Relationship Rewards Program

Through our Relationship Rewards Program all of your combined household balances in loans and deposits count towards your benefits package. The more you use our services, the better we can meet your financial needs. Enjoy free services, discounted loan rates, and exclusive offers for you, and your family. That's our commitment to your financial well-being.

Patron (Loans/Deposits Less than $5,000)

Premier (Loans/Deposits $5,000 - $49,999)

Platinum (Loans/Deposits $50,000 or 20-Year Member)

CHECKING

Basic or Interest Checking (Regardless of Balance)*

FREE FREE

Complimentary Check Program
(Boxes Per Year)**

1 2

LOANS

Rate Discount on Personal Loans

0.10% 0.25%

Home Equity Line of Credit Annual Fee

$50 $25 FREE

Pre-Approved Line of Credit Annual Fee

FREE FREE FREE

ATM / DEBIT TRANSACTIONS

Orange County's Credit Union and CO-OP

FREE FREE FREE

Non CO-OP Network+

4 FREE per Month UNLIMITED

ATM Cash Withdrawal Limits++

$500 $500 $500

ATM Deposit Amount Immediately Available Per Day++

$200 $500 $1,000

Daily Maximum for Debit Mastercard Signed Transactions++

$1,500 $2,500 $3,000

Daily Maximum for Debit Mastercard Point of Sale Transactions++

$1,500 $2,500 $3,000

ADDITIONAL SERVICES

Online Banking and Bill Pay

FREE FREE FREE

Cashiers Cheques

1 FREE per Visit 1 FREE per Visit UNLIMITED

Domestic Wire Transfers

FREE

e-Statements, 24-Hour Telephone Transactions, Point-of-Sale Purchases

FREE FREE FREE

Free Accidental Death and Dismemberment Insurance (By Enrollment)

$2,000 $2,000 $2,000

Notary Service

FREE

Auto, Home, Life Insurance Consultation

FREE FREE FREE

Financial Consultation

FREE FREE FREE

* Monthly Fee waived for Members who meet account minimum balance or have Direct Deposit

** All personal checking accounts with Direct Deposit and Members ages 62 or better receive 1 box per year.

+ Surcharge from other financial institutions may apply

++ Excluding Sand Dollar and Pacific Accounts

Relationship Rewards qualifications exclude commercial accounts