Enter to Win a $500* Mastercard® Gift Card

Now through December 31, unwrap the savings this holiday season by getting an auto loan with us and you could win one of three $500* Mastercard® gift cards!We’ll be choosing a winner every month so the sooner you get an auto loan, the better your chances of winning.

Apply for an auto loan and enjoy:

Down Arrow with percentage in centerRates as Low as 3.24% APR for 60 Months1

palm tree
No Payments for 60 Days2


Great Financing up to 100%1

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No Application Fees

esign documents

Esign Documents from Your Home or Office

*NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. PURCHASE DOES NOT IMPROVE AN INDIVIDUAL’S CHANCE OF WINNING. Sweepstakes begins on October 1, 2019 and ends on December 31, 2019. Every participant age 18 and over, who fundsan auto loan with Orange County’s Credit Union with a minimum amount of $15,000, or who submits an alternate entry, will have an equal chance of winning.Joining Orange County’s Credit Union will not improve your chances of winning. Three participants are eligible to win one of three Mastercard gift cards ($500.00).Odds of winning are based upon the number of entries. One entry per person by any method. There are two (2) ways to enter the Sweepstakes. First, you mayenter the Sweepstakes by funding an auto loan with a minimum amount of $15,000 by the last day of October, November, or December. Alternatively, you maylegibly print your name, address (including zip code), and home or mobile telephone number (including area code) on a 3” x 5” piece of paper or card and mail it ina #10 business envelope to Orange County’s Credit Union, Attention: Member Engagement & Communications Department, 1701 E. St. Andrew Pl., Santa Ana,CA 92705. All qualifying auto loans funded along with alternate mail-in entries must be received by the last day of October, November, or December. To qualify forthe Sweepstakes, all entrants must be at least 18 years of age and a U.S resident. There will be a total of three winners, one selected each month. Entries remainin the drawing through the end of the sweepstakes period. For the complete Sweepstakes Official Rules visit bit.ly/OCCU_Giveaway. Void where prohibited bylaw. Officials and employees of Orange County’s Credit Union or its affiliates are not eligible to participate in the Sweepstakes. The prize drawing will be held on11/18/19, 12/16/19, and 1/20/20 At Orange County’s Credit Union headquarters office in Santa Ana, CA. Winner need not be present to win and will be notified byphone. Sweepstakes is sponsored by Orange County’s Credit Union, 1701 E. St. Andrew Place, Santa Ana, CA 92705.

1APR is Annual Percentage Rate. Representative examples: rates as low as 3.49% APR based on creditworthiness. Not all borrowers will qualify for our lowest rate. Approximate payment per $1,000 on a new and used auto loan with a 60-month term at 3.49% APR is $18.19. Rate shown is for premium credit and includes a 0.25% discount for automatic payments. APRs for loans without automatic payments or if automatic payment is discontinued will be 0.25% higher. Rate good for up to 100% financing on new and used cars. Vehicles with more than 5,000 miles will be classified as used cars. Longer terms are available. Maximum term not available on all loan amounts. Call for rates. Minimum loan amount is $5,000. Restrictions include, vehicle must be purchased, registered/titled in CA, and for personal use only. Also, this offer is not valid for exotic, classic, gray market, salvage, or Lemon Law buy-back vehicles. Additional costs which may apply: $25.00 for private party loans and $50.00 for refinancing an existing Orange County’s Credit Union auto loan. Normal approval standards apply. Not all applicants will qualify. Rates, terms and conditions are subject to change without notice.

Interest will accrue, based on your approved rate, from the date funds are disbursed to the date your first payment is due. For example, if you choose not to make a payment for 60 days after funds are disbursed on a new or used auto loan the Credit Union will collect interest from the date funds are disbursed until the first payment is made.