Where will you be in 9 or 14 months?
Orange County’s Credit Union is offering special certificates to help you save for the future. Regardless of where you’ll be 9 or 14 months, Orange County’s Credit Union is with you all the way.
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9 Month Certificate |
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| Best if you want… |
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14 Month Certificate |
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| Best if you want… |
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For IRA & Business Accounts
Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.
If you live or work in Orange County, LA County, Riverside County, or San Bernardino County, you’re eligible to save money at Orange County’s Credit Union and benefit from these great deposit rates.
Competitive |
Convenient |
Confident |
|---|---|---|
| Rates are higher than most national banks.³ | Easily track growth and get balance notifications with our mobile app.² | Funds are federally insured up to $250,000 per account owner and beneficiary. |
If you live or work in Orange County, LA County, Riverside County, or San Bernardino County, you’re eligible to save money at Orange County’s Credit Union and benefit from these great deposit rates.
Competitive |
Rates are higher than most national banks.³ |
|---|---|
Convenient |
Easily track growth and get balance notifications with our mobile app.² |
Confident |
Funds are federally insured up to $250,000 per account owner and beneficiary. |
Features |
Benefits |
Resources |
|
Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.
Features
- Available for IRA and Business Accounts
- Dividends are compounded daily and paid monthly
- Automatic reinvestment
Benefits
- Relationship Rewards
- Financial Wellness
- Nearly 30,000 Surcharge-Free CO-OP Network ATMs
- Online Banking
- Mobile Banking²
Resources
Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.
Special Term Share Certificate Rates
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Term |
Minimum Deposit |
Dividend Rate |
APY¹ |
|---|---|---|---|
|
8-Month |
$1,000 |
4.88% |
5.00% |
|
8-Month |
$25,000 |
5.12% |
5.25% |
|
9-Month |
$1,000 |
4.40% |
4.50% |
|
14-Month |
$1,000 |
4.40% |
4.50% |
Special Term Share Certificate Rates
|
Term |
Minimum Deposit |
Dividend Rate |
APY¹ |
|---|---|---|---|
|
8-Month |
$1,000 |
4.88% |
5.00% |
|
8-Month |
$25,000 |
5.12% |
5.25% |
|
9-Month |
$1,000 |
4.40% |
4.50% |
|
14-Month |
$1,000 |
4.40% |
4.50% |
¹Special Certificate (8, 9, & 14 month) Terms and Conditions
Rates, Annual Percentage Yield (APY) and terms are accurate as of the Effective Date published above and are subject to change at any time. Fees may reduce earnings on the account. APY is based on the assumption that certificate funds (including dividends) will remain in the account until maturity. There is a penalty for early withdrawal of certificate funds. Minimum balance to open is $1,000. The Special Term Certificates are a promotional product and may change or end without notice. Special Term Certificates will automatically renew at the nearest lower standard term unless you instruct us otherwise (at the then applicable offered rate). For example: 8 Month, 9 Month, and 14 Month Special Term Certificates will automatically renew into the 6 Month, 6 Month, and 12 Month Terms, respectively.
Refer to Orange County's Credit Union's Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement, Business Agreement and Disclosure Agreement, Schedule of Fees and Charges, Certificate Account Agreement and Disclosure for additional terms and conditions such as, fees, rate information, payment of dividends, and other details applicable to your specific account.
Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.
If you have any questions or require current information on your account, please call the Credit Union at (888) 354-6228, or stop into any of our branches.
²Message and data rates may apply. Contact your mobile provider for details.
³To view national bank average, visit fdic.gov.
⁴IRA and Business Accounts cannot be opened online. Please visit a local branch to set one up.