Enjoy a $100* Bonus Deposit With Your New Checking Account


New to Orange County's Credit Union?

Welcome and thank you for your interest in Orange County's Credit Union! We would be happy to extend this special offer to you for your brand new checking account. Add eStatements, Debit Mastercard®, and Direct Deposit within 60 days, and you'll receive a $100 bonus. Please use promo code MY100 at any branch or online


Debit card + Direct Deposit + eStatements with your checking account gets you $100
Debit card + Direct Deposit + eStatements with your checking account gets you $100


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Plus, once you have checking, you'll be able to recommend our checking accounts to your friends – making you BOTH eligible to earn $50 EACH. Click here to learn more about our Refer a Friend program. 


Do More with the Power of Debit Mastercard®

Your Orange County's Credit Union Debit Mastercard® brings convenient access to your checking account. Accepted at millions of locations worldwide, your debit card allows you to withdraw cash from ATMs, get cash back when you make PIN-based purchases at most stores, and when paired with Apple Pay® on your Apple® device, shop with added confidence and quickly send cash to friends.



Access Nearly 30,000 CO-OP Network ATMs Nationwide

Use your debit card at thousands of locations in Southern California alone, including many at 7-Eleven® and Costco® stores. To find ATMs near you, text your ZIP code to 91989, use our Mobile App, available on iPhone® and Android™, or look for the CO-OP symbol.


Visit a branch or open online. Use promo code: MY100 by 12/31/2024.
*All accounts are subject to normal approval standards. This offer is available to “new” Members only. A “new” Member is defined as a person who has never been an owner or signer of a checking or savings account or loan at Orange County’s Credit Union. Must open a personal checking account, enroll in eStatements, sign up and qualify for a Debit Mastercard, and set up and receive Direct Deposit within 60 days. Bonus paid by deposit to the new checking account. Bonus typically paid within 90 days. Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. The new checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed. Offer available for personal checking accounts including a Basic, Access, Plus, or Interest checking account. Money Market accounts are considered savings accounts. Social Security can be used as a direct deposit for Basic, Interest, and Plus Checking accounts. Minimum opening deposit is $25.00 for Checking accounts. Offer not available in conjunction with other offers. A qualifying direct deposit is an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or government agency. Person-to-person payments are not considered direct deposit. If you have any questions regarding this, please call us at (888) 354-6228.

¹Message and data rates may apply. Contact your mobile provider for details.

²Member Household Savings Based upon research conducted by the Credit Union National Association. Average savings listed based on Member households using multiple Credit Union products and services. Individual Member savings results may vary. Click here for details.

Membership Qualifications Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family Member banks with us. Ask us for details. Membership fee is $5.

Immediate Family Includes:
Adoptive Relationships