Relying on Social Security will only provide a fraction of that income. To maintain a comfortable and secure retirement, creating a personal savings plan to maximize your earnings is more important than ever. An Individual Retirement Account (IRA) can provide the additional savings you'll need.

All Orange County's Credit Union IRA accounts offer no set-up, maintenance, annual, or distribution fee.



  • $25 initial opening deposit
  • Dividends are compounded daily and paid monthly on a balance of $100 or more
  • Deposits are federally insured by the NCUA up to the maximum amount allowed by the NCUA, currently $250,000. All IRA including SEP, NCUA deposits held at the same institution are aggregated and covered up to a total of $250,000.
  • Ability to select both deposit and investment products for your retirement assets