Help Your Clients Reach Their Dreams Without the Down Payment
One of the most significant obstacles to homeownership is a lack of cash to pay for the down payment and closing costs. With our conventional Zero Down Adjustable-Rate Mortgage (ARM) Loan, you can help your clients purchase a home with no down payment and a fixed rate for the first 5,7, or 10 years. Plus, it doesn’t require investor and government approval which means less hoops for you to jump through. With rent averaging a mortgage payment these days, we can help make homeownership dreams a reality for your clients.
- NEW! Borrow up to $726,5251
- Available in 5/1, 7/1, and 10/1 ARM
- No maximum income limitations
- For first-time and seasoned buyers
- No-points option
- No pre-payment penalty or negative amortization
- No upfront fees
- Interest may be tax-deductible
Ensure the right loan choice is always clear for the people you serve.
The complimentary Total Cost Analysis is a simple and interactive overview of mortgage loan options, costs, and savings viewable on any device through an app and all customized to your clients' unique needs. Request a Total Cost Analysis demo today.
Membership is required to obtain a loan and open to everyone living or working in Orange, Los Angeles, Riverside, and San Bernardino Counties. Membership fee is $5.
This information is intended for real estate and real estate finance professionals only; and not for distribution to the consumer public. All applications are subject to borrower and property qualification; not all applicants will qualify. Ask our Mortgage Loan Consultants for full details.
1The maximum loan amount is available in high-cost areas; not to exceed the high-cost conforming loan limit for that area. For non-high-cost areas, the maximum loan amount is $600,000. Ask for details.