Refer a Friend
Earn up to $500!
Invite your friends to bank at Orange County’s Credit Union and you’ll be rewarded with $50* for every friend who opens a qualified checking account and meets the eligibility requirements.
Here's How It Works
Recommend our checking accounts to your friends. You'll earn $50* for every friend who opens a new qualified checking account with eStatements, a Debit Mastercard®, and Direct Deposit. And your friends will earn a matching $50.*
Earn up to $500!
Invite your friends to bank at Orange County’s Credit Union and you’ll be rewarded with $50* for every friend who opens a qualified checking account and meets the eligibility requirements.
Here's How It Works
Recommend our checking accounts to your friends. You'll earn $50* for every friend who opens a new qualified checking account with eStatements, a Debit Mastercard®, and Direct Deposit. And your friends will earn a matching $50.*
Benefits of Our Checking
- Mobile Banking with Mobile Deposit**
- Online Bill Payment
- Account Alerts
- Instant Issue Debit Card**
There are many ways to avoid the monthly service fee.**
Benefits of Our Checking
- Mobile Banking with Mobile Deposit**
- Online Bill Payment
- Account Alerts
- Instant Issue Debit Card**
There are many ways to avoid the monthly service fee.**
Nearly 30,000 Surcharge-free ATMs
 |
Through a powerful credit union network, we offer nearly 30,000 surcharge-free ATMs nationwide including 9,000 that accept deposits. Look for the CO-OP symbol.
|
Nearly 30,000 Surcharge-free ATMs
Through a powerful credit union network, we offer nearly 30,000 surcharge-free ATMs nationwide including 9,000 that accept deposits. Look for the CO-OP symbol.
*Offer Details
Referral Bonuses
The same bonus will be paid to the referrer (existing Member) and referee (new Member). The "referrer" bonus is only available to existing Members of Orange County's Credit Union who have checking accounts. The "referee" bonus is available to "new" Members only. A "new" Member is defined as a person who has never been an owner or signer of a checking or savings account or loan with Orange County's Credit Union.
Bonus Payout
The bonus amount is $50 per referral and is subject to change. Referring Members can earn up to a maximum of $500 in referral bonuses per calendar year, through December 31, 2024. Referrer and referee bonuses will be paid out within 90 days after the referee opens the eligible checking account and meets all the eligibility requirements. Referral form must be presented at the time the new checking account is opened. Form must be completely filled out so we have adequate information to pay out the cash bonus to the friend who made the referral. Referrer and referee bonuses will be paid by deposit to respective checking accounts. The notation "Refer" will appear on the referrer's statement. Referee bonus paid represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient.
Eligibility
Referee must open an eligible personal checking account (Basic, Interest, Access, Plus, or Pacific Checking), enroll in eStatements, sign up and qualify for a debit card (not all applicants will qualify), and set up and receive direct deposit within 60 days of account opening. Social Security can be used as a direct deposit for Basic, Interest, and Plus Checking accounts. The referee's checking account must remain open and maintain eStatement preference for 90 days or referral bonus may be reversed. Offer only available at branch locations. Offer not available in conjunction with other offers. Individuals may not refer themselves for the referral bonus. All accounts are subject to normal approval standards. Minimum opening deposit is $25.00 for Checking accounts. Basic, Access, Plus, and Pacific Checking accounts do not earn dividends. Interest Checking: Annual Percentage Yield (APY) is 0.07% as of 12/31/2023 and is subject to change at any time. For current rates, visit orangecountyscu.org. Minimum balance to earn APY is $600. The rate and APY may change after account opening. Fees may reduce earnings on the account. Associates of Orange County's Credit Union are not eligible for the referrer or referee bonuses. Membership requirements apply. Additional terms and conditions apply and are subject to change. Refer to the Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement, and Schedule of Fees for additional information. Ask us for details.
Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask for details. Membership fee is $5.
Limited-time
This limited-time promotion is subject to change and termination at any time without prior notice.
Notice to Credit Union Associates: Use promo code REFERAFRIEND.
**Details of Services
Mobile Banking with Mobile Deposit
Message and data rates may apply. For Mobile Deposit, eligibility requirements and deposit limits apply. Funds from deposit may not be available for immediate withdrawal. Please refer to the Digital Banking User Agreement.
Instant Issue Debit Card
Available in branches to Members who qualify for a Debit Card. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license.
Ways to Waive Monthly Service Fees on Checking Accounts
Monthly service fee is waived for Premier and Platinum Relationship Rewards levels, and Members age 62 or over. Otherwise, monthly service fee can be waived with direct deposit or an average daily balance of $350 for Basic Checking and $1,400 for Interest Checking. A qualifying direct deposit is an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or government agency. Person-to-person payments are not considered direct deposit. If you have any questions regarding this, please call us at (888) 354-6228.