(*) The disclosed Dividend rates and APYs were accurate as of the "effective" date set forth above.
If a Term Share Certificate account were opened, the disclosed Dividend Rate and APY would be paid for the length of the term listed for such account.
Early withdrawal penalties may be imposed. These rates are subject to change without notice.
(**)Not available for IRA accounts.
ALL PROGRAM RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.