Reaching new financial heights: Expect it

There's no better time to get moving in the right financial direction. The first step? Get up to a $500 bonus* with your new Orange County’s Credit Union account.

Beginning with a checking account, you’ll receive all of the surprising benefits of being a Member: access to thousands of ATMs, a feature-packed Mobile App,¹ special discountsrewards, and a partner that’s with you all the way.

Next, with a Mastercard Platinum credit card, you can enjoy a secure way to pay with a low rate, no annual fee, exclusive benefits, and 24/7 support.

Finish it off with a low-rate auto, personal, or home loan, and fund the things you love with the service and savings you’ll love even more.

With financial guidance tailored to you and our total support, you'll be reaching new financial heights in no time!

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$100 New Checking Account Bonus*

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$150 New Credit Card Bonus*

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$250 New Loan Bonus*

=

$500*

Receive an automatic $100 bonus deposit with promo code BUNDLE500 by 6/30/21.   Get an extra $150 of spending cash when you get approved for a credit card and spend $1,000 within 90 days.   Top it off with another $250 by funding a new auto, personal, or home loan within 90 days of account opening.    
Bundled Offer Icon_Checking (1).png

$100 New Checking Account Bonus*

Receive an automatic $100 bonus deposit with promo code BUNDLE500 by 6/30/21.

+

Bundled Offer Icon_Credit Card (1).png

$150 New Credit Card Bonus*

Get an extra $150 of spending cash when you get approved for a credit card and spend $1,000 within 90 days.

+

Bundled Offer Icon_House Car Money (1).png

$250 New Loan Bonus*

Top it off with another $250 by funding a new auto, personal, or home loan within 90 days of account opening.

= $500*

Take the first step up.

Open a new checking account to get started.

Hear From Our Valued Members

"I like the way you do business, and I like the fact that there are ATMs in different cities that we could use without going to the actual branch office."
–Karina A., Member Since 2018


"I am nothing but satisfied with my experiences at the Credit Union. Every chance I get, I recommend Orange County's Credit Union to my friends and family."
–Zoe B., Member Since 2002


"In my years of experience with Orange County’s Credit Union, I have never been disappointed in the level of service and the variety of services."
–Gary G., Member Since 1998

Hear From Our Valued Members

"I like the way you do business, and I like the fact that there are ATMs in different cities that we could use without going to the actual branch office."
–Karina A., Member Since 2018


"I am nothing but satisfied with my experiences at the Credit Union. Every chance I get, I recommend Orange County's Credit Union to my friends and family."
–Zoe B., Member Since 2002


"In my years of experience with Orange County’s Credit Union, I have never been disappointed in the level of service and the variety of services."
–Gary G., Member Since 1998

New Members Often Ask:

As a Not-for-Profit, our earnings are returned to you in the form of fewer fees, lower loan rates, and enhanced service. Our Member households save $1,790 a year compared to a typical California bank, when they use multiple credit union products and services.² That means when you bank with us, you save, and still have access to Digital Banking and nearly 30,000 surcharge-free CO-OP Network ATMs.
Learn the differences between Orange County's Credit Union and big banks by watching this video.
Join Orange County's Credit Union by opening your new checking account with promo code BUNDLE100.* Choose to receive a Debit Mastercard® and sign up for eStatements. Then within 60 days of opening your account, start receiving your Direct Deposit. As long as all qualifications are met, we'll deposit $100 to your account at the end of your third month with us.

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For full details and conditions, please see the terms at the bottom of this page.

Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family Member banks with us. Ask us for details. Membership fee is $5.
Immediate Family Includes:
  • Spouse
  • Child
  • Sibling
  • Parent
  • Grandparent
  • Grandchild
  • Stepparent
  • Stepchild
  • Adoptive Relationships
You'll need to ask your employer or other payment issuer (such as Social Security) to send future payments to your new account. You'll need the routing number, which is 322281989, and your account number which is easily located once you log in. For more help or to download one of our Direct Deposit forms, please click here.
Smiling senior citizen man
Smiling senior citizen man

Rates so low you want to LOL: Expect it.

Helping You Buy or Refi with Historically Low Rates
Lock in the loan rates of a lifetime. Whether for home or auto, we’re here to help you make the most of this opportunity.
Smiling senior citizen man
Smiling senior citizen man

Rates so low you want to LOL: Expect it.

Helping You Buy or Refi with Historically Low Rates
Lock in the loan rates of a lifetime. Whether for home or auto, we’re here to help you make the most of this opportunity.
Father receiving a makeover and having nails painted by two young daughters
Father receiving a makeover and having nails painted by two young daughters

Banking that's beautifully secure: Expect it.

Helping You Take Control with Mobile Banking
Stay protected, secure, and on top of your account anytime, anywhere through our Mobile App.¹ Set up alerts, freeze or unfreeze a debit card, pay bills, make check deposits, and log in with facial or fingerprint recognition. It’s easy, convenient, and smart.
Download our app today and view step-by-step videos on how to take advantage of these smart features

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Father receiving a makeover and having nails painted by two young daughters
Father receiving a makeover and having nails painted by two young daughters

Banking that's beautifully secure: Expect it.

Helping You Take Control with Mobile Banking
Stay protected, secure, and on top of your account anytime, anywhere through our Mobile App.¹ Set up alerts, freeze or unfreeze a debit card, pay bills, make check deposits, and log in with facial or fingerprint recognition. It’s easy, convenient, and smart.
Download our app today and view step-by-step videos on how to take advantage of these smart features

App-Store-logo-for-website.png  Google-Play-logo-for-website.png

Ready to reach new financial heights? Accept this offer today!

Start by opening a checking account online with promo code BUNDLE500 or stop by your local branch and mention this offer by 6/30/21.* No appointment is required, but we're always happy to set something up to fit your schedule.

*$100 New Account Bonus
Use promo code BUNDLE500 online or in the branch of your choice by June 30, 2021 to receive this $100 offer. There are many ways to qualify for a checking account with no-monthly-service fee: Direct deposit, Membership level, or maintain average daily deposit minimum. Monthly service fee waived for Platinum and Premier Members. Premier status achieved by having an average monthly household balance of $5,000 to $49,999 in loans and/or deposits. Platinum status achieved by having an average monthly household balance of $50,000 or more in loans and/or deposits or being a Member for 20 years. Checking monthly service fee waived for Members aged 62 or better. Ask for details. Must open a Basic, Interest, or Better Than Free personal checking account, enroll in eStatements, sign up and qualify for a Debit Mastercard, and set up and receive direct deposit within 60 days. All accounts are subject to normal approval standards. This offer is available to Members who have not been a signer on an Orange County's Credit Union checking account anytime over the past 12 months. Social Security can be used as a direct deposit for Basic and Interest Checking accounts. Bonus paid by deposit to the new checking account. Bonus typically paid within 90 days. Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. The new checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed. Minimum opening deposit is $25.00 for Basic and Interest Checking accounts; no minimum deposit required for Better Than Free Checking account. Money Market accounts are considered savings accounts. Offer not available in conjunction with other offers.

For more information regarding the Annual Percentage Yield on Interest Checking accounts, please visit our website at orangecountyscu.org.

$150 New Credit Card Bonus
Offer is dependent on fulfillment of $100 Checking Offer. Must be a new Orange County's Credit Union Mastercard Credit Card, issued within 30 days after associated checking account open date. In order to qualify for the promotion incentive, account purchases must settle within 90 days of associated checking account open date. Account spending will be tallied by Orange County's Credit Union and earned promotion incentive will be deposited into primary account within 120 days after 90-day period end. Accounts that make a minimum of one thousand dollars ($1,000) in qualified purchases within 90-day period will receive a $150 deposit into the primary account. Balance transfers do not count towards qualified purchases. Items purchased and returned will be deducted from spend requirement. Account is limited to qualifying for one promotion incentive. Qualification is based on assessment of individual creditworthiness and our underwriting standards. Not all will qualify.

$250 New Loan Bonus
Offer is dependent on fulfillment of $100 Checking Offer. In order to qualify for the promotion incentive, a new auto loan with a minimum amount of $15,000, a new personal loan with a minimum amount of $7,500, or a new mortgage loan with a minimum amount of $50,000 must be funded by Orange County's Credit Union within 90 days after associated checking account open date. Loan must remain open for a minimum of 90 days. Earned promotion incentive will be deposited into primary account within 120 days after 90-day period end. This is not an offer for an extension of credit or a commitment to lend. All applications are subject to borrower and property underwriting approval. Not all applicants will qualify.

¹Message and data rates may apply. Contact your mobile provider for details.

²$1,790 Member Household Savings
Based upon research conducted by the Credit Union National Association. Average savings listed based on Member households using multiple Credit Union products and services. Individual Member savings results may vary. Click here for details.

Membership Qualifications
Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.

Immediate Family Includes:
Spouse
Child
Sibling
Parent
Grandparent
Grandchild
Stepparent
Stepchild
Adoptive Relationships

Offer subject to change or cancellation at any time.