Scams are on the rise. Note that we will never reach out to you and ask for a one-time passcode, card number or CVV, username or password. To safeguard your identity and protect your finances, if you receive a call, text, or email that asks you for this information, hang up or don’t reply; otherwise, you may lose funds. Call us directly at 888 354 OCCU (6228).
Congratulations! You’re moments away from locking in a Great Rate on your Money!
- Step 1: Click "Get Started" for our Easy Onboarding process to become a New Member in just minutes!
- Step 2: During the process, select the "4.00% Share Certificate" offer (it's like a bank CD).
- Step 3: Fund your new 4.00% Certificate right there in the app and start enjoying great returns!
- Step 4: Brag to all your friends.
Special Term Share Certificate Rates
1 Rates, Annual Percentage Yield (APY) and terms are accurate as of August 3, 2026 and are subject to change at any time. Fees may reduce earnings on the account. APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds. Minimum balance to open is $1,000. The Special Term Certificates are a promotional product and may change or end without notice. Special Term Certificates will automatically renew at the nearest lower standard term (at the then applicable offered rate), unless you instruct us otherwise. For example: 6 Month and 9 Month Special Term Certificates will automatically renew into the standard 6 Month term and 14 Month Special Term Certificate will automatically renew into the standard 12 Month term.
IRA and Business Certificates are not available for online account opening; please visit a branch for assistance.
For current rates and terms, call (888) 354-OCCU (6228) or visit any branch. Federally insured by NCUA.