About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 7.125% 8.250% 8.250% 8.250%
APR 7.847% 7.847% 7.847% 7.847%
Points 0.250 0.250 0.250 0.250
Payment $2,021.16 $2,199.94 $2,199.94 $2,199.94
  Rate APR Points Payment
120 Months 7.125% 7.847% 0.250 $2,021.16
12 Months 8.250% 7.847% 0.250 $2,199.94
12 Months 8.250% 7.847% 0.250 $2,199.94
228 Months 8.250% 7.847% 0.250 $2,199.94

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.875% 8.250% 8.250% 8.250%
APR 7.890% 7.890% 7.890% 7.890%
Points 0.375 0.375 0.375 0.375
Payment $1,970.79 $2,209.72 $2,209.72 $2,209.72
  Rate APR Points Payment
84 Months 6.875% 7.890% 0.375 $1,970.79
12 Months 8.250% 7.890% 0.375 $2,209.72
12 Months 8.250% 7.890% 0.375 $2,209.72
264 Months 8.250% 7.890% 0.375 $2,209.72

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.750% 8.250% 8.250% 8.250%
APR 8.010% 8.010% 8.010% 8.010%
Points 0.375 0.375 0.375 0.375
Payment $1,945.79 $2,220.49 $2,220.49 $2,220.49
  Rate APR Points Payment
60 Months 6.750% 8.010% 0.375 $1,945.79
12 Months 8.250% 8.010% 0.375 $2,220.49
12 Months 8.250% 8.010% 0.375 $2,220.49
276 Months 8.250% 8.010% 0.375 $2,220.49