Small Business Loans & Lines Of Credit

Whether you're looking to fund the future of your business, or need some help sustaining cash flow, we can help. 

Man delivering boxes pushing a dolly
Man delivering boxes pushing a dolly

Small Business Loans for Vehicles 

Get where you need to go, with fixed or variable rates.

Man delivering boxes pushing a dolly
Man delivering boxes pushing a dolly

Small Business Loans for Vehicles 

Get where you need to go, with fixed or variable rates.

Man driving forklift in warehouse
Man driving forklift in warehouse

Small Business Loans for Equipment

Finance what you need to get the job done with flexible terms.

Man driving forklift in warehouse
Man driving forklift in warehouse

Small Business Loans for Equipment

Finance what you need to get the job done with flexible terms.

Woman reviewing blueprints on construction site
Woman reviewing blueprints on construction site

Small Business Lines of Credit

Keep cash flowing when you need it most, up to $10,000.

Woman reviewing blueprints on construction site
Woman reviewing blueprints on construction site

Small Business Lines of Credit

Keep cash flowing when you need it most, up to $10,000.


Meet Your Loan Consultant

ben-newman-150x175.jpg

Ben Newman 
Commercial Real Estate Loan Officer
(714) 755-5900 ext. 7436
bnewman@orangecountyscu.org

View-my-LinkedIn-profile-image-145x68.png 

Ben Newman is the most seasoned Commercial Loan Officer at Orange County’s Credit Union. Having started his banking and finance career while still attending university and quickly becoming a licensed loan officer in 2004, Ben soon learned that he had the aptitude and passion to navigate the unique Southern California commercial real estate market. Fast forward more than a decade and Ben has completed over $1 billion in loan transactions, refined his keen insight into the nuances of commercial loan timing and structure, and become a trusted professional known to maximize client savings, convenience, and, ultimately, client satisfaction.

His clientele ranges from high-net-worth individuals and influential property owners/developers, to family teams and first-time investors. Arranging multifamily, industrial, retail, office, and self-storage loans, among others, has given Ben the perspective and experience to bring those he serves significant savings and investment profitability. Having experienced Ben’s signature service and personal touch, his clients return time and time again, with many having expanded their portfolios to include additional revenue sources such as construction financing, bridge loans, and permanent loans.

Ben is proud to be an Anteater, having attended his hometown University of California Irvine on an academic scholarship and graduating in 2007 with his Bachelor of Science degree in Criminology, Law, and Society. When he is not delivering excellent service and value to his Credit Union clients, you can find Ben fishing with his son, watching an action film with his wife, or regularly volunteering at any number of financial literacy events for at-risk youth.


Meet Your Loan Consultant

ben-newman-150x175.jpg

Ben Newman 
Commercial Real Estate Loan Officer
(714) 755-5900 ext. 7436
bnewman@orangecountyscu.org

View-my-LinkedIn-profile-image-145x68.png 

Ben Newman is the most seasoned Commercial Loan Officer at Orange County’s Credit Union. Having started his banking and finance career while still attending university and quickly becoming a licensed loan officer in 2004, Ben soon learned that he had the aptitude and passion to navigate the unique Southern California commercial real estate market. Fast forward more than a decade and Ben has completed over $1 billion in loan transactions, refined his keen insight into the nuances of commercial loan timing and structure, and become a trusted professional known to maximize client savings, convenience, and, ultimately, client satisfaction.

His clientele ranges from high-net-worth individuals and influential property owners/developers, to family teams and first-time investors. Arranging multifamily, industrial, retail, office, and self-storage loans, among others, has given Ben the perspective and experience to bring those he serves significant savings and investment profitability. Having experienced Ben’s signature service and personal touch, his clients return time and time again, with many having expanded their portfolios to include additional revenue sources such as construction financing, bridge loans, and permanent loans.

Ben is proud to be an Anteater, having attended his hometown University of California Irvine on an academic scholarship and graduating in 2007 with his Bachelor of Science degree in Criminology, Law, and Society. When he is not delivering excellent service and value to his Credit Union clients, you can find Ben fishing with his son, watching an action film with his wife, or regularly volunteering at any number of financial literacy events for at-risk youth.


View Our Full Commercial Services Offering

Business Banking Products

»

Business Checking

»

Business Savings

»

Business Money Market

»

Business CD's

Business Loan Products

»

Business Vehicle Loan

»

Business Equipment Loan

»

Business Line of Credit

 

 

Commercial Real Estate

»

Commercial Real Estate Financing

»

Multifamily Real Estate Financing

 

 

 

 

Business Banking Products

»

Business Checking

»

Business Savings

»

Business Money Market

»

Business CD's

Business Loan Products

»

Business Vehicle Loan

»

Business Equipment Loan

»

Business Line of Credit

 

 

Commercial Real Estate

»

Commercial Real Estate Financing

»

Multifamily Real Estate Financing

 

 

 

 

Your PPP loan may be reaching its payment deferral period end date. If you have not submitted your forgiveness application on or before the deferral period end date, you will be required to start making payments on your PPP loan immediately.

Helpful Links:

The Loan Source Information
SBA Information
CARES Act Information

 


 

Frequently Asked Questions

We opted to transfer the ownership of the SBA PPP loans to provide a seamless forgiveness process and servicing experience for our members. This decision was not made lightly or without consideration for the relationships we have with our clients. We believe it is in the best interest of both OCCU and our SBA PPP members to provide a partnership with an organization who has the servicing infrastructure in place to support the significant volume and short timeframe for the complex and changing forgiveness process and ongoing servicing.

For specific questions on how to submit your request for loan forgiveness and forgiveness portal access, please visit theloansource.com. Future communications regarding the forgiveness process for your PPP loan will come from The Loan Source. The communications will originate from PPPforgiveness@theloansource.us.

Please make these payments to The Loan Source, as they will own the loan and servicing going forward.

We selected the Loan Source and its servicing partner, ACAP SME, LLC (“ACAP”) as our PPP loan forgiveness service provider because they are recognized as one of the leading SBA lenders. They have invested heavily in technologies and personnel to aid PPP members through their forgiveness process via an online portal to create a positive experience.