Make Your Savings Work Hard for You

Earn a guaranteed return at a competitive rate with a certificate. Our 18-month certificate can be opened with a $1,000 deposit and you’ll earn 2.00% APY¹. See how our rates compare to banks in the area:

Orange County’s Credit Union: 2.00% APY

Bank of America: 0.07% APY

Bank of the West: 0.12% APY

US Bank: 0.15% APY

Chase: 0.15% APY

Enjoy these features:
  • Risk-Free Growth: Your deposits are federally insured by the NCUA up to $250,000.
  • Solid Backing: We’re a Bauer Financial 5-star-rated credit union so you know your funds are in good hands².
  • Exponential Growth: Dividends are compounded daily and paid monthly.

Stop by any branch and set up your new certificate before rates change.

View rates on all certificates. Use this handy calculator to estimate your earnings.

¹APY=Annual Percentage Yield. Rates effective as of 9/6/18. Rates subject to change without notice. Penalties apply for early withdrawal. Competitor rates as of 9/6/18 and obtained on their websites. Minimum opening deposit is $1,000.

• Bank of America
• Bank of the West
• US Bank 
• Chase

²BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark. To view Orange County’s Credit Union’s rating, click here.  

Membership in Orange County's Credit Union is available to anyone who lives or works in Orange or Riverside Counties or the neighboring communities of Long Beach, Lakewood, Cerritos, and Signal Hill. Membership fee is $5.