

Checking Accounts
All Our Checking Accounts Feature
» | Free Telephone, Online, & Mobile Banking¹ 24/7 Access | » | Free Debit Mastercard® with Zero Liability Protection² |
» | Free Access to 30,000 CO-OP ATMs Nationwide | » | Free eAlerts & eStatements |
» | Relationship Rewards Program | » | Free Bill Pay and Mobile Deposit¹ |
» | NCUA Insured | » | Financial Resources & Tools |
All Our Checking Accounts Feature
- Free Telephone, Online, & Mobile Banking¹ 24/7 Access
- Free Debit Mastercard® with Zero Liability Protection²
- Free Access to 30,000 CO-OP ATMs Nationwide
- Free eAlerts & eStatements
- Relationship Rewards Program
- Free Bill Pay and Mobile Deposit¹
- NCUA Insured
- Financial Resources & Tools
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Basic
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Interest
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Plus
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Access
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Pacific
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Best For |
Everyday essentials and convenience |
Earning dividends |
Added overdraft transaction protections |
Rebuild banking relationship with safe, affordable access |
Teens and students |
Monthly Fee |
$6; waived with direct deposit, average daily balance of $350, Premier/Platinum rewards levels, or Members age 62 or over |
$8; waived with direct deposit, average daily balance of $1,400, Premier/Platinum rewards levels, or Members age 62 or over |
$10; waived with direct deposit, 8 or more qualifying debit card purchases per month,³ Premier/Platinum rewards levels, or Members age 62 or over |
$5 |
$0 |
Minimum Opening Deposit
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$25 |
$25 |
$25 |
$25 |
$25 |
Minimum Balance Requirement to Maintain Account
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$0 |
$0 |
$0 |
$0 |
$0 |
Check-Writing Capabilities
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✔️ |
✔️ |
✔️ |
No This account is not eligible for checks or check writing.⁴ |
✔️ |
Earns Dividends
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✔️ |
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Overdraft Services |
✔️ |
✔️ |
✔️ |
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✔️ |
|
Basic
|
Interest
|
Plus
|
Access
|
Pacific
|
|
Best For |
Everyday essentials and convenience | Earning dividends | Added overdraft transaction protections | Rebuild banking relationship with safe, affordable access | Teens and students |
Monthly Fee |
$6; waived with direct deposit, average daily balance of $350, Premier/ Platinum rewards levels, or Members age 62 or over |
$8; waived with direct deposit, average daily balance of $1,400, Premier/ Platinum rewards levels, or Members age 62 or over |
$10; waived with direct deposit, 8 or more qualifying debit card purchases per month,³ Premier/ Platinum rewards levels, or Members age 62 or over |
$5 | $0 |
Minimum Opening Deposit | $25 | $25 | $25 | $25 | $25 |
Minimum Balance Requirement to Maintain Account | $0 | $0 | $0 | $0 | $0 |
Check-Writing Capabilities | ✔️ |
✔️ |
✔️ |
No This account is not eligible for checks or check writing.⁴ |
✔️ |
Earns Dividends | ✔️ | ||||
Overdraft Services | ✔️ | ✔️ | ✔️ | ✔️ | |
Ask us for more details about your options. |
Online Banking
① Go to your checking account transaction history screen.
② Click on Order Checks from the More Options menu.
③ Order your checks!


Not Enrolled in Online Banking?
You'll need your account number to place an order. Remember, it's at the bottom of your personal checks.
Online Banking
① Go to your checking account transaction history screen.
② Click on Order Checks from the More Options menu.
③ Order your checks!
Not Enrolled in Online Banking?
You'll need your account number to place an order. Remember, it's at the bottom of your personal checks.


Access Checking is a checkless account and is not eligible for check ordering or check writing.
Access Checking is a checkless account and is not eligible for check ordering or check writing.
Membership requirements apply. $5 Membership fee. Additional terms and conditions apply and are subject to change. Refer to the Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement, and Schedule of Fees for additional information. Ask us for details.
¹Message and data rates may apply.
²Certain restrictions apply. See mastercard.us/zero-liability for details. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. Our cards utilize an added security feature, One-Time Passcode, when applicable, for online transactions using your debit and credit card. For full details about EMV 3DS Secure Code One-Time Passcode, click here.
³Qualifying debit card purchases include debit card purchase made at point-of-sale using signature, PIN, or a purchase made electronically or online using your debit card number, including recurring payments. Qualifying debit card purchases must post and settle during the monthly statement cycle.
4Access Checking is not eligible for checks or check writing; doing so will result in account closure.