Double Your Earnings

If shopping today’s rates has left you unimpressed, you’ve come to the right place. Our competitive certificates of deposit (CDs) are putting the interest back in interest rates.

How Much Money Will I Make?
Starting Balance Rate (APY)¹ Balance After 18 Months Your Final Earnings
$1,000 2.10% $1,032 $32
$5,000 2.10% $5,160 $160
$10,000 2.10% $10,320 $320
$25,000 2.15% $25,819 $819
$100,000 2.20% $103,352 $3,352

Earnings computed using this handy calculator

How Do I Know What a "Good" Rate Is?

Good question! With so many options out there, it’s not always clear if you’re being paid a fair amount. As compared to banks, our rate is more than double the national rate.³ We value our Members and make sure to keep our operating costs low so we can afford to pay you excellent returns on your deposits.

Ready to Make Things Interesting?

Current Members: Call us or stop by your local branch to open your new CD.

New Members: Stop by any of our 10 local branches and set up your new CD. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange or Riverside Counties or the neighboring communities of Long Beach, Lakewood, Cerritos, and Signal Hill. Membership fee is $5.


¹APY=Annual Percentage Yield. Rates effective as of 1/1/19. Rates subject to change without notice. Penalties apply for early withdrawal.

²Example earnings computed using this calculator with a dividend compounding frequency of Monthly.

³To view national rates as reported by insured banks, visit the FDIC website here.