Fund your future with a personal loan.

A low-rate personal loan can help you manage your expenses now, or finance some of your plans for the future.

With rates as low as 7.25% APR¹ for up to 60 months, plus loan amounts up to $25,000, we can help you fund your dreams.
 
A low-rate personal loan can help with:
  • Home improvements or repairs
  • Consolidation of higher-rate credit card debt
  • Moving expenses
  • Emergency cash

What will my monthly payment look like?
Loan Amount
Interest Rate
Term
Payment Example
$10,000
7.25% APR¹
60 Months
$199

 

What will my monthly payment look like?

Loan Amount $10,000
Interest Rate 7.25% APR¹
Term 60 Months
Payment Example $199

Our personal loans feature:

Fixed Low Rate
No Extra Fees
Easy Acceptance
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Fixed monthly payments
No origination or pre-payment penalty fees
Accept online, at a branch, or over the phone
Fixed Low Rate

personal loan icon_easy acceptance.png

Fixed monthly payments

No Extra Fees

personal loan icon_fixed low rate.png

No origination or pre-payment penalty fees

Easy Acceptance

personal loan icon_no extra fees.png

Accept online, at a branch, or over the phone
Visit a branch, or call us at (888) 354-6228, ext. 7800 to get started.
Visit a branch, or call us at (888) 354-6228, ext. 7800 to get started.

 

Imagine what's possible with a personal loan.

Learn about the do's and don'ts of personal loans, or calculate how you could consolidate higher debt payments into one.

¹APR=Annual Percentage Rate. APR is determined by your credit qualifications and includes 0.25% discount for Automatic Payments via Orange County's Credit Union Account or Payroll Deductions. The approximate payment for a $10,000 loan for a term of 60 months with a 7.25% APR, the monthly payment will be $199. Rate includes a 0.25% discount for automatic payments. APRs for loans without automatic payments or if automatic payment is discontinued will be 0.25% higher.

Before you apply, if you are considering debt consolidation, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you'll have a single monthly payment, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan. By understanding how consolidating debt benefits you, you'll be in a better position to decide if it's the right option for you. All loans subject to approval.

The Credit Union reserves the right to limit loan amount based on individual credit worthiness.

Orange County's Credit Union is an Equal Opportunity Lender.

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