Keep Your Savings Safe from Inflation with High Interest Rates

Unsure where to keep your money during uncertain times? Protect and raise your funds with a CD (Certificate of Deposit) at Orange County’s Credit Union.

  • Earn 2.53% APY¹ and 2.50% dividend rate for 54 months
  • Start with a minimum of $1,000
  • No maximum deposit
  • Open online in less than 10 minutes
Bar chart depicting comparison of rates. Bank of America 0.03%, Union Bank 0.75%, Chase 0.05%, Orange County’s Credit Union 2.53%. Dividend rates are accurate as of September 15, 2022.
Bar chart depicting comparison of rates. Bank of America 0.03%, Union Bank 0.75%, Chase 0.05%, Orange County’s Credit Union 2.53%. Dividend rates are accurate as of September 15, 2022.

If you live or work in Orange County, LA County, Riverside County, or San Bernardino County, you’re eligible to save money at Orange County’s Credit Union and benefit from these great deposit rates.

  • Competitive: Rates are higher than national banks in most cases.²
  • Convenient: Easily track growth and get balance notifications with our mobile app
  • Confident: Funds are federally insured up to $250,000 per account owner and beneficiary.

The savings rate and return you can expect on a 54-Month Certificate with a $1,000 minimum at Orange County’s Credit Union is higher.
How much higher?

 

More than 60x Higher than Bank of America or Chase
 
2x Higher than Union Bank

 

The savings rate and return you can expect on a 54-Month Certificate with a $1,000 minimum at Orange County’s Credit Union is higher.
How much higher?
More than 60x Higher than Bank of America or Chase
 
2x Higher than Union Bank

Features

Benefits

Resources

  • 54 month term
  • Open with a minimum of $1,000
  • 2.53% APY and 2.50% Dividend Rate¹
  • Dividends are compounded daily and paid monthly
  • Automatic reinvestment
  • Deposits are federally insured by the NCUA

 



Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.

Features

  • 54 month term
  • Open with a minimum of $1,000
  • 2.53% APY and 2.50% Dividend Rate¹
  • Dividends are compounded daily and paid monthly
  • Automatic reinvestment
  • Deposits are federally insured by the NCUA

Benefits

Resources



Please visit any of our branches or call us at (888) 354-6228 to learn about the many options that are available to you.

Terms and Conditions

¹APY- Annual Percentage Yield. Orange County’s Credit Union rates subject to change without notice. The disclosed Dividend rates and APY’s were accurate as of September 15, 2022. A penalty for early withdraw may be imposed. All accounts are subject to normal approval standards. Minimum opening deposit is $1,000 with no maximum. To secure the promotional rate, Member must apply between September 19, 2022 to October 31, 2022. Online applications requires a checking or savings account with Orange County’s Credit Union. 

²To view national bank average, visit fdic.gov.

³Message and data rates may apply.

⁴At maturity, account automatically renews for the same term as the previous term, at the rate in effect on the maturity date. Special Term Certificates renew at the nearest lower standard term. At maturity and during the gra ce period, you may change the term or balance of your account or make withdrawals without a penalty. The grace period begins at maturity and ends seven calendar days later.

Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don’t live or work in our area? You may also qualify through your employer or if your immediate family member banks with us. Ask for details. Membership fee is $5.

View the Certificate Account Agreement and Disclosure here.