for voting us a top credit union six years in a row!




Orange County’s Credit Union is committed to bringing not-for-profit banking to our more than 110,000 Members. We appreciate the trust our Members have placed in us. If you live or work in Orange County, you're invited to bank with us too!




$100* New Member Welcome Offer


Get $100* and Start Enjoying the Credit Union Difference Today!

 New Members, use promo code BEST100 when you open your checking account online or stop by any branch. Receive your free Debit Mastercard® and choose eStatements. Within 60 days of opening your account, just set up Direct Deposit and then you'll qualify for the $100* bonus. See below for full details.

Use Promo Code BEST100



Why Orange County's Credit Union?

People are at the heart of everything we do, not the bottom line. If you live or work in Orange County, you can bank with us. We’re not-for-profit banking, which results in:

  • Lower loan rates ↓
  • Fewer fees ↓
  • Enhanced services to make your life better!
Get $100* + Convenient Access

We believe convenience means access to your money when and where you are, without the fees. With nearly 30,000 surcharge-free ATMs nationwide your cash is always nearby.

Numbers as of August 2019 presented for ATM locations nationwide found at and financial institution websites. Surcharge-free participation may change without notice.


Use Promo Code BEST100



*Present by September 30, 2020 to receive bonus. All accounts are subject to normal approval standards. This offer is available to "new" Members only. A "new" Member is defined as a person who has never been an owner or signer of a checking or savings account or loan at Orange County’s Credit Union.

Must open a personal checking account, enroll in eStatements, sign up and qualify for a Debit Mastercard, and set up and receive Direct Deposit within 60 days. Bonus paid by deposit to the new checking account. Bonus typically paid within 90 days. Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. The new checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed. Offer available for personal checking accounts including Pacific Checking for youth/students. Money Market accounts are considered savings accounts. Social Security can be used as a direct deposit for Basic, Interest, and Pacific Checking accounts. Minimum opening deposit is $25 for Basic, Interest, and Pacific Checking accounts; no minimum deposit required for Better Than Free Checking account. Offer not available in conjunction with other offers and subject to change at any time.

Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. You may also qualify through your employer or if your immediate family member banks with us. Ask for details. Membership fee is $5.