings, fewer than six telephone or home banking transfers or withdrawals are allowed. Automated methods include overdraft protection transfers to checking accounts and automatic withdrawals made through the Automated Clearing House (ACH) or pre-authorized draft withdrawals (i.e., bill payment, insurance premiums).

^ Rate applies to $25,000 tier

Money Market

Minimum Deposit

Minimum Daily Balance to obtain APY

Average Daily Balance to avoid service fee*

Dividend Rate

Annual Percentage Yield Rate (APY)

The Dividend Rate and Annual Percentage Yield is a prospective rate and may change daily as determined by the Credit Union's Board of Directors.

(*) See current Schedule of Fees and Charges. Certain fees waived for Platinum and Premier Members, or when householding minimums have been met. Fees or other conditions could reduce earnings on the accounts. Full terms and conditions for Orange County's Credit Union's deposit accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure. For more information, please call our Call Center at (888) 354-6228.

(**) The disclosed Dividend rates and APYs were accurate as of the "effective" date set forth above. If a Term Share Certificate account were opened, the disclosed Dividend Rate and APY would be paid for the length of the term listed for such account. Early withdrawal penalties may be imposed. These rates are subject to change without notice.