About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.625% 6.875% 6.875% 6.875%
APR 7.072% 7.072% 7.072% 7.072%
Points 1.000 1.000 1.000 1.000
Payment $3,201.54 $3,264.78 $3,264.78 $3,264.78
  Rate APR Points Payment
120 Months 6.625% 7.072% 1.000 $3,201.54
12 Months 6.875% 7.072% 1.000 $3,264.78
12 Months 6.875% 7.072% 1.000 $3,264.78
228 Months 6.875% 7.072% 1.000 $3,264.78

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.625% 6.875% 6.875% 6.875%
APR 7.098% 7.098% 7.098% 7.098%
Points 0.875 0.875 0.875 0.875
Payment $3,201.54 $3,271.46 $3,271.46 $3,271.46
  Rate APR Points Payment
84 Months 6.625% 7.098% 0.875 $3,201.54
12 Months 6.875% 7.098% 0.875 $3,271.46
12 Months 6.875% 7.098% 0.875 $3,271.46
264 Months 6.875% 7.098% 0.875 $3,271.46

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.125% 6.875% 6.875% 6.875%
APR 6.901% 6.901% 6.901% 6.901%
Points 0.750 0.750 0.750 0.750
Payment $3,038.07 $3,256.42 $3,256.42 $3,256.42
  Rate APR Points Payment
60 Months 6.125% 6.901% 0.750 $3,038.07
12 Months 6.875% 6.901% 0.750 $3,256.42
12 Months 6.875% 6.901% 0.750 $3,256.42
276 Months 6.875% 6.901% 0.750 $3,256.42