Disaster Relief For Members

Emergency Assistance is Available

Orange County’s Credit Union is ready to help our Members living in the areas affected by fires and other natural disasters. We’re here to work with our Members during difficult times to find the best solution for your needs. If you need emergency financial assistance, please call our support center at (888) 354-6228, Monday – Friday 8:00 am to 7:00 pm, and Saturday 9:00 am to 2:00 pm. 

Assistance includes:

• Emergency Relief Loans
• Increase in line-of-credit limits
• Payment deferment on existing loans¹
• Free express delivery of credit cards, debit cards, and checks
  
  

Emergency Loans

Personal loans with a maximum of $5,000 will be available for each affected Member at a rate of 0% APR² to be repaid in 60 days, or personal loans of up to $5,000 will be available for each affected Member at a special fixed rate of 11.49% APR,² to be repaid in 12-24 months, dependent upon the need of the Member. This loan can be written for two monthly repayments or due in one lump sum. Loans will be granted with a minimum of paperwork, but it will be necessary to prove residency within the disaster area as well as ability to repay. Direct deposit and automatic payments through an Orange County’s Credit Union checking account must be set up within 90 days, or the loan will revert to the prevailing personal loan rate. Other terms and conditions apply.

These smaller relief loans can be used for purposes such as:

• Food and Shelter
• Minor Repairs
• Supplies (board up windows, etc.)
• Financing for Replacement Items:
  • Furniture
  • Appliances
    
    

Connect With Local Resources

Preparedness is important to handle disasters. Be ready and connect with local resources in the country to help you prepare for an emergency. The following emergency organizations may be able to provide additional assistance:

• Federal Emergency Management Agency (FEMA)
• The American Red Cross
• California Emergency Management Agency
• Ready.gov
• Ready OC
• California Fire Foundation
• Department of Homeland Security
• Centers for Disease Control & Prevention (CDC)
• U.S. Fire Administration
• OC Fire Authority
• Orange County Emergency Alerts
• San Bernardino County Telephone Emergency Notification System
• Riverside County Emergency Alerts
• LA County Emergency Alerts
• Ventura County Emergency Alerts
  
  

¹Loans currently in deferment are not eligible for additional deferments.

²APR is Annual Percentage Rate. Emergency assistance products and services are available to existing Members only. This is not an offer for an extension of credit or a commitment to lend. All applications for emergency assistance are subject to borrower and underwriting approval. All loans are subject to application, credit qualification, and income verification and approval. Not all applicants will qualify. Credit Union rates, terms and conditions are subject to change at any time without notice. Ask us for full details.