Financing for New or Used Car Purchases

Whether you need financing of a New or Used car purchase, we'll take you through the whole car-buying process, and guide you to the best deal available, all while saving you time and money.

  • Up to 100% financing of purchase price including tax, license and warranty*
  • Low interest rates
  • Pre-approval for easier, hassle-free shopping
  • Terms up to 84 months on a new car purchase**
  • Terms up to 72 months on a used car purchase**
  • No application fee
  • $50 fee for an OCCU auto refinance
  • $25 fee for all private party transactions
  • Additional DMV fees may be required
  • 1% interest rate increase for cash-out requests 

 

First-Time Buyer Program

We're the best choice to help get you into your first car.

  • Finance up to 90% of vehicle value; max loan amount equal to 75% of annual income not to exceed $20,000
  • Finance up to 100% of vehicle value; max loan amount equal to 50% of annual income not to exceed $20,000
  • Terms up to 60 months
  • Low interest rates
  • No application fee
  • $25 fee for all private party transactions
  • Additional DMV fees may be required
  • Requires automatic payments, proof of insurance, and proof of income
  • Minimum 1 year of employment and 1 year of residency to qualify; other underwriting guidelines apply

 

Auto-Buying

Autoland does all the work – just tell them what kind of car you want, new or pre-owned, and down to the options. They'll tap into their expansive auto network to find it, negotiate the price on your behalf, and deliver it to you.

  • Free, no-obligation service
  • Trade in your current vehicle
  • Receive a CARFAX vehicle history report with all pre-owned vehicles
  • Secure all available manufacturer incentives
  • Deliver your new or pre-owned car to your home, office or nearest branch
 
0.75% APR RATE DISCOUNT

Purchase your car through Autoland, our auto-buying service, and we can lower your rate by an additional 0.75% APR on your approved rate. Hurry – offer expires December 31, 2017. Skip the haggling, the trip to the dealer, and take advantage of their low, pre-negotiated pricing. Go to orangecountys.autoland.com or call Autoland at (800) 234-6999.

*If amount financed exceeds vehicle value it may cause an increase in interest rates (certain restrictions apply).
**Maximum term not available on all loan amounts. Contact us for additional details.