Turn everyday purchases into automatic savings, support CHOC Foundation, and stay on track toward your financial goals.

With Round Ups and Savings Center from Orange County’s Federal Credit Union, you can automatically set money aside, organize multiple savings goals, and make meaningful progress toward the things that matter most.

Save automatically. Reach your goals. Make an impact.

Get Started in Minutes

If you have an eligible OCFCU checking account, eligible savings account, and Digital Banking access, you're ready to go.

1. Log in to Digital Banking and Open My Savings Center
2. Create a savings goal (optional)
3. Enroll in Roundup Savings, set up recurring transfers or make one-time transfers

Save Automatically With Every Purchase

Building savings doesn’t have to be complicated.

Every time you use your eligible OCFCU debit card, Round Ups can automatically turn spare change into savings, support CHOC Foundation, or both.

No budgeting spreadsheets. No extra steps. Just automatic progress.

Your Change. Your Choice.

Save Automatically

Direct your Round Ups toward savings and put every eligible purchase to work toward your financial goals.

Support CHOC Foundation

Turn everyday purchases into an easy way to support Children’s Hospital of Orange County (CHOC Foundation).

Save and Give

Want to do both? Split your Round Ups between savings and CHOC Foundation.

Why Members Love Round Ups

• Save without thinking about it
• Make progress toward your goals
• Support your community through everyday purchases
• Turn small amounts into meaningful savings over time
• Manage everything directly in Digital Banking

Coffee Purchase: $4.25
Rounded Up To: $5.00
Round Up Amount: $0.75

You choose where that $0.75 goes:

• Add it to your savings
• Donate it to CHOC Foundation
• Split it between both

Small change can add up over time.

Savings Center Makes Goal Saving Easy

Whether you’re building an emergency fund, planning a vacation, saving for a new car, or preparing for life’s unexpected moments, Savings Center helps you stay organized and motivated.

Create multiple goals, automate contributions, and watch your progress grow—all within your OCFCU savings account in Digital Banking.

With Savings Center You Can:

• Create personalized savings goals
• Set target amounts and target dates
• Organize multiple goals within a single savings account
• Schedule recurring or one-time contributions
• Track progress as your savings grow
• Stay focused on what you’re working toward

One savings account. Multiple goals. A simpler way to save.

Better Together

Round Ups helps you build savings automatically.

Savings Center helps you stay focused on what you’re saving for.

Use them together to create a simple savings strategy that works in the background while you work toward the things that matter most.

How It Works:

Step 1: Create a savings goal in Savings Center
Step 2: Enroll in Round Ups
Step 3: Direct your spare change to your goal
Step 4: Watch your progress grow automatically

Whether you’re saving for a vacation, emergency fund, holiday shopping, a new vehicle, or your next big milestone, every purchase can help move you closer.

Small actions can lead to meaningful results.

Whether you’re building savings, working toward a future goal, or supporting CHOC Foundation, Round Ups and Savings Center make it easier to put every dollar to work.

Save automatically. Stay motivated. Make an impact.

Log in to Digital Banking to activate Round Ups and start exploring Savings Center today.

Trust accounts, Business accounts, and Fiduciary accounts are not eligible to participate in Round Up Savings. Members with a non-U.S. address are not eligible to participate in Round Up to Charity. Refer to our Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement for terms and conditions applicable to your accounts. Federally insured by NCUA.

Roundup for Savings Program: You must be 18 years of age or older to enroll in the Round Up Savings Program. For each eligible settled debit card transaction you make we will round up the amount of any debit card purchase associated with the enrolled Checking or Savings Account to the nearest whole dollar and transfer the excess of the settled purchase amount to your enrolled share account. If you receive a new debit card due to your current card being lost, stolen, or reissued, your participation in the program will continue. There is no need to re-enroll in the program. If on any given day your checking account does not have sufficient available funds to round up, no transfers to savings will occur. Transfers will not be retried and will resume for eligible transactions the next day that sufficient funds are available. Round ups can be instantly disabled at any time.

Donations are made to Spiral Giving Network, Inc. (SGN), a 501(c)(3) charity, which takes legal control of donations and disburses funds to your selected causes or recommended charity. Charities will receive donations, less fees to SGN. SGN donation processing fees are 2.05% of your round-up amount. Donations are generally non-refundable, any donation that was made in error or was not authorized by you will be reviewed on a case by case basis. Refunds are not guaranteed.