Savings Rates

Interest rates for our Savings, Pacific Savings, and Sand Dollar Savings accounts.

Pacific Savings

Minimum Deposit: $5
Minimum Balance: $100
Average Balance*: N/A
Dividend Rate: 0.050%
APY: 0.05%

Sand Dollar Savings

Minimum Deposit: $5
Minimum Balance: $100
Average Balance*: N/A
Dividend Rate: 0.050%
APY: 0.05%

Savings

Minimum Deposit: $25
Minimum Balance: $100
Average Balance*: $500
Dividend Rate: 0.050%
APY: 0.05%

Money Market Rates

Open with just $2,500 and earn higher yields on larger deposits as shown below.

$100,000 Minimum Balance

Minimum Deposit: $2,500
Minimum Balance: $100,000
Average Balance*: $2,500
Dividend Rate: 0.499%
APY: 0.50%

$2,500 Minimum Balance

Minimum Deposit: $2,500
Minimum Balance: $2,500
Average Balance*: $2,500
Dividend Rate: 0.100%
APY: 0.10%

$25,000 Minimum Balance

Minimum Deposit: $2,500
Minimum Balance: $25,000
Average Balance*: $2,500
Dividend Rate: 0.150%
APY: 0.15%

$250,000 Minimum Balance

Minimum Deposit: $2,500
Minimum Balance: $250,000
Average Balance*: $2,500
Dividend Rate: 0.548%
APY: 0.55%

$40,000 Minimum Balance

Minimum Deposit: $2,500
Minimum Balance: $40,000
Average Balance*: $2,500
Dividend Rate: 0.250%
APY: 0.25%

The Dividend Rate and Annual Percentage Yield is a prospective rate and may change daily as determined by the Credit Union's Board of Directors.

(*) See current Schedule of Fees and Charges. Certain fees waived for Platinum and Premier members, or when householding minimums have been met. Fees or other conditions could reduce earnings on the accounts. Full terms and conditions for Orange County's Credit Union's deposit accounts are set forth in the Deposit Account Agreement & Truth-in-Savings Disclosure. For more information, please call our Call Center at (714) 755-5900.

(**) The disclosed Dividend rates and APYs were accurate as of July 1, 2020. If a Term Share Certificate account were opened, the disclosed Dividend Rate and APY would be paid for the length of the term listed for such account. Early withdrawal penalties may be imposed. These rates are subject to change without notice.

ALL PROGRAM RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.