Funds Transfer & Pay Other People

An additional benefit of Digital Banking is the added convenience of Transfer Funds. There are two services available:

  • Transfer Funds - Transfer Funds lets you move funds between accounts. You can transfer money into your Orange County's Credit Union account from any of your other bank, credit union, brokerage, or investment accounts. Money may also be moved from your Orange County's Credit Union account into any other bank, credit union, brokerage, or investment accounts.
  • Pay A Person​ - Members can send funds to anyone via email or text message.


Eligible Accounts

Your Orange County's Credit Union accounts (Savings*, Basic, Interest, and Better Than Free Checking, and Money Market*) are enabled for this service. For all of your outside accounts, an account ownership verification process will need to be completed. The account verification process is a safeguard that help us make sure nobody sets up your accounts but you. The following external institution accounts may be added to your Portfolio:

  • Checking accounts, savings accounts*, and money market* accounts held at any commercial bank or credit union nationwide that is able to accept ACH transfers.
  • Investment accounts held at any of our affiliated online brokerage firms.

*Per Federal Regulatory Rule D, Transfer Funds transactions are considered one of not more than six (6) withdrawals or transfers to another Orange County's Credit Union account or to a third party by means of preauthorized or automatic transfers (Online Banking, ACH, EFT, Telephone Banking) that may be performed on a Savings account or Money Market account during any statement period. This may also impact your savings and money market accounts at financial institutions other than Orange County's Credit Union. We recommend you contact your external institution for verification.