Enjoy a $100¹ Bonus Deposit With Your New Checking Account

 

New to Orange County's Federal Credit Union?

Welcome and thank you for your interest in Orange County's Federal Credit Union! We would be happy to extend this special offer to you for your brand new checking account. Add eStatements, Debit Mastercard®, and Direct Deposit within 60 days, and you'll receive a $100 bonus. Please use promo code MY100 at any branch.

Debit card + Direct Deposit + eStatements with your checking account gets you $100
Debit card + Direct Deposit + eStatements with your checking account gets you $100

Take the first step.

Open a new checking account to get started.

Do More with the Power of Debit Mastercard®

Your Orange County's Federal Credit Union Debit Mastercard® brings convenient access to your checking account. Accepted at millions of locations worldwide, your debit card allows you to withdraw cash from ATMs, get cash back when you make PIN-based purchases at most stores, and when paired with Apple Pay® on your Apple® device, shop with added confidence and quickly send cash to friends.

 


 

Access 30,000 Surcharge-Free CO-OP Network ATMs Nationwide

Use your debit card at thousands of locations in Southern California alone, including many at 7-Eleven® and Costco® stores. To find ATMs near you, text your ZIP code to 91989, use our Mobile App2, available on iPhone® and Android™, or look for the CO-OP symbol.

Access 30,000 Surcharge-Free CO-OP Network ATMs Nationwide

Use your debit card at thousands of locations in Southern California alone, including many at 7-Eleven® and Costco® stores. To find ATMs near you, text your ZIP code to 91989, use our Mobile App2, available on iPhone® and Android™, or look for the CO-OP symbol.

 


 

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Open the Door to Refer a Friend

Plus, once you have checking, you'll be able to recommend our checking accounts to your friends – making you BOTH eligible to earn $50 EACHClick here to learn more about our Refer a Friend program. 



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Open the Door to Refer a Friend

Plus, once you have checking, you'll be able to recommend our checking accounts to your friends – making you BOTH eligible to earn $50 EACH. Click here to learn more about our Refer a Friend program. 

 


Get started with an online application or visit your local branch and mention promo code MY100.

1Use promo code MY100 in any branch by December 31, 2026 to receive this $100 offer. All accounts are subject to normal approval standards. This offer is available to “new” Members only. A “new” Member is defined as a person who has never been an owner or signer on an account or loan at Orange County’s Federal Credit Union. New Member must open an eligible personal checking account (Everyday, Access, or Pacific Checking), enroll in eStatements, sign up and qualify for a debit card (not all applicants will qualify), and set up and receive direct deposit within 60 days of account opening. Social Security can be used as a direct deposit. The checking account must remain open and maintain eStatement preference for 90 days or referral bonus may be reversed. Offer only available at branch locations. Offer not available in conjunction with other offers. Individuals may not refer themselves for the referral bonus. All accounts are subject to normal approval standards. Minimum opening deposit is $25.00 for Checking accounts. Access and Pacific Checking accounts do not earn dividends. Everyday Checking: Annual Percentage Yield (APY) is 0.07% as of June 23, 2026 and are subject to change at any time. For current rates, visit orangecountyscu.org. Minimum balance to earn APY is $1,400. The rate and APY may change after account opening. Fees may reduce earnings on the account. Bonus paid by deposit to the new checking account. Bonus will be paid within 90 days of account opening. Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. Additional terms and conditions apply and are subject to change. Refer to the Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement, and Schedule of Fees and Charges for additional information. Ask us for details. Member eligibility requirements apply. For additional information, please visit https://www.orangecountyscu.org/eligibility.

2Message and data rates may apply. 

Apple Pay is a registered trademark of Apple Inc.

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license.