Safety and Soundness

A message to our valued Members.

With the recent news surrounding the failure of several prominent banks and the sudden intervention taken by the FDIC, we want to assure that you, our valued Members, feel secure and supported in your banking relationship with Orange County’s Credit Union. Your financial security and well-being is our highest priority. Our steadfast commitment to providing exceptional banking products and services remains as strong as ever. As a not-for-profit financial institution owned by its Members to serve its Members, we believe in simple banking with our Members, Associates, and Community at the heart of everything we do.

Through prudent management, the Credit Union continues to be a highly regulated institution that is considered financially sound. The Credit Union holds a capital ratio of 10.61%, which is well above the 7% needed to be considered well-capitalized by the National Credit Union Administration (NCUA). As a Member-owned cooperative, financial reports affirming our strong capital position are made available to Members and the general public through our website.

As a commitment to our Mission of Simple Banking, For People, Not Profit, we provide financial services such as checking and savings accounts, certificate of deposit, home loan mortgages, auto loans, credit cards, personal loans, and small business banking.      

When you bank with a not-for-profit credit union, your savings are federally insured up to $250,000 (in some cases higher) by the National Credit Union Share Insurance Fund (NCUSIF), allowing you to bank with confidence. The deposit insurance fund has the backing of the full faith and credit of the U.S. For information about the NCUA, visit

Our dedication to your financial well-being continues to serve as our guiding principle. We’re honored to have served our Members for 85 years and look forward to supporting your financial journey well into the future. We value your Membership and the trust you’ve placed in Orange County’s Credit Union.