The future's greener with a personal loan.

A low-rate personal loan can help you manage your expenses now, or finance some of your plans for the future. With rates as low as 7.25% APR¹ for up to 60 months, and loan amounts up to $25,000, we can help you fund your dreams.

A low-rate personal loan can help with:
  • Consolidation of higher-rate credit card debt
  • Home improvements or repairs
  • Moving expenses
  • Emergency cash
  • Large purchases, such as appliances or auto repairs

 

Loan Amount
Interest Rate
Term
Monthly Payment
$10,000¹
7.25% APR¹
60 Months¹
$201¹

 

The future's greener with a personal loan.

A low-rate personal loan can help you manage your expenses now, or finance some of your plans for the future. With rates as low as 7.25% APR¹ for up to 60 months, and loan amounts up to $25,000, we can help you fund your dreams.

A low-rate personal loan can help with:
  • Consolidation of higher-rate credit card debt
  • Home improvements or repairs
  • Moving expenses
  • Emergency cash
  • Large purchases, such as appliances or auto repairs
Loan Amount $10,000¹
Interest Rate 7.25% APR¹
Term 60 Months¹
Monthly Payment $201¹

How is a personal loan from my Credit Union different than other loans?

 

Fixed Low Rate & Payments
No Fees
Same-Day Funding
holiday-loan_0001_no-extra-fees.png holiday-loan_0000_same-day-funding.png

Your rate will never go up, and neither will your payments

No origination or pre-payment penalty fees

Accept you’re pre-approval and receive your funds within a few hours³

 

Once you accept, your funds will be available within 48 hours.

 

 

 

 

Fixed Low Rate & Payments

holiday-loan_0002_fixed-rate-payment.png

Your rate will never go up, and neither will your payments


No Fees

holiday-loan_0001_no-extra-fees.png

No origination or pre-payment penalty fees


Same-Day Funding

holiday-loan_0000_same-day-funding.png

Accept you’re pre-approval and receive your funds within a few hours³

Once you accept, your funds will be available within 48 hours.


Once your loan is approved, your funds will be available within 48 hours.²

 

personal loan icon_easy to apply.png

Visit a branch, or call us at (888) 354-6228, ext. 7800 to get started.


We’re here to help.

Learn about the do's and don'ts of personal loans, or calculate how you could consolidate higher debt payments into one.

Questions? Call us to speak to a loan specialist and find a solution that works for you. 


¹APR=Annual Percentage Rate. APR is determined by your credit qualifications. The monthly payment example for a $10,000 loan with a term of 60 months and a 7.25% APR, is $200.37. Other fees may apply.

¹If loan is accepted before 12:00 pm, funds will be deposited before 5:00 pm the same day. If loan is accepted after 12:00 pm, funds will be deposited before 12:00 pm the following day. With the exception of weekends and holidays, loan will be funded on the following business day.

Before you apply, if you are considering debt consolidation, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you’ll have a single monthly payment, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan. By understanding how consolidating debt benefits you, you’ll be in a better position to decide if it’s the right option for you. All loans subject to approval.

The Credit Union reserves the right to limit loan amount based on individual credit worthiness.

Orange County’s Credit Union is an Equal Opportunity Lender.