You’re not a kid anymore. It’s time to start stepping into the real world. You’ll need a way to deposit your paychecks. You’ll need an ATM card to get cash when you’re out and about. And when you’re ready to buy a car, you’ll need a credit history. These are just some of the reasons you need to open your own checking account. It’s a simple way to start managing your money. And an easy way to help establish your credit.  But most of all, it’ll give you the freedom you need to do more with your life.

If you’re between 13 and 17* years old, it only takes $100 to start your own Pacific Checking Account with Orange County’s Credit Union.  Here’s what you get:

• No monthly service fee – the account is FREE! (See if your bank does that)
• No minimum balance requirement (In your face, big bank)
• Choice of ATM card or Debit MasterCard® for deposits and withdrawals
• FREE first order of checks
• Monthly statements
• Overdraft protection available

Your Pacific Checking Account lets you choose between an ATM or debit card. With your Debit MasterCard®, you can leave your cash and checks at home. Use it to make purchases at over 21 million locations world wide, wherever you see the MasterCard® logo. Purchases are automatically deducted from your checking account without fees or interest.** Your Debit MasterCard® also doubles as an ATM card.

Come by your local Orange County’s Credit Union branch and let’s get you started. It only takes a few minutes to open your Pacific Checking Account. The sooner you do, the quicker you can take charge of your money.