Financing for New or Used Car Purchases

Whether you need financing of a New or Used car purchase, we'll take you through the whole car-buying process, and guide you to the best deal available, all while saving you time and money.

  • Up to 100% financing of purchase price including tax, license and warranty*
  • Low interest rates
  • Pre-approval for easier, hassle-free shopping
  • Terms up to 84 months on a new car purchase**
  • Terms up to 72 months on a used car purchase**
  • No application fee
  • $50 fee for an OCCU auto refinance
  • $25 fee for all private party transactions
  • Additional DMV fees may be required
  • 1% interest rate increase for cash-out requests 

 

First-Time Buyer Program

We're the best choice to help get you into your first car.

  • Finance up to 100% of vehicle value; max loan amount not to exceed $25,000
  • Terms up to 72 months
  • Low interest rates
  • No application fee
  • $25 fee for all private party transactions
  • Additional DMV fees may be required
  • Requires automatic payments, proof of insurance, and proof of income

 

Auto-Buying

Autoland does all the work – just tell them what kind of car you want, new or pre-owned, and down to the options. They'll tap into their expansive auto network to find it, negotiate the price on your behalf, and deliver it to you.

  • Free, no-obligation service
  • Trade in your current vehicle
  • Receive a CARFAX vehicle history report with all pre-owned vehicles
  • Secure all available manufacturer incentives
  • Deliver your new or pre-owned car to your home, office or nearest branch

*If amount financed exceeds vehicle value it may cause an increase in interest rates (certain restrictions apply).
**Maximum term not available on all loan amounts. Contact us for additional details.
1Interest Rate Discount may reduce APR which is Annual Percentage Rate. APR will vary depending on loan and credit qualifications.
2Credit approval requried. Not all applicants will be approved.