Get Pre-Approved & Save

We want to help you get back on the road this summer. We're offering rates as low as 2.49% APR,¹ flexible terms, streamlined processing, and up to 90 days with no payments² to help make it as easy as possible.

Let us help you:

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Buy a New or Used Car

When you accept your pre-approval, you can shop with confidence, knowing you're already approved for a low rate. Buy from our concierge car-buying service, a local dealer, online, or from a private party.

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Refinance Your Existing Auto Loan

Lower your monthly payments or pay off your loan sooner when you use your pre-approval to refinance your existing auto loan from another lender.³

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Buy Out Your Existing Lease

Love your current leased car? Use your pre-approval to buy out your lease instead. We can help you look at your leasing agreement to see if a buyout makes sense for you.

Key Icon
Key Icon
Buy a New or Used Car

When you accept your pre-approval, you can shop with confidence, knowing you’re already approved for a low rate. Buy from our concierge car-buying service, a local dealer, online, or from a private party.

Hands Cradling a Dollar Sign Icon
Hands Cradling a Dollar Sign Icon
Refinance Your Existing Auto Loan

Lower your monthly payments or pay off your loan sooner when you use your pre-approval to refinance your existing auto loan from another lender.³

Dollar sign and car icon
Dollar sign and car icon
Buy Out Your Existing Lease

Love your current leased car? Use your pre-approval to buy out your lease instead. We can help you look at your leasing agreement to see if a buyout makes sense for you.

What will my payment look like?

Your monthly payment depends on several factors, including the term of your loan, your rate, and whether or not you have a down payment or a trade-in to put towards your loan.

Example Loan Balance: $20,000
Term Rates as Low As Monthly Payment
60 Months 2.49% APR¹ $355/month
72 Months 2.99% APR¹ $304/month
Example Loan Balance: $20,000
Term 60 Months 72 Months
Rates as Low As 2.49% APR¹ 2.99% APR¹
Monthly Payment $355/month $304/month

A longer-term loan can result in a lower monthly payment, but you can always pay off your loan sooner if you're able to, as our auto loans come without any early payoff penalties.

 


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Use the buttons on our Auto Payment Calculator to customize a loan that fits your needs. Then contact us to get started, or apply now.


No-Haggle Pricing and Contactless Delivery

We've made it easy to find your next car. Enjoy haggle-free, competitive pricing with our contactless concierge. Autoland will take care of everything for you, from finding your dream car to delivering it right to your door, so you never even have to leave home.

Autoland logo

No-Haggle Pricing and Contactless Delivery

We've made it easy to find your next car. Enjoy haggle-free, competitive pricing with our contactless concierge. Autoland will take care of everything for you, from finding your dream car to delivering it right to your door, so you never even have to leave home.


We can help you get back on the road this summer.

Or call us at (888) 354-6228 to get started.

¹APR is Annual Percentage Rate. Representative examples: rates as low as 2.49% APR based on creditworthiness. Not all borrowers will qualify for our lowest rate. Approximate payment per $1,000 on a new and used auto loan with a 60-month term at 2.49% APR is $17.74. Rate shown is for premium credit and includes a 0.25% discount for automatic payments. APRs for loans without automatic payments or if automatic payment is discontinued will be 0.25% higher. Rate good for up to 100% financing on new and used cars. Vehicles with more than 5,000 miles will be classified as used cars. Longer terms are available. Maximum term not available on all loan amounts. Call for rates. Minimum loan amount is $5,000. Restrictions include, vehicle must be purchased, registered/titled in CA, and for personal use only. Also, this offer is not valid for exotic, classic, gray market, salvage, or Lemon Law buy-back vehicles. Additional costs which may apply: $25.00 for private party loans and $50.00 for refinancing an existing Orange County's Credit Union auto loan. Normal approval standards apply. Not all applicants will qualify. Rates, terms, and conditions are subject to change without notice.

²The no payment for up to 90 days option is available for qualified borrowers. Does not apply to the refinance of existing CU auto loans or cash-out refinance loans. Finance charges begin to accrue the date the loan is funded and are repaid in the first monthly payment(s) due. As a result, you may pay higher total finance charges on the loan than if repayment began earlier.

³Limited to refinancing an existing auto loan from another lender with no cash-out.

Orange County's Credit Union is an Equal Opportunity Lender.