Protect yourself from unexpected overdrafts. Our Credit Union has a “With You All the Way” approach to overdraft protection that’s based on your choice and what’s in your best interest. We’ll ask you how you want overdrafts handled. You’ll need to sign up! 

A NEW SERVICE – Debit/ATM Card Overdraft Protection
Now you have a choice! Currently your ATM and everyday debit card transactions are declined when the funds aren’t there. Now you can sign up to have us pay them for a fee. It’s peace of mind when you need it most. And a backup plan. Click here to sign up.

Standard Overdraft Protection
We pay your checks, automatic reoccurring payments, and electronic payments for a fee when you don’t have enough money in your checking account to cover them. 

Overdraft Transfer
Link a savings account* or PAL (Pre-Approved Line of Credit)** to your checking account to cover transactions when you don’t enough money to cover them. Pay a minimal transfer fee each time a transfer is made to cover an overdraft.

*Transactions limitations may apply.
** An approved PAL is required.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we don’t authorize and pay an overdraft, your transaction will be declined.