Personal Loans

Whatever You Need, We Have a Loan That Fits

It's not always about a big purchase. Sometimes you just need cash for a bunch of little things. Or one medium-sized something. Whatever your need, we have a loan that fits.

Go On Vacation

Go On Vacation

Pay Off Bills

Pay Off Bills

Emergency Funds

Emergency Funds

Big Purchases

Big Purchases

Home Improvements

Home Improvements

Personal Loan

A fixed payment for a fixed amount of time

Line of Credit

A line of credit, pay only on the amount used

Savings and Term-Share Certificate
Secured Loans

Borrow against the funds in your Orange County's Credit Union Savings or Certificate account.

Apply Online
Apply Online

Use For

Large purchases like a vacation, wedding, home improvements, or to pay off unsecured debt

Use For

A revolving line of credit you can access any time, for any reason

Use For

Emergencies or other unexpected expenses

Borrow

From $500 up to $25,000

Borrow

From $500 up to $25,000

Borrow

Minimum of $500, up to 90% of the balance in your Term-Share Certificate, or up to 100% of your Savings account balance

Payment Terms

From 12 - 60 months

Payment Terms

Revolving credit which means that the amount paid back becomes available again without reapplying for the loan

Payment Terms

Certificate loan will match the certificate term, you can choose monthly payments, or make one payment at maturity. Savings loan terms are from 12 - 60 months

Pre-Payment Penalty

No

Pre-Payment Penalty

No

Pre-Payment Penalty

No

Rate Discounts

0.25% discount for automatic payments

Rate Discounts

0.25% discount for automatic payments

Rate Discounts

N/A

Rates

View Here

Rates

View Here

Rates

Savings or Certificate
rate + 3%

Other Benefits

Protect your credit with automatic payments

Other Benefits

Provides overdraft protection for checking account; convenient access via Online Banking

Other Benefits

Your Savings and Certificate accounts will continue to earn dividends while the loan is in place.