What's New
From Your Credit Union. From Your Car.
When it comes to purchasing and financing a new car, you want to feel secure in your decisions. The reliability of your Credit Union is key – a place you trust to be your lender. You can be assured of a great rate lined up with approved financing before you visit the dealer. You’re on your way!
• Finance up to 100% of the purchase of a new or used car
• Refinance your loan from another lender to make your car more affordable*
• Lower your monthly payment with extended terms
• Rates as low as 5.74%**
Based on a $21,000 auto loan (Bank of the West rate is based on 90% financing
on New and Used Autos), up to 100% loan-to-value, and 60-month term.
Source: Informa Research Services, Inc., Calabasas, CA, www.informars.com.
Although the information has been obtained from the various institutions on
October 12, 2009, the accuracy cannot be guaranteed.
Call a Member Service Representative (888) 354-6228.
*Refinance an existing auto loan from another lender with no cash out.
**APR is Annual Percentage Rate. As of today, rates are as low as 5.74% on new and used autos up to 60 months. Rates are subject to change. Please contact us for your lowest rate. The approximate payment per $1,000 on a new and used auto 60-month term loan at 5.74% is $19.22. Rate shown is for premium credit and includes a .25% discount for automatic payments. Loans without automatic payments will be .25% higher. Rate good for up to 100% financing on new and used cars and 75% on SUVs, light trucks, and vans over 6 cylinders. Only available on current model year plus seven years old. Longer terms of up to 84 months on new autos are also available. Call for rates. For used autos with mileage in excess of 100,000, there may be a small rate differential. Call for details. Minimum loan amount is $1,000. Certain restrictions apply. Rates and terms subject to change. Normal approval standards apply.
1 Annual Percentage Rate stated in above chart includes automated payments and relationship discounts, if available. Assumes premium credit. Additional discounts for 20% down or shorter terms. Other rates and terms available up to 84 months on new autos.
Imagine driving away in a brand new car – compliments of Autoland. For one lucky credit union member, that dream will come true! Between October 1st, 2009 and September 30th, 2010, you’re invited to enter Autoland’s Member Exclusive Giveaway by logging onto www.autoland.com. Each month, one credit union member will win a $150 Gas Gift Card. Every member who enters will be in the Grand Prize Drawing with a chance to win a brand new 2010 Toyota Yaris!
Autoland Benefits
• An extensive inventory of new and quality pre-owned vehicles.
• Finds your vehicle, negotiates the price, and delivers your car.
• Takes the trade-in of your current vehicle.
• Answers questions about all makes, models, and styles.
Save time and money when you purchase your next vehicle, call Autoland at (888) 354-6228 ext. 7595 or visit www.autoland.com/orangecountyscu.org
We’re pleased to introduce the new Credit Union check for Members. The new design will appear on orders received after 11/09/2009.
A recent job change. Retirement. A 401K with a former employer. If one of these describes you, it may be time to get ready for a rollover. Employers require retirement plans to be transferred to another similar plan when there’s a separation of employment.
What is a Rollover?
A rollover is a method of moving money, without incurring taxes or penalties, from one IRA to another IRA or between an eligible retirement plan and an IRA. Eligible retirement plans include qualified retirement plans such as, but not limited to:
• 401(k) plans
• 403(a) qualified annuity plans
• 403(b) tax sheltered annuity plans and government plans
• 457(b) deferred compensation plans
One of our experienced financial consultants will be glad to explain how the rollover process works, assist you with the paperwork, and answer any questions. Schedule a no-cost, no-obligation consultation with a financial consultant to get started.
Investment Choices for Your Rollover IRA
Once you’ve rolled over your retirement distribution to an IRA, a financial consultant can help you design an investment strategy that’s tailored specifically to your needs and financial goals.
Call the Retirement & Investment Services Department at (888) 354-6228 ext. 7599 to schedule your no-cost, no-obligation appointment.
with Orange County’s Credit Union
The Credit Union is deeply appreciative of their dedication to serving our Members for 30-years. Join us in congratulating Dawn Danielson, AVP of Vendor Management; Leslie Nguyen, VP of Business Projects; and Duane Owens, Member Service Representative, on 30-years at Orange County’s Credit Union.
