You can’t go around bummin’ rides for the rest of your life. You need a car for work. You need a car to date. We get it. And we’ll help you get it - with a car loan you can definitely handle. How? Well, for starters, our interest rates are lower than most banks, savings and loans, and finance companies (thanks to our not-for-profit status). Plus, our simple interest method means that interest is accrued on unpaid balances, rather than on original loan amounts (trust us, that’s a good thing). And if you can’t come up with a down payment, don’t worry. We can shift gears to get you 100% financing on a new car. Or at least Kelley Retail Blue Book value on a used car, including tax, license, and warranty. But what if you’re a first-time buyer with no previous credit history? No problem. We work with first-time buyers all the time. Come on in and let’s get this show on the road.