Here's Your Special Offer

There's no time like the present to get moving in the right financial direction. The first step? Get a $100 bonus deposit* with your new Orange County’s Credit Union checking account.

Beginning with a checking account, you’ll receive all of the surprising benefits of being a Member: access to 30,000 ATMs, a feature-packed Mobile App,¹ special discounts, rewards, and a partner that’s with you all the way!

$100 New Checking Account Bonus*

Receive an automatic $100 bonus deposit with promo code BONUS100 by 7/31/22.

$100 New Checking Account Bonus*

Receive an automatic $100 bonus deposit with promo code BONUS100 by 7/31/22.

Get to Know Orange County's Credit Union

As a Not-for-Profit, our earnings are returned to you in the form of fewer fees, lower loan rates, and enhanced service. Our Member households save $1,600 a year compared to a typical California bank, when they use multiple credit union products and services.² That means when you bank with us, you save, and still have access to Digital Banking and nearly 30,000 surcharge-free CO-OP Network ATMs.
Learn the differences between Orange County's Credit Union and big banks by watching this video.
Join Orange County's Credit Union by opening your new checking account with promo code BONUS100.* Choose to receive a Debit Mastercard® and sign up for eStatements. Then within 60 days of opening your account, start receiving your Direct Deposit. As long as all qualifications are met, we'll deposit $100 to your account at the end of your third month with us.

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For full details and conditions, please see the terms at the bottom of this page.

Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.
Immediate Family Includes:
  • Spouse
  • Child
  • Sibling
  • Parent
  • Grandparent
  • Grandchild
  • Stepparent
  • Stepchild
  • Adoptive Relationships
You'll need to ask your employer or other payment issuer (such as Social Security) to send future payments to your new account. You'll need the routing number, which is 322281989, and your account number which is easily located once you log in. For more help or to download one of our Direct Deposit forms, please click here.

Hear From Our Valued Members

"I like the way you do business, and I like the fact that there are ATMs in different cities that we could use without going to the actual branch office."
–Karina A., Member Since 2018


"I am nothing but satisfied with my experiences at the Credit Union. Every chance I get, I recommend Orange County's Credit Union to my friends and family."
–Zoe B., Member Since 2002


"In my years of experience with Orange County’s Credit Union, I have never been disappointed in the level of service and the variety of services."
–Gary G., Member Since 1998

Hear From Our Valued Members

"I like the way you do business, and I like the fact that there are ATMs in different cities that we could use without going to the actual branch office."
–Karina A., Member Since 2018


"I am nothing but satisfied with my experiences at the Credit Union. Every chance I get, I recommend Orange County's Credit Union to my friends and family."
–Zoe B., Member Since 2002


"In my years of experience with Orange County’s Credit Union, I have never been disappointed in the level of service and the variety of services."
–Gary G., Member Since 1998

Father receiving a makeover and having nails painted by two young daughters
Father receiving a makeover and having nails painted by two young daughters

Banking that's beautifully secure: Expect it.

Helping You Take Control with Mobile Banking
Stay protected, secure, and on top of your account anytime, anywhere through our Mobile App.¹ Set up alerts, freeze or unfreeze a debit card, pay bills, make check deposits, and log in with facial or fingerprint recognition. It’s easy, convenient, and smart.
Download our app today and view step-by-step videos on how to take advantage of these smart features

App-Store-logo-for-website.png  Google-Play-logo-for-website.png

Father receiving a makeover and having nails painted by two young daughters
Father receiving a makeover and having nails painted by two young daughters

Banking that's beautifully secure: Expect it.

Helping You Take Control with Mobile Banking
Stay protected, secure, and on top of your account anytime, anywhere through our Mobile App.¹ Set up alerts, freeze or unfreeze a debit card, pay bills, make check deposits, and log in with facial or fingerprint recognition. It’s easy, convenient, and smart.
Download our app today and view step-by-step videos on how to take advantage of these smart features

App-Store-logo-for-website.png  Google-Play-logo-for-website.png

Smiling senior citizen man
Smiling senior citizen man

Rates so low you want to LOL: Expect it.

Helping You Buy or Refi with Historically Low Rates
Lock in the loan rates of a lifetime. Whether for home or auto, we’re here to help you make the most of this opportunity.
Smiling senior citizen man
Smiling senior citizen man

Rates so low you want to LOL: Expect it.

Helping You Buy or Refi with Historically Low Rates
Lock in the loan rates of a lifetime. Whether for home or auto, we’re here to help you make the most of this opportunity.

Ready to start? Accept this offer today!

Open a checking account online with promo code BONUS100 or stop by your local branch and mention this offer by 7/31/22.* No appointment is required, but we're always happy to set something up to fit your schedule.

Visit a branch or open online. Use promo code: BONUS100 by 7/31/2022.
*All accounts are subject to normal approval standards. This offer is available to “new” Members only. A “new” Member is defined as a person who has never been an owner or signer of a checking or savings account or loan at Orange County’s Credit Union. Must open a personal checking account, enroll in eStatements, sign up and qualify for a Debit Mastercard, and set up and receive Direct Deposit within 60 days. Bonus paid by deposit to the new checking account. Bonus typically paid within 90 days. Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. The new checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed. Offer available for personal checking accounts including a Basic or Interest checking account. Money Market accounts are considered savings accounts. Social Security can be used as a direct deposit for Basic and Interest Checking accounts. Minimum opening deposit is $25 for Basic and Interest Checking accounts. Offer not available in conjunction with other offers. A qualifying direct deposit is an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or government agency. Person-to-person payments are not considered direct deposit. If you have any questions regarding this, please call us at (888) 354-6228.

¹Message and data rates may apply. Contact your mobile provider for details.

²Member Household Savings
Based upon research conducted by the Credit Union National Association. Average savings listed based on Member households using multiple Credit Union products and services. Individual Member savings results may vary. Click here for details.

Membership Qualifications
Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family Member banks with us. Ask us for details. Membership fee is $5.

Immediate Family Includes:
Spouse
Child
Sibling
Parent
Grandparent
Grandchild
Stepparent
Stepchild
Adoptive Relationships