Where will you be in 9, 14, or 54 months?

Orange County’s Credit Union is now offering three special certificates to help you save for the future. Regardless of where you’ll be 9, 14, or even 54 months, Orange County’s Credit Union is with you all the way.

 

14 Month
Certificate

  • 3.75% APY¹
  • 14 month term
  • $1,000 minimum
  • Available for IRA and Business Accounts⁴

Best if you want…
  • Short-term savings
  • A place to keep and grow your money
  • Saving for a wedding or a car purchase in the next 1-2 years
 
 

9 Month
Certificate

  • 3.50% APY¹
  • 9 month term
  • $1,000 minimum
  • Available for IRA and Business Accounts⁴

Best if you want…
  • Short-term savings
  • Better rates than most checking and savings accounts
  • Spend on traveling or making a purchase in less than a year
 
 

54 Month
Certificate

  • 4.00% APY¹
  • 54 month term
  • $1,000 minimum
  • Available for IRA and Business Accounts⁴

Best if you want…
  • Long-term savings
  • Lock the APY¹ for a longer duration
  • Save for retirement or buy a home in the next 4-5 years
 

9 Month Certificate

  • 3.50% APY¹
  • 9 month term
  • $1,000 minimum
  • Available for IRA and Business Accounts⁴

Best if you want…
  • Short-term savings
  • Better rates than most checking and savings accounts
  • Spend on traveling or making a purchase in less than a year

 

 

14 Month Certificate

  • 3.75% APY¹
  • 14 month term
  • $1,000 minimum
  • Available for IRA and Business Accounts⁴

Best if you want…
  • Short-term savings
  • A place to keep and grow your money
  • Saving for a wedding or a car purchase in the next 1-2 years

 

 

54 Month Certificate

  • 4.00% APY¹
  • 54 month term
  • $1,000 minimum
  • Available for IRA and Business Accounts⁴

Best if you want…
  • Long-term savings
  • Lock the APY¹ for a longer duration
  • Save for retirement or buy a home in the next 4-5 years

For IRA & Business Accounts
Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.

If you live or work in Orange County, LA County, Riverside County, or San Bernardino County, you’re eligible to save money at Orange County’s Credit Union and benefit from these great deposit rates.

 

Competitive
Convenient
Confident
Rates are higher than most national banks.³ Easily track growth and get balance notifications with our mobile app Funds are federally insured up to $250,000 per account owner and beneficiary.

 

 

If you live or work in Orange County, LA County, Riverside County, or San Bernardino County, you’re eligible to save money at Orange County’s Credit Union and benefit from these great deposit rates.

 

Competitive
Rates are higher than most national banks.³
Convenient
Easily track growth and get balance notifications with our mobile app
Confident
Funds are federally insured up to $250,000 per account owner and beneficiary.

 

 

Features

Benefits

Resources

  • Available for IRA and Business Accounts
  • Dividends are compounded daily and paid monthly
  • Automatic reinvestment

 



Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.

Features

  • Available for IRA and Business Accounts
  • Dividends are compounded daily and paid monthly
  • Automatic reinvestment

Benefits

Resources

 



Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.

¹Special Certificate (9, 14 & 54 month) Terms and Conditions
APY- Annual Percentage Yield. Orange County’s Credit Union rates subject to change without notice. The disclosed dividend rates and APY’s accurate as of June 1, 2023. A penalty for early withdraw may be imposed. All accounts are subject to normal approval standards. Minimum opening deposit is $1,000 with no maximum. Online applications require a checking or savings account with Orange County’s Credit Union. Both new and existing money may fund the account. This special CD promotion is available for personal, IRA, and business accounts. There is no limitation on the number of certificate accounts allowed to be open. To secure the promotional rate, Member must apply between June 1, 2023 to August 31, 2023. This a limited-time promotion and is subject to change at any time without prior notice.

Special Term Certificates renew at the nearest lower standard term. At maturity and during the grace period, you may change the term or balance of your account or make withdrawals without a penalty. The grace period begins at maturity and ends seven calendar days later.

Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don’t live or work in our area? You may also qualify through your employer or if your immediate family member banks with us. Ask for details. Membership fee is $5.

View the Certificate Account Agreement and Disclosure here.

²Message and data rates may apply. Contact your mobile provider for details.

³To view national bank average, visit fdic.gov.

⁴IRA and Business Accounts cannot be opened online. Please visit a local branch to set one up.