Like Any Investment, Your Savings Should Be Appreciating

Have your savings been feeling underappreciated lately? Get your money the interest rate it deserves with a CD at Orange County’s Credit Union — rated a top-three credit union in the entire State of California for Member satisfaction by Forbes in 2019!

  • Earn 2.30% APY* for 18 months
  • Start with as little as $1,000
  • Open online in less than ten minutes
  • Even higher rates available for larger balances or longer terms
  • Deposits are federally insured by NCUA up to $250,000
  • Calculate how much you'll earn before opening the account

If you live or work in Orange County, LA County, Riverside County, or San Bernardino County, you're eligible to save your money at Orange County's Credit Union and benefit from these great deposit rates. 

  • We're Competitive: Rates are two to three times the national bank average in most cases¹
  • We're Convenient: Easily track growth and get balance notifications with our App²
  • So You Can Be Confident: Funds are federally insured up to $250,000 per account owner and beneficiary

 


The savings rate and return you can expect on an 18-Month Certificate with a $1,000 minimum at Orange County's Credit Union is higher. How much higher?

Ready to Give Your Money the Interest It Deserves?
New MembersClick here to open your 18-month account and lock in your guaranteed return before rates change. 
Looking for a different term? Our 12-month  and 24-month accounts are also available online. If you're interested in a higher rate for a longer period of time, please visit any branch to open a 36-month to 60-month CD account.

 

Current MembersCall us or stop by your local branch to add a CD to your existing Membership.

 

Growth Comparison of $1,000 for 18 Months

Bank Open With Rate as APY* You’ll Earn
Orange County’s Credit Union $1,000 2.30% $35
Bank of America $1,000 0.07% $1
Union Bank $1,000 0.15% $2
US Bank $1,000 0.15% $2
Chase $1,000 0.15% $2


Growth Comparison of $5,000 for 18 Months

Bank Open With Rate as APY* You’ll Earn
Orange County’s Credit Union $5,000 2.30% $175
Bank of America $5,000 0.07% $5
Union Bank $5,000 0.15% $11
US Bank $5,000 0.15% $11
Chase $5,000 0.15% $11

All earnings computed using this handy calculator.

 


Resources:

*APY=Annual Percentage Yield. Orange County’s Credit Union rates subject to change without notice. The disclosed Dividend rates and APYs were accurate as of July 1, 2019.

A penalty for early withdrawal may be imposed. All accounts are subject to normal approval standards. Minimum opening deposit is $1,000.

¹To view national bank average, visit fdic.gov.

²Message and data rates may apply.

Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don’t live or work in our area? You may also qualify through your employer or if your immediate family Member banks with us. Ask for details. Membership fee is $5.